Direct Mortgage Concepts
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Direct Mortgage Concepts (DMC) is a Mortgage Broker and Mortgage Adviser based in Berowra in the Hornsby District in Sydney's Upper North Shore. This allows convenient and quick access to all parts of metropolitan Sydney and the Central Coast. We also offer our services both near and far having a number of valued clients across wider NSW, Australia and overseas.

We are fully accredited and insured, holding an Australian Credit License as well as being a member of the Mortgage and Finance Industry of Australia (MFAA). At DMC we have been assisting First Home Buyers, Homeowners, and Investors with professional and reliable financial solutions to meet their needs since 1999.
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About Us
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Direct Mortgage Concepts (DMC) was established by our principal and founder Wayne Dickerson in 1999. Wayne has a passion for service and works to optimise the mortgage application process to save the customer time, reduce stress, and ensure that every client is matched with the right home loan. Born and raised in Sydney, Wayne is married with children and lives in Berowra Heights in the Upper North Shore of Sydney.
DMC Blog
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With many parts of Australia in lockdown, the number of properties for sale has been falling, which has put upwards pressure on property prices. Across Australia, the total number of property listings in August was 9.6% lower than the month before and 26.3% lower than the year before (see chart). At the same time, asking prices have increased: * Ho.
Home Buyers
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There is no doubt about it, buying a home can be a life-changing event. Whilst it is always an exciting time, navigating the home loan jungle and securing the right deal can be complicated and stressful. DMC can assist with all of the above. We will guide you through the home loan process and give you the best possible chance of securing the right home loan for you.
Investment Loans
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Buying an investment property is an important part of your wealth creation strategy, and making the right decisions upfront will help you avoid costly mistakes. DMC can assist with all of the above. We offer independent advice and can guide you through the process, giving you the best chance of securing your Investment property.
Refinancing
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Generally people look at refinancing their loans to: take advantage of a better rate, switch to a more flexible loan product, or consolidate existing debts; and no matter what your reasons for refinancing we can help. If your home or investment loan has not been reviewed for a few years, you might be surprised.
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