Business Details
23 Years
experience
Your Trusted Mortgage Broker in Sydney
Mortgage Providers is a boutique mortgage consultancy with over 60 years of combined industry experience. Established in 2003, we specialise in connecting clients with tailored mortgage solutions through our network of 40+ lenders. As MFAA-accredited brokers holding Australian Credit License 387688, we prioritise client needs while maintaining strict compliance with financial regulations. Our team's expertise spans complex loan structures including low-doc, bad credit, and commercial financing. We differentiate ourselves through rigorous lender comparisons, transparent advice, and a proven track record of securing approvals with competitive terms.Our membership with Credit Ombudsman Services Limited underscores our commitment to ethical practices. We serve both first-time buyers and experienced property investors, offering specialist services like LMI waivers, high LVR financing, and construction loans. Our approach combines personalised service with access to exclusive lender policies unavailable through traditional channels.
Services
Commercial Loans
Home Loans
Low Doc Loans
Bad Credit Loans
SMSF Loans
Construction Loans
Refinance Services
LMI Waiver Assistance
No Genuine Savings Loans
International Mortgages
Details
- Year established: 2003
Highlights and features
- We offer 60+ combined years of mortgage broking experience
- Our team holds MFAA accreditation and Australian Credit License 387688
- We provide access to 40+ lenders including exclusive mortgage products
- We specialise in complex cases including low doc and bad credit loans
- We guarantee transparent advice with no hidden fees or commissions
Associations and certifications
- Mortgage & Finance Association of Australia (MFAA)
- Credit Ombudsman Services Limited (COSL)
- Australian Securities & Investments Commission (ASIC)
What people say
Great customer service
Highly recommended loan broker
Secured best interest rate
Professional and capable team
Met tight deadlines
Services
Commercial Loans
We specialise in commercial property financing with options for 75-80% LVR loans, low documentation requirements, and no annual reviews. Our brokers access exclusive lender products for property purchases, refinancing, and construction projects. Clients benefit from tailored solutions for both standard and complex commercial financing needs.
Low Doc Loans
Designed for self-employed borrowers, our low documentation loans require minimal financial proof while maintaining competitive rates. We connect clients with lenders offering flexible verification processes without compromising approval chances. This service suits business owners and contractors seeking streamlined mortgage applications.
Bad Credit Loans
We source mortgage products for borrowers with credit challenges including defaults and bankruptcies. Our brokers negotiate with specialist lenders to secure approvals based on current financial circumstances rather than past issues. This service includes strategic advice to rebuild credit while achieving property goals.
SMSF Loans
Our SMSF lending specialists facilitate property purchases through self-managed super funds. We coordinate with accountants and trustees to structure compliant loans with competitive terms. This service enables retirement savings growth through property investment while meeting regulatory requirements.
LMI Waiver
We access lender programs waiving Lenders Mortgage Insurance for eligible borrowers. This service applies to both residential and investment properties, potentially saving thousands in upfront costs. Our brokers assess eligibility based on employment type, deposit source, and lender criteria to maximise savings.
People
Wally Ayad
Principal Broker
With 25+ years in mortgage broking, Wally leads our team with expertise in complex loan structures. He specialises in commercial financing and non-conforming cases, maintaining direct relationships with senior lender decision-makers to expedite approvals.
Tina Buki
Senior Broker
Tina brings 18 years of experience in residential and SMSF lending. Her focus on client education ensures borrowers understand all aspects of their mortgage commitments while achieving long-term wealth creation goals.
Questions
What mortgage services do you offer?
We provide residential and commercial mortgages including low doc, bad credit, SMSF, construction loans, and LMI waivers through 40+ lenders.
Can you help with bad credit mortgages?
Yes, we specialise in adverse credit cases and work with lenders who consider current financial situations over past credit issues.
Do you charge fees for your services?
Our basic broking services are free as we receive commissions from lenders. Complex cases may incur nominal fees disclosed upfront.
How do you get better rates than banks?
Our volume business and exclusive lender relationships allow access to special pricing unavailable through direct bank applications.
Can you assist self-employed borrowers?
Yes, we specialise in low documentation loans for contractors and business owners requiring alternative income verification methods.
What areas do you service?
We operate nationwide with physical offices in Sydney and online services for clients across Australia and expats.
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