Business Details
22 Years
experience
Trusted Mortgage Brokers in Sutherland Shire
FirstPoint Mortgage Brokers has been delivering tailored mortgage solutions to residents and businesses in Sutherland Shire since 2004. Our team of ASIC-licensed credit representatives combines decades of industry experience with a commitment to personalized service, ensuring clients receive advice aligned with their unique financial goals. With access to over 35 major lenders and 100s of loan products, we specialise in home loans, car loans, business financing, and refinancing solutions. Recognised through multiple awards for excellence, our brokers leverage strong private banking relationships to negotiate competitive rates, reduced fees, and favourable terms on behalf of clients.We prioritise transparency, maintaining no hidden fees in most cases, while our membership of the Mortgage & Finance Association of Australia (MFAA) and National Mortgage Brokers (nMB) underscores our adherence to professional standards. Our technology-driven approach enhances client communication without replacing the human touch, ensuring seamless support throughout the mortgage journey.
Services
Home Loans
Car Loans
Business Loans
Refinancing
Mortgage Advice
Investment Loans
Construction Loans
SMSF Loans
Private Banking
Loan Comparisons
Details
- Year established: 2004
Highlights and features
- We have over 20 years of combined experience in banking and finance.
- We provide access to 35+ lenders with 100s of tailored loan products.
- Our services come with no fees applied in most cases.
- We are members of the Mortgage & Finance Association of Australia (MFAA).
- Our team offers annual mortgage reviews to ensure ongoing optimal rates.
Associations and certifications
- Mortgage & Finance Association of Australia (MFAA)
- National Mortgage Brokers (nMB)
What people say
Exceptional communication
Stress-free process
Expertise and knowledge
Highly recommended
Prompt responses
Services
Home Loans
FirstPoint Mortgage Brokers specialises in residential home loans tailored to individual financial circumstances. Our brokers compare products from 35+ lenders to secure competitive rates and terms. Whether purchasing a first home, investment property, or upgrading, we guide clients through every stepfrom pre-approvals to settlement. Our local market expertise ensures solutions align with Sutherland Shire's property trends, while our no-fee policy (in most cases) enhances affordability. Clients benefit from ongoing support, including annual mortgage reviews to maintain optimal rates.
Refinancing
Our refinancing service helps clients reduce repayments, access equity, or consolidate debt by renegotiating loan terms. FirstPoint brokers analyse existing mortgages to identify savings opportunities, leveraging relationships with major lenders to secure improved rates. The process includes assessing exit fees, comparing new products, and managing paperwork seamlessly. Clients receive transparent advice on break-even points and long-term benefits, ensuring refinancing aligns with financial goals. Many clients achieve significant savings, as evidenced by testimonials praising our brokers' proactive approach and market knowledge.
Business Loans
FirstPoint provides tailored business financing solutions, including commercial property loans, equipment financing, and working capital. Our brokers understand the complexities of business lending, offering advice on structuring loans to maximise cash flow and growth. With access to specialist lenders, we secure competitive terms for SMEs and larger enterprises. Services extend to SMSF loans and construction financing, supported by relationships with private banks. Clients appreciate our ability to navigate complex scenarios, such as multi-loan structures, ensuring solutions align with both business and personal financial objectives.
Car Loans
Our car loan service offers access to competitive rates through a wide network of lenders, including dealerships and financial institutions. FirstPoint brokers assess clients' budgets and vehicle needs to recommend fixed or flexible financing options. The process includes pre-approvals to strengthen purchasing power, along with guidance on new versus used vehicle financing. Clients benefit from streamlined applications and transparent fee disclosures. Positive reviews highlight our brokers' efficiency in securing approvals and explaining loan features, ensuring informed decisions without hidden costs.
Investment Loans
FirstPoint specialises in investment loan strategies to build wealth through property. Brokers advise on portfolio structuring, tax-effective borrowing, and equity management. Services include sourcing high-performing investment products, managing construction loans, and refinancing existing portfolios. Our local market insights help clients target growth areas in Sutherland Shire and beyond. Testimonials praise our proactive approach to renegotiating rates and annual portfolio reviews, ensuring investments remain aligned with long-term financial goals while minimising risks.
People
Troy Phillips
Director
Troy brings over 15 years of finance experience to FirstPoint, specialising in complex loan structures and commercial mortgages. His client-focused approach prioritises long-term financial strategies, supported by strong lender relationships. Troy ensures the team maintains compliance with ASIC regulations while delivering tailored solutions.
Greg Collins
Senior Mortgage Broker
Greg has guided clients through home purchases and refinancing for over a decade. Known for his patient, educational style, he simplifies mortgage processes for first-home buyers and investors. His expertise in Sutherland Shire's property market ensures clients secure optimal loan terms.
Jonathan Harris
Lead Mortgage Broker
Jonathan specialises in residential and investment loans, with a focus on stress-free client experiences. His proactive communication and annual mortgage reviews have earned consistent five-star feedback. He holds dual qualifications in finance and property management.
Chris Pryer
Senior Advisor
Chris has assisted over 500 clients with home loans and refinancing since joining FirstPoint in 2010. His transparent advice and responsiveness have made him a trusted advisor, particularly for interstate clients managing property portfolios.
Ethan Tudjman
Business Finance Specialist
Ethan focuses on commercial loans and SMSF financing, leveraging 12 years of banking experience. His pragmatic approach helps business owners navigate complex lending requirements while maintaining compliance with regulatory standards.
Questions
What services do mortgage brokers in Sutherland Shire provide?
FirstPoint Mortgage Brokers assist with home loans, refinancing, car loans, and business financing, acting as intermediaries between borrowers and lenders to secure competitive rates and tailored solutions.
Why should I choose a local mortgage broker in Sutherland Shire?
Local brokers offer in-depth market knowledge and personalised service, ensuring mortgage solutions align with Sutherland Shire's unique property landscape and client needs.
How do I find the best mortgage broker near me in Sutherland Shire?
Look for brokers with strong local market expertise, client testimonials, and access to multiple lenders—like FirstPoint, which has served the area since 2004.
What makes a mortgage advisor different from a traditional lender?
Mortgage advisors compare loan options from various lenders to find the best fit for your needs, while traditional lenders only offer their own products.
Do you operate in Cronulla?
Yes, we are based in Cronulla and provide mortgage services tailored to the local market, including home loans and refinancing solutions.
How can I get started with FirstPoint Mortgage Brokers?
Contact us via phone, email, or visit our Cronulla office to schedule a consultation and begin exploring tailored mortgage solutions.
Reviews (4)
Josh Solomons
Jan 18, 2022
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Chris from first point at Cronulla was amazing throughout the whole process of buying our first property. From the first phone call until the last he was truly above and beyond. Highly rated! Will definitely recommend to friends and family.
Abbey Jennifer
Jan 17, 2022
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Positive:Professionalism,Responsiveness
Chris and Ethan were excellent to deal with from start to finish. Chris made the process easy to understand (especially being first home buyers) and quickly answered the many questions we had. Highly recommend to those looking at purchasing a property.
Chris and Ethan were excellent to deal with from start to finish. Chris made the process easy to understand (especially being first home buyers) and quickly answered the many questions we had. Highly recommend to those looking at purchasing a property.
Umar Laushi
Jan 13, 2022
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I can't explain myself right now what I received on my wallet was so great and surprising, an amazing huge amount was sent to me by trading with an expert, You so much deserve an accolades on this Mrs Taisha carson. Always do your best, what you plant now you harvest later, I made $6,900 with just little amount of $500 She did a great job, thanks… to Mrs Taisha carson for making that come through. Please all you have to do is to contact her and be a part of this online investment, Her info.... Email:taishacarson021@gmail.com Whatsapp: +1 (910) 502-3651
Kelly Macdonald
Dec 28, 2021
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FirstPoint Mortgage Brokers were a dream to have guiding us with our first home buyers experience. We liaised with Chris Pryer, and he could not have been more helpful, there was no question he couldnt answer and was professional and personable throughout the entire time. We would highly recommend and use FirstPoint again.
