Business Details
12 Years
experience
Your Trusted Mortgage Broker in Five Dock, NSW
Precedence Finance Solution has been dedicated to helping Australians navigate mortgage and finance solutions since the late 2000s. Our expertise lies in providing tailored home loan comparisons across over 100 products from 30+ lenders, ensuring clients find the most suitable financing options. We operate on a contingency basis, with lenders paying our commission upon loan settlement, meaning our services remain completely free for clients. Our team negotiates directly with lenders on your behalf, eliminating the need for personal disclosures while securing competitive rates and discounts. Utilising real-time mortgage comparison software, we deliver up-to-date, market-relevant analyses to streamline decision-making. Our flexible communication approach accommodates client preferences, whether via phone, email, SMS, or in-person meetings at convenient locations.As members of the Mortgage & Finance Association of Australia, we uphold industry standards while offering innovative solutions like high loan-to-value ratio options, LoDoc loans for self-employed individuals, and SMSF lending expertise. Our commitment to transparency ensures no hidden fees, with services designed to save clients significant time compared to self-directed loan comparisons. We specialise in addressing complex scenarios including credit impairments, foreign income verification, and commercial loan structuring. This combination of technology-driven efficiency and personalised service positions us as trusted partners in achieving clients' property and investment goals.
Services
Home Loans
Refinance
Investment Property Loans
Commercial Loans
SMSF Loans
Equipment Financing
Personal Loans
Deposit Bonds
Construction Loans
Business Loans
Details
- Year established: 2014
Highlights and features
- We offer completely free services with no fees or charges
- Our team provides personalised service tailored to your communication preferences
- We negotiate directly with lenders on your behalf
- We compare over 30 lenders and 100 loan products
- We specialise in high LVR loans with LMI and LoDoc options
Associations and certifications
- Mortgage & Finance Association of Australia
Services
Home Loans
We specialise in connecting clients with competitive home loan products through comprehensive comparisons across 30+ lenders. Our service includes personalised rate negotiations, package discounts, and tailored solutions for first home buyers, upgraders, and downsizers. Utilising real-time market data ensures optimal loan selections that match individual financial circumstances and property goals.
Refinance
Our refinance experts analyse existing loan terms to identify potential savings through better interest rates or enhanced features. We handle negotiations with current and alternative lenders while streamlining the transition process. Specialising in scenarios requiring equity release, debt consolidation, or improved cash flow management through strategic loan restructuring.
Investment Property Loans
We provide tailored financing solutions for local and overseas investors seeking to expand their property portfolios. Services include cash flow analysis, tax-effective structures, and portfolio diversification strategies. Our expertise extends to navigating lending requirements for both residential and commercial investment properties across various market segments.
Commercial Loans
We facilitate commercial mortgage solutions for business expansion, property acquisition, and operational funding requirements. Our services cover retail shops, industrial premises, offices, and cash flow lending. We specialise in complex scenarios requiring non-traditional documentation and tailored repayment structures to support business growth objectives.
SMSF Loans
We offer specialist lending solutions for Self-Managed Superannuation Funds seeking property investments. Our services include compliance guidance, tax-effective structuring, and lender negotiations to secure competitive terms. We help clients leverage their superannuation for property acquisitions while maintaining regulatory compliance within the SMSF framework.
Questions
How does Precedence Finance Solutions get paid for their services?
We operate on a contingency basis where lenders pay our commission upon loan settlement. Our services remain completely free for clients with no fees or charges.
What types of loans can Precedence Finance Solutions help with?
We assist with home loans, investment property financing, commercial mortgages, SMSF loans, equipment financing, personal loans, construction loans, and business loans.
Can they help clients with non-traditional income situations?
Yes, we specialise in LoDoc options for self-employed individuals, foreign income verification, and credit impairment scenarios while offering flexible documentation requirements.
How do they ensure they find the best loan options?
We use real-time mortgage comparison software to analyse over 100 loan products from 30+ lenders, ensuring up-to-date market comparisons tailored to your specific needs.
What areas do they service?
While based in Five Dock NSW, we provide mortgage solutions to clients across New South Wales and throughout Australia.
