Business Details
Trusted Mortgage Brokers in Sydney | Secured Capital
Secured Capital specialises in providing short-term property-secured loans for business and investment purposes, with a focus on property development financing. We partner with wholesale investors to offer bespoke mortgage investment opportunities through our Select Income Fund, ensuring conservative loan-to-valuation ratios and fixed income returns for investors. Our expert mortgage team sources and manages syndicated loan facilities, providing tailored financing solutions for commercial borrowers while maintaining capital stability as a core investment objective. With a proven track record in facilitating peer-to-peer property lending, we deliver monthly income streams to investors through diversified mortgage portfolios. Our debt funds exclusively target Australian property markets, prioritising high-density growth corridors and offering flexible investment authorities to suit individual risk profiles.We maintain rigorous due diligence processes, including independent valuations and quantity surveyor assessments, to ensure robust security for all investments. Our services extend to bridging finance, mezzanine financing, and construction loans, addressing complex funding requirements for partially completed developments and extensive renovations. As licensed financial services providers (AFSL 458097), we combine local market expertise with international investor networks to deliver innovative mortgage solutions across residential and commercial property sectors.
Services
Short Term Loans
Bridging Finance
Mezzanine Finance
Property Development Loans
Second Mortgages
Caveat Loans
ATO Tax Debt Finance
Incomplete Construction Loans
Syndicated Loan Facilities
Peer-to-Peer Investments
Highlights and features
- We offer conservative loan-to-valuation ratios for capital security
- Our investors receive fixed income returns from property-secured loans
- We provide tailored investment authorities for specific or general allocations
- Our team has extensive experience in peer-to-peer property lending
- We facilitate nationwide mortgage solutions for complex developments
Associations and certifications
- Australian Financial Services License (AFSL)
What people say
Bespoke opportunities
Expert mortgage team
Urgent bridging facility
Capital stability focus
Timely project completion
Services
Short Term Loans
Our short-term property-secured loans provide urgent financing for property acquisitions and development projects. Investors benefit from fixed interest returns through our syndicated loan facilities. These time-sensitive solutions address immediate funding requirements while maintaining conservative loan-to-valuation ratios.
Mezzanine Finance
We offer mezzanine financing solutions that combine debt and equity elements for property developments. This subordinated financing fills funding gaps in capital structures while providing investors with enhanced returns through equity participation features.
Property Development Loans
Our development loans support residential and commercial construction projects across Australia. We specialise in complex cases requiring non-recourse funding structures, particularly for partially completed developments needing urgent capital injections.
Peer-to-Peer Investments
The Select Income Fund connects wholesale investors with property-secured loan opportunities. Investors receive monthly income through diversified mortgage portfolios managed by our experienced team, with options for specific or general investment authorities.
Second Mortgages
We provide second mortgage financing for property renovations and equity release. These loans offer flexible terms for borrowers needing additional funds while maintaining existing first mortgage arrangements.
People
Geoffrey Wensley
Finance Expert
Geoffrey Wensley brings decades of financial services experience to Secured Capital, specialising in structured finance solutions for property developments and investment portfolios.
Freddy Allen
Finance Consultant
Freddy Allen provides strategic investment advice to sophisticated investors, leveraging extensive industry knowledge to identify optimal mortgage investment opportunities within our bespoke loan products.
Amy Anderson
Business Development Manager
Amy Anderson manages investor relations and business development, connecting wholesale investors with tailored mortgage opportunities while maintaining strong industry networks across the property sector.
Questions
How do I qualify as an investor with Secured Capital?
We work exclusively with wholesale investors meeting ASIC requirements, including minimum net asset or income thresholds. Contact our team for specific eligibility criteria.
What security do you offer for investments?
All investments are secured against Australian real estate with conservative loan-to-valuation ratios, typically ranging from 65-75% depending on property type and location.
How are loan repayments managed?
Borrowers make regular interest payments distributed monthly to investors. Capital is repaid in full upon loan maturity or property sale proceeds.
What loan terms do you offer?
Our loan terms typically range from 6 to 24 months, with flexible structures to accommodate specific project timelines and borrower requirements.
How are investment risks managed?
We employ rigorous due diligence, conservative LVRs, independent valuations, and active loan monitoring to mitigate risks while maintaining capital stability for investors.
Can I select specific loans to invest in?
Yes, investors can choose specific syndicated loans through our Specific Investment Authority or opt for our General Investment Authority for expert-managed allocations.
