Business Details
Your Trusted Mortgage Broker in Sydney
Simple Easy Finance is a dedicated mortgage brokerage committed to helping Australian homebuyers and property investors achieve their goals. Our team of experienced mortgage brokers, many of whom are property owners themselves, provides personalized guidance through the entire home loan process. With access to over 40 lenders, we negotiate competitive rates and tailor solutions to meet individual financial circumstances. Our service includes comprehensive loan comparisons, streamlined application processes, and ongoing support with bi-annual rate reviews to ensure clients maintain optimal deals. Recognised for excellence through 400+ five-star Google reviews, we operate transparently without charging fees for our brokerage services. Our streamlined approach simplifies complex loan procedures while maintaining rigorous compliance standards under Australian Credit Licence No. 391237.We prioritise client education through detailed home buying resources and maintain industry partnerships to deliver current market insights. Our proven track record demonstrates consistent success in securing approvals for diverse client profiles, including first-time buyers and professionals across key sectors.
Services
Home Loans
Refinancing
Mortgage Brokerage
Pre-Approval
Government Schemes
Highlights and features
- Award Winning Team With 400+ 5 Star Google Reviews
- We access 40+ lenders to find competitive home loan rates
- We provide fast-tracked loan application processes
- Our team includes property-owning mortgage professionals
- We offer bi-annual lender negotiations for interest discounts
Associations and certifications
- Australian Credit Licence No. 391237
- Credit Representative CRN 494658
What people say
Award-winning team
400+ 5 star reviews
Fast service
Expert guidance
Ongoing support
Services
Home Loans
We specialise in connecting clients with suitable home loan options from our panel of 40+ lenders. Our expert brokers assess individual financial situations to recommend competitive fixed and variable rate mortgages. With access to exclusive deals including 95% LMI waiver options, we streamline the approval process while providing comprehensive guidance on deposit requirements and repayment strategies.
Refinancing
Our team helps homeowners optimise their mortgage arrangements through strategic refinancing opportunities. We analyse existing loan terms to identify potential savings and negotiate better rates with lenders. The service includes assessment of exit fees, comparison of new loan features, and assistance with transition processes to ensure seamless transfers while maintaining financial stability.
Government Schemes
We provide expert guidance on accessing government-backed home loan programs including the Home Guarantee Scheme. Our brokers help clients understand eligibility requirements and prepare necessary documentation to maximise benefits. This service includes assistance with guarantor arrangements and navigating specific lending criteria associated with these special programs.
Pre-Approval
Our pre-approval service gives clients a clear understanding of their borrowing capacity before property searches begin. We conduct preliminary credit assessments and financial evaluations to establish realistic price ranges. This process helps streamline property purchases by demonstrating buyer credibility to real estate agents and sellers while identifying potential approval hurdles early.
Professional Loans
We offer tailored loan solutions for professionals in specific sectors including healthcare, legal, and financial services. Our brokers understand unique income structures and lending requirements for these professions. This service includes access to preferential rates, flexible documentation options, and dedicated support throughout the application process to accommodate professional licensing and career progression patterns.
Questions
What home loan services do you offer?
We provide comprehensive home loan solutions including purchase financing, refinancing, government scheme access, and professional-specific mortgages through our panel of 40+ lenders.
How do your mortgage brokerage services work?
Our brokers assess your financial situation, compare options from 40+ lenders, negotiate rates, and guide you through the entire approval process with no service fees.
Do you charge any fees for your services?
No, we don't charge any fees for our mortgage brokerage services. Our compensation comes from lender commissions after successful loan settlements.
What areas do you service?
While based in Sydney, we provide mortgage services Australia-wide through our online and phone consultation capabilities for clients across all states.
How do you help clients save money?
We negotiate competitive rates, identify suitable loan features, and conduct bi-annual lender negotiations to secure interest rate discounts for our clients.
What makes you different from other brokers?
Our team includes property-owning brokers, we offer ongoing rate reviews, and maintain a 95% application approval rate with transparent, fee-free service.
Reviews (6)
David Angelino
Dec 31, 2021
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Thank you to Le and his team at Simple Easy finance for their perseverance in securing my refinance.It was a long process but the final outcome was fantastic can highly recommend for all your refinancing needs.
Hardesh Singh
Dec 16, 2021
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It has been wonderful experience working with the Simple Easy Finance Team. Richard is very knowledgeable and extremely supportive and helped me in securing the loan with right guidance with speed. He supported me with timely advice on various issues which I was not aware. Phong is very customer centric and proactive and timely informed me on interest rates related issues and advised and explained on various loan related processes. Overall I am very happy and delighted that we took the right decision to go with Richard and Simple Easy Finance Team and would highly recommend thier services if you
Antony Joseph Crossman
Dec 08, 2021
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Great work Phong and Richard, thank you very much. Glad to have come back to you for our Investment property home loan. I would absolutely recommend you guys to anyone looking for an excellent mortgage broker.
Cheers
Cheers
Dommie Myers
Nov 08, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
The team at Simple Easy Finance are the dream team for getting your home loan sorted. They are a pleasure to deal with, and go above and beyond other mortgage brokers to proved a seamless, friendly and professional service. Very highly recommended!
The team at Simple Easy Finance are the dream team for getting your home loan sorted. They are a pleasure to deal with, and go above and beyond other mortgage brokers to proved a seamless, friendly and professional service. Very highly recommended!
Justin Harris
Oct 25, 2021
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Positive:Professionalism,Responsiveness
Thanks to Le and the team at Simple Easy Finance I was able to consolidate my loans at a better rate as well as get approval for another home loan without much hassle at all. Good communication and prompt response to any questions I had made the process easy.
Thanks to Le and the team at Simple Easy Finance I was able to consolidate my loans at a better rate as well as get approval for another home loan without much hassle at all. Good communication and prompt response to any questions I had made the process easy.
Yannick Mackiewicz
Oct 17, 2021
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Not recommending Richard, Janey, Phong and the Simply Easy team would be doing a disservice to anyone needing help with their home loan financing needs. This was my partner and I's first venture into home ownership and they gave clarity to a stressful process and were always there if we had any questions or concerns, which we had many of. Two of our friends recommended them to us and we will extend that recommendation to others wholeheartedly. Thank you again!
