Business Details
Your Trusted Mortgage & Finance Brokers in Sydney
At Magma Finance, we are dedicated to simplifying the complexities of property acquisition, business growth, and cashflow management to help clients achieve their financial goals sooner. With access to over 100 products from a diverse panel of bank and non-bank institutions, we specialise in identifying tailored solutions that align precisely with individual client needs. Our approach prioritises long-term relationships built on reliability, transparency, and meticulous attention to detail. Founded by industry expert Michael Nguyen, our team combines extensive frontline banking experience with a passion for property investment to deliver honest, actionable advice.We pride ourselves on cutting through financial jargon to provide clear, straightforward solutions, ensuring clients make informed decisions with confidence. Our commitment to excellence is reflected in our track record of successful client outcomes and industry recognition, including authorisation under Australian Credit Licence 384704.
Services
Home Loans
Business Finance
Asset Finance
Expat Loans
Construction Loans
Refinancing
Commercial Property
Vehicle Finance
Equity Release
Land Purchases
Highlights and features
- We offer free mortgage broking services with no upfront costs.
- Our team saves clients time by comparing hundreds of loan products.
- We provide transparent solutions in plain English.
- Our brokers are experienced property investors themselves.
- We prioritise quick responses and individual attention.
Associations and certifications
- Australian Credit Licence 384704
- Mortgage & Finance Association of Australia
What people say
Seamless and stress-free
Excellent rate
Super professional
Friendly and responsive
First loan success
Services
Home Loans
We specialise in home loans for first-time buyers, investors, and refinancers. Our services include competitive rate comparisons, debt consolidation, and tailored solutions for expatriates. With access to over 100 lenders, we ensure clients secure optimal terms. Our process simplifies approvals while prioritising long-term financial growth through property investment.
Business Finance
Our business finance solutions cover commercial property purchases, working capital, and unsecured loans. We assist with development funding, renovations, and land acquisitions. By understanding each client's growth objectives, we source flexible financing options that align with their operational needs and expansion strategies.
Asset Finance
We provide asset finance for vehicles, equipment, and machinery through hire purchase, chattel mortgages, and finance leases. Our solutions cater to businesses needing trucks, boats, or commercial vehicles, ensuring affordable repayments while maintaining cashflow for core operations.
Expat Loans
Our expat loan services assist Australians living abroad with refinancing and property purchases in Australia. We work with expat-friendly lenders to secure competitive rates based on foreign income, offering pre-approvals and tailored solutions for offshore clients seeking Australian property investments.
Construction Loans
We facilitate construction loans for residential and commercial projects, supporting investors, developers, and builders. Our services include funding for new builds, major renovations, and land purchases, with structured financing options that align with project timelines and budget requirements.
People
Michael Nguyen
Director & Finance Broker
Michael founded Magma Finance after 10+ years in banking and finance. A property investor with a portfolio of 10 properties, he holds a Diploma in Finance and Mortgage Broking Management and degrees in Commerce and Laws from UNSW. He is a member of the MFAA and authorised under ACL 384704.
Questions
What services does Magma Finance offer?
We provide home loans, business finance, asset finance, expat loans, construction loans, and refinancing solutions tailored to individual client needs.
Are there any costs for using your services?
In most cases, we charge no upfront fees as lenders pay our brokerage on settlement, making our service free to clients.
How long does the loan approval process take?
Our streamlined process typically secures approvals within 1-2 weeks, depending on lender requirements and documentation completeness.
Can expatriates apply for Australian home loans?
Yes, we specialise in expat loans, helping offshore clients secure pre-approvals and competitive rates based on foreign income.
What areas do you service?
We operate across Sydney, including Parramatta, Bankstown, Strathfield, Ryde, and Homebush, with flexible online consultations available.
Do you offer after-hours or weekend appointments?
Our standard hours are 9 AM–5:30 PM Monday–Friday, but we can arrange after-hours consultations upon request.
Reviews (4)
Sylvia Chau
Jan 16, 2022
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I was recommended Michael by a friend, and what a great one it was! Michael is an outstanding broker who helped what seemed like a confusing and daunting process to me, into a simplistic and understandable one. He is professional and gives great financial advice. I will definitely be passing on this recommendation to my friends and family, and using his services again in the future.
Jenny Chao Anderson
Nov 26, 2021
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Positive:Professionalism,Quality,Responsiveness
Mike is very friendly, genuine, and approachable. He kept me up to date with how my application was going and was able to be reached after work hours bec I'm unable to use my phone during work hours.
Mike is very friendly, genuine, and approachable. He kept me up to date with how my application was going and was able to be reached after work hours bec I'm unable to use my phone during work hours.
Andrew Cavalieri
Oct 27, 2021
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Michael was very professional and helped my partner and I throughout the process of buying our first home. He made this experience exciting and rewarding. Michael, thank you for your guidance and support though our process. 10/10 would recommend
Christine Nguyen
Sep 05, 2021
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Positive:Professionalism,Responsiveness
Highly recommend Michael. He made the whole process from initial consultation to settlement easy and seamless. Michael was contactable almost any hour of the day and responded promptly. Thank you for your hard work and your help in getting us in the property market. Would definitely be referring our family and friends in the future :)
Highly recommend Michael. He made the whole process from initial consultation to settlement easy and seamless. Michael was contactable almost any hour of the day and responded promptly. Thank you for your hard work and your help in getting us in the property market. Would definitely be referring our family and friends in the future :)
