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Trusted Salon Insurance Solutions in Australia
Salon Insurance has been dedicated to serving the salon industry for over three decades, offering tailored insurance solutions that address the unique needs of salon owners, beauty therapists, and related professionals. Our policies are developed in collaboration with clients, ensuring coverage that evolves with industry demands while maintaining a focus on affordability, comprehensive protection, and insurer reliability. With a deep understanding of the risks inherent to salon operations, we provide liability coverage for treatments, property damage, and business interruptions, alongside customisable options to suit diverse budgets.

Our commitment to competitive premiums and broad policy coverage is supported by extensive market research, confirming our position as a leader in salon-specific insurance. As business owners ourselves, we prioritise transparency, client education, and efficient claims management to ensure peace of mind for our policyholders.
Services
Salon Insurance Barber Shop Insurance Beauty Therapist Insurance Public Liability Coverage Property Damage Protection Business Income Insurance Franchise Insurance Mobile Business Insurance Treatment Risk Extension Glass Replacement Coverage
Highlights and features
  • We offer over 30 years of specialised experience in salon insurance.
  • Our policies are developed in collaboration with salon owners.
  • We provide some of the broadest coverage options in the market.
  • We guarantee competitive premiums without compromising on protection.
  • Our claims process is streamlined for efficiency and client satisfaction.
Associations and certifications
  • Australian Financial Services Licence (AFSL 241075)
  • Insurance Broker Code of Practice
What people say
Best when insuring businesses Prompt friendly service Helpful staff Knowledgeable support Trusted protection
Services
Public Liability Insurance
Public Liability Insurance protects businesses against claims for property damage or bodily injury caused to third parties during salon operations. This coverage includes treatment risk extensions for beauty services, ensuring financial protection against legal costs and compensation claims. Ideal for contractors, mobile businesses, and commercial salons, it offers flexible limits up to $20 million.
Small Business Package
The Small Business Package provides essential coverage for leased commercial premises, including property damage and glass replacement. Designed for start-ups and salons in shopping centres, it combines liability protection with signwriting coverage to safeguard against common risks while maintaining affordability for budget-conscious owners.
Complete Business Package
The Complete Business Package offers extensive protection, including property damage, business income loss, theft, and money coverage. This popular option extends liability and glass replacement benefits, ensuring uninterrupted operations during unforeseen disruptions. Tailored for salons requiring robust, cost-effective solutions without compromising on critical protections.
Franchise Insurance
Franchise Insurance caters to businesses with multiple salons or locations, providing customisable policies to meet complex operational needs. This service addresses uniform coverage across sites, streamlining risk management for growing franchises while maintaining competitive pricing and adaptability to specific business structures.
Treatment Risk Extension
Treatment Risk Extension covers liability claims arising from beauty treatments, such as skin reactions or accidental injuries. Integrated into liability policies, it ensures protection for services like laser hair removal, cosmetic tattooing, and massage therapies, addressing industry-specific risks with minimal premium costs.
Questions
What insurance packages does Salon Insurance Australia offer?
We provide Liability Only, Small Business, Complete Business, and Franchise packages, each tailored to address specific risks for salons, barbershops, and beauty businesses.
How do I file a claim with Salon Insurance Australia?
Submit a completed claim form with supporting documents via our website or contact our team for guidance on the process and required documentation.
Does Salon Insurance cover home-based businesses?
Yes, our policies include coverage for home-based and mobile salon operations, addressing liability and equipment risks excluded by standard home insurance policies.
Can I customise my insurance policy?
Yes, we offer tailored options for single salons, franchises, and multi-location businesses, allowing adjustments to coverage limits and inclusions.
What treatments are covered under liability insurance?
Coverage includes common beauty treatments like laser hair removal, cosmetic tattooing, and massage therapies, with treatment risk extensions for added protection.
Is Salon Insurance Australia regulated?
Yes, we operate under the Australian Financial Services Licence (AFSL 241075) and adhere to the Insurance Broker Code of Practice.
Reviews (5)
Rachel Healy
Sep 21, 2021 Report
Hi everyone, My name is Rachel and I own a salon in Canberra. Our work computer recently got smashed but was insured by salon insurance Australian! It was awesome giving them a call, Heidi immediately picked up the phone (no machines, wait times, or being put on hold). She very clearly and kindly talked me through the process (I have never made a claim before) and emailed me through a few things I needed to provide and a claim form, she helped me fill out the claim form and I think less than 48hours later they paid for me to get the newer model! Everything was really easy (I just assumed it would
Kelly Lilomaiava
Aug 15, 2021 Report
Positive:Professionalism,Responsiveness,Value
They are the best when it comes to insuring businesses!! I have been with them for 3 years now and never had a problem. Very reliable and always willing to answer any questions that you have about the covers for business. Highly recommend them if you are looking into protecting yourself and your business.
Tanya Walsh
Aug 12, 2021 Report
Positive:Professionalism,Quality,Responsiveness,Value
Always had prompt, friendly service from Heidi and the team, been taking care of our needs for approximately 15 years and never had a problem with claims, always professional and obliging
Trang Nguyen
Aug 07, 2021 Report
Positive:Professionalism
Im very happy with Heidi and the staffs, they are all very helpful and takes good care of all my business insurance.
Refined Laser & Skin
Jun 28, 2021 Report
I am from Melbourne and purchased an insurance policy with Salon insurance the middle of last year. After that, We have had many months of closure due to coronavirus and this company didnt even try to help me at all with any type of extension or assistance. Cold hearted company and more expensive then any other. Dont bother using them if youre thinking about it.