Business Details
11 Years
experience
Trusted Mortgage Brokers in Northbridge, WA
Established in 2015, Midas Mortgages draws on decades of industry expertise to deliver tailored financial solutions. Our founder, Charlton Kerr, has been a licensed finance broker since 1996, helping over 1,000 clients achieve property ownership. We specialise in home loans, investment financing, and debt restructuring, prioritising work-life balance over excessive debt. Accredited by Connective, MFAA, and CIO, we combine ethical practices with cutting-edge technology.Our team provides end-to-end support, from loan comparisons to settlement coordination, while donating 10% of profits to charitable causes. With recognition through awards like the PLAN Sales Master Award, we maintain a client-centric approach, offering 24/7 accessibility and post-settlement rate updates. Our commitment to transparency includes partnerships with Avant Financial Services for discounted life insurance.
Services
Home Loans
Investment Loans
Commercial Finance
Debt Restructuring
Low Doc Loans
Bridging Loans
Fixed Rate Loans
Line of Credit Loans
Details
- Year established: 2015
Highlights and features
- We offer 24/7 accessibility for urgent mortgage inquiries
- Our team has 25+ years of combined mortgage brokering experience
- We submit loan applications within 24 hours of document receipt
- We provide post-settlement mortgage management services
- We partner with Connective for enhanced industry support
Associations and certifications
- Connective
- Mortgage & Finance Association of Australia
- Credit and Investments Ombudsman
What people say
Wonderfully smooth
Painless process
Absolute legend
Excellent support
Successful purchase
Services
Home Loans
We provide tailored home loan solutions with access to market-leading products. Our brokers compare multiple lenders to find competitive rates and terms suited to your financial situation. Services include loan application submission within 24 hours, settlement coordination, and ongoing mortgage management.
Debt Restructuring
Our debt restructuring service helps clients reduce financial stress by consolidating multiple debts into single manageable loans. We specialise in non-conforming loans for those with adverse credit histories, offering pathways to improved financial stability through strategic refinancing.
Investment Loans
We offer investment loan solutions for residential and commercial property portfolios. Services include equity line management, tax-effective structuring, and portfolio growth strategies. Our brokers provide ongoing support for investors seeking to maximise returns while maintaining financial flexibility.
Low Doc Loans
Tailored for self-employed borrowers, our low documentation loans require minimal financial paperwork. We accept BAS statements for income verification and provide competitive options for those needing flexible lending criteria while maintaining compliance with Australian credit regulations.
Bridging Loans
Our bridging loans provide temporary financing solutions for property transitions. Ideal for buyers needing funds between property sales, these 6-month loans facilitate smooth transactions while offering expert guidance to ensure timely repayment through existing property sales.
People
Charlton Kerr
Owner & Licensed Broker
With 25+ years as a licensed finance broker, Charlton has helped over 1,000 clients achieve property goals. He established Midas Mortgages in 2015, combining personal property investment experience since age 18 with advanced mortgage technology to deliver tailored solutions.
Questions
What mortgage products do you offer?
We provide home loans, investment loans, commercial finance, low doc options, bridging loans, and debt restructuring solutions tailored to individual financial circumstances.
How quickly do you process loan applications?
We submit applications within 24 hours of receiving complete documentation, with ongoing progress updates until loan approval.
Do you service areas outside Northbridge?
While based in Northbridge, WA, we assist clients Australia-wide through digital communication and nationwide lender networks.
Can you help with bad credit mortgages?
Yes, we specialise in non-conforming loans for clients with adverse credit histories, offering pathways to financial recovery through strategic lending solutions.
What post-settlement support do you provide?
We offer monthly rate updates, lender announcements, and annual loan reviews to ensure ongoing financial optimisation after property settlement.
Reviews (7)
Steve Wickham
Dec 28, 2021
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Charlton Kerr's service, thoroughness, friendly attitude, knowledge are impeccable. We cannot speak highly enough of his service and ability to get us connected to the best loan available to us, to meet our needs. Cannot recommend Charlton highly enough, and indeed, we were directed to Charlton through a fellow minister and mentor who has been Charlton's client for many years.
Nick Costa
Oct 07, 2021
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Charlton went above and beyond what we expected in order to secure us finance to buy a home for our family. He was professional and resourceful, exploring multiple avenues to come up with a tailored solution for our specific situation. We are so very grateful for both his tenacity and his friendliness and we highly recommend him! Thank you Charlton!
Tim W.
Aug 19, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
Charlton at Midas Mortgages helped us buy our dream home. We had a tricky situation with my partner not being an Australian citizen and a crazy work schedule. Charlton secured us a great rate and finance & settlement was smooth and timely!
Charlton at Midas Mortgages helped us buy our dream home. We had a tricky situation with my partner not being an Australian citizen and a crazy work schedule. Charlton secured us a great rate and finance & settlement was smooth and timely!
Pascal Bartolone
Jul 28, 2021
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Patience Is a Virtue! I've always been a very patient person but this experience tested me. I was new to all this and Charlton made me feel confident. He is professional, thorough, helpful, trustworthy, persistent and patient. My unique situation required all of the above and more. Charlton also has the experience and knowledge to help get you through all the hoops! He provided me with a personalised service over and beyond my expectations. I value his services and look forward to continuing our relationship in the future. It was an epic ordeal but we got there in the end, and I couldn't have done
Bruce Wyborn
Jul 16, 2021
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I have been using Charltons services for over 20 years. Getting a loan these days requires a great deal of effort and attention to detail. Im so happy to have Charlton seeking the best possible deal to suit our circumstances. He is meticulous in getting the application ready so that it passes through the first time, saving precious time and effort for me. I thoroughly recommend Midas Mortgages to you.
Phiona Hamilton
Jul 14, 2021
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Positive:Professionalism,Quality,Responsiveness
Very professional. So greatfull for all the help and patience Charlton gave us in this process. We had some rather frustrating delays towards the end of our settlement and Charlton dealt with all enquiries efficiently, affectively and with great patience. Would 100% recommend and use his service again. Thank you.
Very professional. So greatfull for all the help and patience Charlton gave us in this process. We had some rather frustrating delays towards the end of our settlement and Charlton dealt with all enquiries efficiently, affectively and with great patience. Would 100% recommend and use his service again. Thank you.
Paul Di Renzo
Apr 09, 2021
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I have been working with Charlton and his staff since 2001, over those 20years he and the team have provided a diligent and professional service, always putting the customers needs front and centre. Unlike a multinational franchise which is often very impersonal, Charlton and the MM team provided a personalised service and genuinely care about their community and ensuring no conflicts of interest, thank you Charlton and the MM team.
