Calculated Lending
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Calculated Lending
Calculated Lending is a boutique finance and mortgage broking service, founded by award-winning industry professional, Bianca Patterson. Providing custom solutions for home and investment lending, commercial, business, asset and development finance, Calculated Lending delivers outstanding personalised service and advice leading to long-term results.

Highly respected within the Western Australian broking industry, the Calculated Lending team have exceptional financial and industry expertise complemented by an extensive understanding of the property market. Calculated Lending is one of a new breed of broking businesses, committed to changing the perception of the broking industry by advocating a higher standard of education, conduct and ethics.
Services
Our Services
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Whether you are purchasing a new home or looking for a better deal on your current loan, we can assist you with arranging the right loan for your circumstances. As investment finance specialists we recommend and set up the correct structure for your investment loans to protect your assets and ensure you are able to leverage against your equity as soon as you are ready to.
Our People
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Recognised as one of WA's top mortgage brokers, founder and managing director Bianca Patterson's knowledge, integrity and professionalism makes her one of the most trusted and sought after mortgage and finance specialists in Perth. Bianca's passion is providing her clients with outstanding service and advice, as well as helping develop and enhance the future of the broking industry.
Awards
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Bianca Patterson has been awarded the All Round Broker of the Year (WA) award in the 2019 Connective Excellence Awards. Connective Excellence Award Winners are chosen for their expertise, integrity and outstanding customer service standards. Bianca is proud to accept this award and be recognised amongst the best of the best in Australia's mortgage and finance broking industry.
Partnered Services
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Just like we are the experts in our field we have aligned ourselves with other like minded professionals with similar values and beliefs. Below are some of the services you may need during your property journey. A settlement agent or a conveyancer helps with the settlement of your property purchase including the title transfer process to ensure that you meet all of your legal obligations.
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