Business Details
14 Years
experience
Your Trusted Mortgage Brokers in Sydney
Atelier Wealth began with a vision to transform the mortgage broking experience. Founded in 2012 by Aaron and Bernadette Christie-David during their honeymoon in Hanoi, the company was born from a desire to simplify property investment and homeownership. With a combined background in corporate finance and human resources, the founders identified a gap in the market for a client-centric mortgage broking service that prioritises transparency, expertise, and tailored solutions. Today, Atelier Wealth operates across Sydney, Newcastle, Brisbane, and other key Australian locations, serving first-home buyers, property investors, and self-employed individuals. The company's mission remains unchanged: to empower clients to build intergenerational wealth through strategic property investments.With a reputation for high loan approval rates, comprehensive post-settlement support, and a deep understanding of lender policies, Atelier Wealth has become a trusted partner for over 850 Australian families. Their proactive approach includes annual loan reviews to ensure competitive interest rates and a commitment to the '4 Cs'Care, Choice, Communication, and Consistency. Recognised as one of Australia's top 100 mortgage brokers for four consecutive years, the team combines technical expertise with a personal touch, offering services ranging from home loans and refinancing to commercial property financing. Their dedication extends beyond business, with initiatives like supporting homelessness charities reflecting their broader commitment to community impact.
Services
Home Loans
Refinancing
Investment Property Loans
Commercial Property Loans
Car Finance
Details
- Year established: 2012
Highlights and features
- We have a 0.05% loan decline rate, significantly below industry averages
- Our brokers specialise in complex lending scenarios for self-employed clients
- We proactively review loans every 6-12 months to maintain competitive rates
- We've approved $765m in loans and saved clients $1.3m in interest
- Our team includes directors with 15+ years' experience in mortgage broking
Associations and certifications
- Mortgage Professional Australia (MPA) Top 100 Brokers
What people say
Seamless process
Thorough professional
Stress-free experience
Exceeded expectations
Personalised support
Services
Home Loans
Specialising in first-home buyer mortgages, we guide clients through every step of the process. Our brokers help structure applications to maximise approval chances while explaining documentation requirements clearly. We compare multiple lenders to find competitive rates and terms suited to individual financial situations, including assistance with government schemes and deposit planning.
Refinancing
We help property owners secure better interest rates and loan features through strategic refinancing. Our team analyses existing loan structures to identify savings opportunities while considering break costs and establishment fees. We specialise in complex refinancing scenarios including portfolio optimisation and equity extraction for investment growth.
Investment Loans
Our investment loan specialists help build high-performing property portfolios through strategic financing. We work with clients to structure loans that maximise tax benefits and cash flow efficiency. Services include portfolio reviews, equity extraction strategies, and access to non-bank lenders for clients with unique financial circumstances.
Commercial Loans
We provide tailored financing solutions for commercial property purchases and business premises. Our brokers understand the complexities of commercial lending and work with clients to structure loans that align with business cash flow requirements. We offer access to specialist lenders and negotiate terms suited to both owner-occupied and investment commercial properties.
Self-Employed Loans
Our experts specialise in mortgages for self-employed professionals and business owners. We work with lenders who understand non-traditional income structures and can demonstrate borrowing capacity effectively. Services include documentation preparation, loan structuring to meet serviceability requirements, and access to low-doc lending options when appropriate.
People
Aaron Christie-David
Managing Director & Mortgage Broker
With over 15 years' experience in mortgage broking and banking, Aaron leads Atelier Wealth's strategic direction. He specialises in complex lending solutions and has helped hundreds of clients achieve property success. His expertise includes investment structuring and portfolio growth strategies.
Bernadette Christie-David
Director & Mortgage Broker
Co-founder Bernadette brings corporate HR expertise to mortgage broking, focusing on client communication and process efficiency. She specialises in first-home buyer assistance and has developed the company's award-winning customer service framework.
Damien Walker
Director & Mortgage Broker
Damien specialises in first-home buyer assistance and regional property investments. With extensive experience in client education, he helps new buyers understand loan structures and navigate competitive property markets effectively.
Nate Condie
Mortgage Broker
Nate focuses on investment property financing and portfolio expansion strategies. He works closely with clients to develop long-term wealth-building plans through strategic property acquisitions and refinancing opportunities.
Trinity Maat
Client Services Manager
Trinity oversees post-settlement support and loan review processes. She ensures ongoing client satisfaction through regular portfolio assessments and interest rate optimisation reviews.
Questions
What loan options are available for first-home buyers?
We offer tailored first-home buyer solutions including government scheme assistance, low-deposit options, and comprehensive guidance through the entire purchasing process.
Can self-employed individuals get competitive mortgage rates?
Yes, we specialise in mortgages for self-employed clients and have access to lenders who understand non-traditional income structures and documentation requirements.
Do you help with investment property portfolios?
We specialise in helping investors grow portfolios through strategic refinancing, equity extraction, and access to specialist lenders for complex scenarios.
What post-settlement services do you offer?
We provide annual loan reviews to ensure competitive rates, assistance with offset accounts, and ongoing portfolio optimisation advice for all our clients.
How do you handle complex lending situations?
Our brokers have expertise in complex cases including SMSF loans, commercial properties, and high-net-worth portfolios, with access to 27+ lenders for tailored solutions.
Are your services available outside Sydney?
We operate nationally with offices in Sydney, Newcastle, Brisbane, Adelaide, Melbourne, Perth, and Illawarra, offering both in-person and virtual consultations.
Reviews (7)
Teresa Lilly
Dec 13, 2021
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Aaron and Belinda were outstanding in helping guide us through our first home buying process. They helped us find the best rates and deals which we qualified for. Every step of the way, they provided sound advice and referrals to the professionals we needed. They also were excellent communicators and kept us informed about the loan application process. I could not recommend them highly enough.
Jathu Srikanthan
Dec 05, 2021
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Outstanding service! I would have given more than 5 stars if it had been possible to do so!
Damien from Atelier wealth is extremely knowledgeable and he provides you with a customised solution based on your situation. Our customer relations manager Belinda was also very helpful, professional and always willing to answer any queries we had. In addition, Damien was very friendly and was always willing to patiently answer any loan related questions that we had. Our situation was a bit complicated but Damien was able to provide us with a solution which exactly met our requirements. In addition, everything
Damien from Atelier wealth is extremely knowledgeable and he provides you with a customised solution based on your situation. Our customer relations manager Belinda was also very helpful, professional and always willing to answer any queries we had. In addition, Damien was very friendly and was always willing to patiently answer any loan related questions that we had. Our situation was a bit complicated but Damien was able to provide us with a solution which exactly met our requirements. In addition, everything
Ivan Basanovic
Oct 26, 2021
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Outstanding customer service and professionalism from my initial query right through to loan refinance settlement. Aaron and and his team took us on when most brokers and lenders are uninterested in our situation, they never quit when obstacles arose and always worked their hardest to get the best options for us over the line. Thank you and God bless
Shari Adams
Oct 15, 2021
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Aaron and the team at Atelier Wealth are amazing. I had dealings with a few mortgage brokers but Aaron by far has the most knowledge I've ever come across. He is easy to deal with, articulates himself well, no stress, helpful and polite. He went above and beyond while acting as my broker and was very impressive. I can not recommend Aaron and the team at Atelier Wealth enough!
Cyd Cabili
Sep 06, 2021
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On my journey to buy my first house, the team from Atelier Wealth helped me a lot and they makes it easier. Buying a house is a stressful decision, but the team especislly Aaron and Belinda really helped me to decide, weigh my decisions and reassured me of a positive outcome. It was a whirlwind application when I got my first property, however Atelier Wealth made it as smooth as it is. My cousin referred them to me, so now I will refer them to whoever wants a broker. You will never regret when you choose Atelier Wealth to be part of your journey on getting a property. Good job Atelier Wealth!!
Melody Ding
Aug 26, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
Aaron and his team are extremely professional and helpful. They have made the financial side of the home purchasing process smooth and stress-free. I can not recommend theme more for future home purchasers. Thank you Atelier Wealth!
Aaron and his team are extremely professional and helpful. They have made the financial side of the home purchasing process smooth and stress-free. I can not recommend theme more for future home purchasers. Thank you Atelier Wealth!
Ken Ho
Aug 23, 2021
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Positive:Professionalism,Quality,Responsiveness
We came to Atelier Wealth to help refinance our loan portfolio. Aaron and his team have been fantastic. They listened to our needs, understand our situation and offered sound advices during the whole process. Aaron's team is very knowledgeable, great communication and truly professional in what they do. Highly recommended!!
We came to Atelier Wealth to help refinance our loan portfolio. Aaron and his team have been fantastic. They listened to our needs, understand our situation and offered sound advices during the whole process. Aaron's team is very knowledgeable, great communication and truly professional in what they do. Highly recommended!!
