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Trusted Mortgage Brokers in North Perth
At Quick Smart Finance, we prioritise understanding your unique financial goals and future plans. Our approach is built on transparency, integrity, and a commitment to delivering tailored mortgage solutions. With over two decades of banking experience, Principal Allen Rustean leads a team dedicated to providing expert guidance through every stage of your home loan journey. As part of the Australian Finance Group (AFG), we leverage one of Australia's largest mortgage broking networks to access competitive rates and innovative features. Our brokers work closely with you to identify loans that align with your circumstances, avoiding unnecessary costs while offering flexibility through redraw facilities, offset accounts, and digital banking tools.

We specialise in home, investment, commercial, and franchise loans, supported by a dedicated client services team available via phone. Our 2800-strong broker network ensures local market knowledge, while AFG's 25-year industry presence guarantees market-leading insights. We measure success by your satisfaction, as evidenced by testimonials highlighting our professionalism, responsiveness, and ability to simplify complex financial decisions.
Services
Home Loans Investment Loans Commercial Loans Franchise Loans
Highlights and features
  • We operate through Australia's largest mortgage broking network with 2800+ brokers
  • Principal Allen Rustean brings 20+ years of banking expertise to every consultation
  • Personalised loan matching avoids unnecessary fees and features
  • Access to competitive rates through AFG's 25-year industry relationships
  • Dedicated client services team available for ongoing support
Associations and certifications
  • Australian Credit Licence (ACL): 364459
What people say
Professionalism and drive Smooth transaction process Accurate information provision Personalised assistance Timely finance solutions
Services
Home Loans
We specialise in matching clients with suitable home loans through our extensive broker network. Our service combines competitive rates with flexible features like offset accounts and redraw facilities. With access to hundreds of loan products, we focus on finding solutions that align with your financial circumstances and long-term goals while avoiding unnecessary costs.
Investment Loans
Our investment loan service provides tailored financing solutions for property investors. We leverage market insights and broker expertise to identify competitive rates while considering tax efficiency and portfolio growth strategies. Clients benefit from ongoing support to adapt financing structures as their investment needs evolve over time.
Commercial Loans
We offer commercial loan solutions that balance competitive pricing with flexible terms for business owners. Our brokers help navigate financing options to support business growth while maintaining cash flow efficiency. The service includes access to lenders specialising in commercial property financing and tailored repayment structures.
Franchise Loans
Our franchise loan service connects franchisees with lenders accredited for major franchise systems. We simplify the financing process for both new and established franchise owners, ensuring access to competitive rates while meeting specific franchise network requirements through our broker partnerships.
People
Allen Rustean
Principal
With over 20 years in banking, Allen Rustean leads Quick Smart Finance's mortgage broking services. His approach prioritises client needs through transparent advice and tailored loan solutions. Allen leverages industry expertise to deliver personalised service, supported by AFG's resources and a 2800-strong broker network.
Questions
How do you help clients find the right home loan?
We use our 2800+ broker network and AFG's market insights to match your specific needs with hundreds of loan products, focusing on competitive rates and suitable features.
Why use a mortgage broker instead of a bank directly?
Brokers provide access to multiple lenders and products, offering impartial advice to find solutions tailored to your financial situation rather than limited bank-specific options.
What loan features are available?
Our loans include offset accounts, redraw facilities, ATM network access, and digital banking tools with competitive rates through AFG's lender partnerships.
How does refinancing work?
We assess your current loan, identify better rate opportunities, and manage the process to reduce repayments or access equity while considering any exit fees from existing lenders.
What areas do you service?
Through our national broker network, we assist clients across Australia including North Perth, Wandi, Carine, Mount Pleasant, and Mount Helena regions.
Reviews (7)
Clayton Gomez
Dec 13, 2021 Report
I was recommended by my brother to use Quick Smart Finance after not being able to get a better deal from my Bank. Best advise ever.
Allen's market intelligence to knowing what lenders were offering and direction in choosing the right loan.that suited me made things very easy. I would without a doubt recommend Quick Smart Finance to anyone seeking a loan.
Rob Mason
Dec 10, 2021 Report
Positive:Professionalism,Quality,Responsiveness,Value
We were impressed with Allen's insight, communication and professionalism as he assisted us with our new home loan.
Jeri Brown
Nov 26, 2021 Report
Allen was a fresh breath of air.. in comparison to our previous brokers, .. Allen was on the ball, quick response every time, friendly, professional and down to the point. He knows his trade well, and helped us navigate some tricky corners, ending in a brilliant result. I will recommend him to absolutely everyone, and we will always use him in future. HIGHLY RECOMMEND.
Teneale Leaver
Nov 17, 2021 Report
Positive:Professionalism,Quality,Responsiveness
Allen was great to deal with, he had great communication and was quick to respond to all queries. We would highly recommend his services. He had great advice and was always looking out for us.
Gracie Pippin
Oct 13, 2021 Report
Positive:Professionalism,Quality,Responsiveness,Value
Allen was a wonderful broker who helped me purchase my first home. He made the entire process stress-free from start to finish. He was so professional and friendly and I couldnt recommend him enough! Thanks Allen!
Stephen Rice
Sep 11, 2021 Report
I was recommended to use Allen from another broker that was to busy. Being a first time home owner I had zero idea what was involved. From start to finish Allen guided me through out the whole process, nothing was an issue. He kept in close contact throughout the whole process and 4 weeks later Im officially a first home owner. I will be straight back to Allen and his team when Im ready to buy my next property.
Maxwell Watkins
Aug 23, 2021 Report
Allen was exceptionally helpful with finding and securing our loan for us. He was very knowledgeable and resourceful for being able to find loan products tailored to our needs and was exceptionally helpful throughout the approval process (and in our case, it was a challenging process so glad we had Allens support as we would have struggled on our own).