Business Details
Your Trusted Mortgage Broker in Melbourne
At 7 Mortgages, we specialise in simplifying the mortgage process to make property ownership accessible and stress-free. With over 25 lender partnerships offering 200+ loan products, we provide tailored solutions for home buyers, investors, and businesses. Our independent status ensures unbiased advice, while our expertise in navigating complex lending markets helps clients secure competitive rates.We focus on understanding individual financial goals to deliver custom strategies, whether you're purchasing a home, expanding a business, or refinancing existing debt. Our team's deep industry knowledge and commitment to transparency have established us as a trusted mortgage broker in Melbourne, prioritising client needs without upfront costs.
Services
Home Loans
Business Loans
Asset Finance
Commercial Loans
Construction Loans
Personal Loans
Short Term Loans
Credit Repair
Mortgage Calculators
Highlights and features
- We offer unbiased advice with no bank ties
- We provide custom loan options for all needs
- Our team negotiates competitive rates and terms
- We ensure a hassle-free mortgage process
- We charge no upfront fees for our services
Services
Home Loans
We specialise in residential mortgage solutions tailored to first-time buyers, investors, and refinancers. Our services include competitive rate negotiation, low-doc options for self-employed applicants, and investment property financing. With access to 200+ loan products through 25+ lenders, we ensure clients receive customised solutions matching their financial circumstances and property goals.
Business Loans
Our business lending services cater to enterprises of all sizes, offering tailored financing for expansion, equipment purchases, and cash flow management. We specialise in structuring debt solutions that align with business objectives while negotiating favourable terms. Our expertise includes business overdrafts, development finance, and refinancing options to optimise operational growth.
Asset Finance
We provide asset financing solutions for businesses requiring vehicles or equipment without impacting cash flow. Our services match loan terms with asset depreciation schedules to create sustainable repayment plans. This includes both new and used asset financing with flexible structures tailored to business cash flow requirements.
Construction Loans
Our construction financing services support residential and commercial development projects across various scenarios. We offer tailored funding structures for developments with differing pre-sale commitments, including 100% pre-sale scenarios and speculative builds. Our expertise ensures appropriate financing matches each project's unique risk profile and timeline.
Credit Repair
We assist clients in understanding and improving their credit profiles under Australia's comprehensive credit reporting system. Our services include credit report analysis, dispute resolution for inaccurate listings, and strategic advice to enhance creditworthiness. This helps clients achieve better loan terms and improve their financial opportunities over time.
Questions
What does a mortgage broker do?
A mortgage broker connects borrowers with lenders, negotiates loan terms, and provides expert advice on suitable mortgage products tailored to individual financial situations.
Do I pay fees to use your services?
Our services are commission-based through lenders upon loan settlement, meaning clients receive our expertise at no upfront cost.
What loan types can I access?
We offer home loans, business loans, construction financing, asset finance, personal loans, and short-term lending options through 25+ lender partnerships.
How do you find competitive rates?
Our independent status and relationships with 25+ lenders allow us to negotiate competitive rates and terms across 200+ loan products for optimal client outcomes.
Can self-employed applicants get loans?
Yes, we specialise in low-documentation home and business loans for self-employed individuals while ensuring compliance with lending regulations.
How does credit history affect loans?
Credit history impacts loan approval and interest rates. We provide credit repair services to help improve your profile and access better financing options.
