Business Details
23 Years
experience
Your Trusted Mortgage Broker in Sydney
Established in 2003, Mortgage Broker Sydney has built a reputation as a trusted boutique mortgage broking firm serving Sydney and surrounding areas. Our team combines 16 years of industry experience with accreditation from the Mortgage and Finance Association of Australia (MFAA) to deliver tailored loan solutions. We specialise in residential and commercial lending, offering free services through lender commissions while maintaining a client-centric approach. Our brokers provide end-to-end support, from pre-approval to settlement and ongoing loan management, with a focus on transparency and education.With access to a wide panel of lenders including major banks, we negotiate competitive rates while prioritising client needs. Our boutique size ensures personalised attention, supported by advanced software and a commitment to staying current with market trends. We serve first-home buyers, investors, and businesses, offering guidance on grants, refinancing, and portfolio management. Our success is built on word-of-mouth referrals and a track record of overcoming complex lending challenges.
Services
Home Loans
Commercial Loans
Refinancing
Investment Property Loans
First Home Buyers Loans
Details
- Year established: 2003
Highlights and features
- 16 years of local mortgage broking experience
- MFAA-accredited professionals ensuring industry standards
- 100% free service through lender commissions
- Boutique-style personalised attention
- Ongoing loan management beyond settlement
Associations and certifications
- Mortgage and Finance Association of Australia (MFAA)
What people say
Quick loan approval
Personalised attention
Transparent process
Expert market knowledge
Ongoing support
Services
Home Loans
We specialise in residential mortgage solutions for first-home buyers, upgraders, and investors. Our brokers assess your financial situation to recommend suitable loan products with competitive rates. With access to major banks and niche lenders, we negotiate terms that match your repayment capacity while providing guidance on grants and stamp duty concessions.
Commercial Loans
Our commercial lending experts help businesses secure property-backed financing for growth or operational needs. We work with clients to structure loans for commercial property purchases, equipment financing, or equity leverage. With relationships across major Australian lenders, we find solutions tailored to your business cash flow requirements.
Refinancing
We review existing mortgages to identify savings opportunities through better interest rates or loan features. Our process involves analysing current terms, negotiating with lenders, and managing the transition to reduce repayments. Clients benefit from our market knowledge to avoid common refinancing pitfalls.
Investment Property Loans
Specialist support for property investors seeking portfolio growth. We advise on loan structures for tax efficiency, help access equity, and compare products for multiple properties. Our service includes cash flow analysis and lender negotiations to maximise investment returns while managing risk.
First Home Buyers Loans
Tailored assistance for first-time purchasers navigating the home buying process. We explain loan options, arrange pre-approvals, and guide clients through grants and concessions. Our brokers manage paperwork while providing education on mortgage features to ensure informed decision-making.
People
Michael Brown
Principal Broker
With 30 years in finance, Michael specialises in complex lending solutions for home buyers and businesses. His expertise spans first-home grants to multi-million-dollar commercial deals, combining policy knowledge with relationship-based lending.
Ben Machin
Senior Mortgage Broker
Ben offers 8 years' experience in residential lending, focusing on investor portfolios and debt consolidation. A property investor himself, he provides practical advice on equity management and loan structuring for Sydney's property market.
Laura McCabe
Mortgage Broker
Laura brings a client-focused approach to first-home buyers and refinancers. With a finance diploma and experience in Sydney's eastern suburbs, she educates clients on mortgage features while managing their loan journey from application to settlement.
Questions
What is a mortgage broker's role?
We act as intermediaries between borrowers and lenders, offering access to multiple loan products while negotiating competitive rates tailored to your financial situation.
Do you charge fees for services?
Our broking service is free as we receive commissions from lenders. However, standard government and lender fees still apply to loan transactions.
How do I qualify for first-home grants?
Eligibility depends on NSW government schemes, purchase price thresholds, and residency requirements. We help clients assess eligibility and complete grant application processes.
Can you assist with bad credit loans?
We work with specialist lenders for non-standard credit situations, though these typically require stronger deposit positions and higher interest rates than standard loans.
What areas do you service?
While based in Sydney's CBD, we assist clients across New South Wales including regional areas through remote consultations and local property knowledge.
Do you offer ongoing loan management?
Yes, we review your mortgage annually to ensure it remains suitable, negotiate better rates when possible, and provide support for life changes like property upgrades.
Reviews (4)
Karina Leigh
Jan 19, 2022
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Michael and Wendy made the process of getting a home loan so easy in what could have been a very stressful process. They were so informative and without a doubt, they got the best loan for us in our situation and were able to adapt really well when our circumstances changed. They are really approachable and very quick to respond to all our questions. I would highly recommend them.
Ethel Matira
Dec 20, 2021
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Positive:Professionalism,Responsiveness
Our first chosen broker didnt think she can handle our case. So we look for another one. And we very happy we went to Damien. Being responsive is one thing, but replying to even weekends and after office hours is another thing. Very reliable, and effective.Will definitely recommend to my family and friends.
Our first chosen broker didnt think she can handle our case. So we look for another one. And we very happy we went to Damien. Being responsive is one thing, but replying to even weekends and after office hours is another thing. Very reliable, and effective.Will definitely recommend to my family and friends.
Mike Reynolds
Nov 26, 2021
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I've worked with a couple of mortgage brokers over the years and Michael & Wendy are definitely the best I've dealt with. They provide unbiased advice which is actually motivated by the right outcome for the client rather than what is the best fee result for the broker. They have earned my trust and I will definitely use them again in future.
Izabella Mytkowski
Sep 19, 2021
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Michael & Wendy were an absolute pleasure to work with. Always responded quickly and made the process simple and efficient. Not only did they get me a (much) better deal than my current bank was giving, but they did it so fast and made the entire process seem simple. I would recommend them to anybody and would use them again for my future property purchase.
