Business Details
Your Trusted Mortgage Broker in Narellan, NSW
Founded by Jason Haworth, The Mortgage Tree has been delivering tailored financial solutions across Australia for over a decade. With 31 years of industry experience in banking and finance, including roles with major institutions like Westpac and ANZ, we specialise in residential, commercial, and development loans. Our approach prioritises deep client relationships, leveraging access to over 38 lenders and 200+ loan products to secure optimal financing structures. Certified through the National Finance Institute with qualifications in mortgage broking, we combine technical expertise with empathetic service to help clients achieve financial goals.Our commitment to transparency and ongoing support has earned us a reputation for resolving complex lending challenges while maintaining a 95% discount rate below standard variable rates. As a Justice of the Peace and holder of Australian Credit License 389258, we uphold rigorous ethical standards while offering services from first-home purchases to multi-million-dollar developments.
Services
Residential Home Loans
Property Development Loans
Self-Employed Loans
Business & Commercial Loans
Vehicle & Machinery Finance
Highlights and features
- We offer 31 years of combined banking and mortgage broking experience
- We work with 38+ lenders to access 200+ loan products
- Our team holds formal qualifications from the National Finance Institute
- We provide ongoing loan health checks and structural optimisation
- Our clients receive exclusive access to minor bank lender options
Associations and certifications
- Australian Credit License 389258
What people say
Great experience dealing with Jason
Very knowledgeable and caring
Highly recommend for home loans
Quick and efficient service
Excellent communicator
Services
Residential Home Loans
We provide tailored residential mortgage solutions for first-home buyers, investors, and refinancers. Our services include loan structuring, equity release, and low-documentation options for self-employed clients. With access to major banks and boutique lenders, we secure competitive rates while simplifying the application process through end-to-end guidance.
Property Development Loans
Our development financing supports residential and commercial projects from $1M to $50M. We specialise in senior debt, mezzanine funding, and presale financing solutions. With expertise in navigating changing lender requirements, we help developers optimise capital structures while maintaining compliance with evolving regulatory standards.
Business & Commercial Loans
We arrange business loans for capital purchases, expansions, and working capital needs. Our services cover commercial property financing, agribusiness loans, and cash flow solutions. With relationships across institutional lenders and private equity firms, we secure tailored financing structures for businesses from SMEs to large corporations.
Vehicle & Machinery Finance
Our asset finance solutions include chattel mortgages, hire purchase agreements, and operating leases. We assist businesses in securing equipment financing with tax-effective structures while ensuring compliance with ABN/ACN requirements. Our services cover both small vehicle fleets and large-scale industrial machinery acquisitions.
Self-Employed Loans
We specialise in financing solutions for self-employed individuals and contractors. Our services include low-doc loans, business expense financing, and debt consolidation options. By leveraging relationships with lenders accepting BAS statements and accountant declarations, we simplify loan approvals for non-traditional income structures.
People
Jason Haworth
Founder & Mortgage Broker
With 31 years in banking and finance, Jason holds a Diploma in Mortgage Broking and is a Justice of the Peace. He previously worked with Westpac, ANZ, and St George Bank, developing expertise in residential and commercial lending solutions.
Questions
What loan types do you specialise in?
We specialise in residential home loans, commercial property financing, development loans, vehicle finance, and self-employed loan solutions.
How do you find competitive loan rates?
We work with 38+ lenders and 200+ loan products to compare options and negotiate exclusive rates unavailable through direct bank applications.
Can self-employed individuals qualify for loans?
Yes, we offer low-documentation loans requiring BAS statements or accountant declarations instead of traditional tax returns.
What areas do you service?
While based in Narellan, NSW, we provide mortgage services nationwide with a focus on NSW regional and metropolitan areas.
How long does loan approval take?
Most approvals occur within 5-10 business days, with urgent cases expedited through our direct lender relationships.
Do you offer ongoing loan support?
Yes, we provide lifetime loan health checks and structural reviews to ensure your financing remains optimal as market conditions change.
