AFMS Group

Business Details

Award-Winning Mortgage Broker in Sydney

AFMS Group is a Sydney-based mortgage brokering firm dedicated to simplifying property ownership and wealth-building through tailored financial solutions. Established with a commitment to transparency and efficiency, we leverage over a decade of combined industry experience to guide clients through home loans, investment financing, refinancing, and commercial lending. Our team prioritises fast approvals by collaborating with 60+ lenders, ensuring competitive rates and streamlined processes. As a member of the Mortgage and Finance Association of Australia and licensed by the Australian Securities and Investment Commission, we uphold rigorous professional standards.

Director Andrew Hadjidemetri, a top-ranked broker, provides strategic advice directly to clients, combining local market expertise with a client-centric approach. With extended operating hours and weekend appointments, we accommodate busy schedules while maintaining a 5-star reputation across 400+ reviews. Our services include no upfront fees, ongoing support post-settlement, and access to CoreLogic property insights, reinforcing our position as a trusted partner in Sydney's property market.

Services

Home Loans Investment Loans Refinancing Pre-approval Commercial Loans SMSF Loans Equity Release First-Home Buyer Grants Loan Comparisons CoreLogic Reports

Highlights and features

Award-winning mortgage broker with 400+ positive reviews
Fast loan approvals prioritised by lender panel
Director-level strategic advice from Andrew Hadjidemetri
Expertise in Sydney property market conditions
Extended operating hours including weekends

Associations and certifications

Mortgage and Finance Association of Australia
Australian Securities and Investment Commission

What people say

Exceptional service Fantastic to work with Highly recommend Incredibly responsive Stress-free experience

Website

Update Listing

Services

Home Loans

We provide tailored home loan solutions for first-time buyers and property investors. Our services include competitive interest rates, low-deposit options, and access to government grants. With partnerships across 60+ lenders, we secure approvals within 1-3 days for purchases or refinancing. Our team guides clients through documentation, settlement, and post-loan support.

Refinancing

Our refinancing experts help clients reduce repayments, access equity, or switch loan features. We compare 40+ lenders to secure better rates and terms. The process includes assessing current loans, identifying savings, and managing paperwork. Clients save thousands annually through rate reductions or loan term adjustments.

Commercial Loans

We offer commercial loans for SMEs seeking expansion, equipment purchases, or cash flow management. Solutions include short-term bridging finance and long-term property investments. Our streamlined application process ensures fast approvals, with flexible repayment terms aligned to business cycles and growth objectives.

SMSF Loans

Specialist loans for self-managed super funds to invest in residential or commercial property. We assist with structuring compliant borrowing arrangements and navigating SMSF regulations. Services include fund setup guidance, lender selection, and ongoing compliance support for retirement-focused investments.

Pre-Approval

Our pre-approval service clarifies borrowing capacity and strengthens property offers. The 90-day valid assessment requires minimal documentation and provides confidence during house hunting. We assist with conditional or unconditional approvals, accommodating expats, PR holders, and Australian citizens.

People

Andrew Hadjidemetri

Principal Broker

Andrew is a top-ranked mortgage broker with 15+ years of experience. He specialises in Sydney property markets and has secured over $1B in loans. His client-first approach focuses on long-term financial health and tailored solutions.

Questions

What loan services does Australian Financial & Mortgage Solutions offer?

We offer home loans, investment loans, refinancing, commercial loans, SMSF loans, and pre-approvals with no fees.

How long does home loan approval take?

Pre-approval takes 1-3 days, with formal approval finalised in 2-4 days after document submission.

Why use a mortgage broker instead of a bank?

Brokers compare 60+ lenders to secure better rates and terms than banks, with no fees for clients.

Do you charge fees for mortgage services?

No fees apply – we earn commissions from lenders while providing cost-free consultations and loan submissions.

Can I get a CoreLogic property report?

Yes, we provide CoreLogic reports detailing property values, sales history, and suburb market trends.

Reviews (5)

Write a Review

Jkd Residence

Jan 23, 2022 Report

Positive:Professionalism,Responsiveness
Australian financial & mortgage solutions Service is second to none, they helped me achieve everything and more!
Looking forward to many more dealings with andrew! highly recommend his services to anyone and everyone.

Jonathan Gounaris

Jan 20, 2022 Report

Possibly the best service for financial options and mortgages Ive ever come across. They are phenomenally quick without compromise in any quality and give you the full picture along with great solutions should any complications occur. Theres no guess work or stress which always occurred historically when dealing with any financial services.

Arav Malhotra

Jan 06, 2022 Report

Positive:Professionalism,Quality,Responsiveness,Value
Andrew is a rock star! He is very professional, knowledgeable and very responsive! Loved interacting with him and looking forward to working with him over the coming years

Alex Child

Dec 26, 2021 Report

As daunting as purchasing your first property can be, Andrew made this process as smooth and transparent as possible! From the first day of interest in securing a loan pre-approval, right through to settlement date, Andrew was available for every question and query I had (no matter how small), and his turn around time on reviewing and submitting the necessary documents was unbelievable. On top of his overall amazing service, Andrew provided me with so much market knowledge and guidance in what I should be looking for as first property, which made me a lot more confident in my decisions. I couldnt

Augez Z.

Dec 25, 2021 Report

Andrew facilitated refinancing on our home loan and has exceeded all our expectations, especially at a time in the year where it is quite busy on the banking front and diverse in the interest rate markets. Andrew kept us informed throughout the entire process and made it easy to do our refinance remotely. He is consistent, readily available and more than happy to exceed the extra mile for his clients. I can't thank him enough for his efforts and would recommend him to anyone who requires finance or looking to refinance. A seamless experience. Thanks again Andrew, we look forward to working with