Business Details
22 Years
experience
Trusted Mortgage Brokers in Hawthorn | AXTON Finance
AXTON Finance is a leading mortgage brokerage with 21 years of experience in delivering tailored financial solutions. Our team of accredited professionals specialises in home loans, investment loans, and refinancing options, leveraging relationships with over 35 major lenders to secure competitive rates. We prioritise client-centric service, offering personalised advice and ongoing support, including annual loan reviews and access to a network of trusted financial partners.With a 97% loan approval rate and 27 industry awards, we combine technological efficiency with transparent communication to simplify complex lending processes. Our brokers hold certifications from the Mortgage & Finance Association of Australia and operate under Australian Credit Licence No. 389328, ensuring compliance with strict regulatory standards.
Services
Home Loans
Investment Loans
Bridging Loans
Construction Loans
Self Employed Loans
SMSF Loans
Reverse Mortgages
Refinancing
Debt Consolidation
Equity Release
Details
- Year established: 2004
Highlights and features
- 21 years of experience in mortgage broking
- Access to 35+ major lenders including the 'big four'
- No fees charged for expert mortgage services
- Efficient personal service combining technology and relationships
- 27 prestigious industry awards for excellence
Associations and certifications
- Australian Credit Licence
- Mortgage & Finance Association of Australia (MFAA)
- Connective Broker Services Pty Ltd
What people say
Thoroughly professional
Seamless process
Saved time and stress
Proactive communication
Genuine care
Services
Home Loans
AXTON Finance offers comprehensive home loan solutions tailored to individual circumstances, including first home buyer packages and owner-occupier loans. Our brokers compare hundreds of products from 35+ lenders to find competitive rates and terms suited to your financial goals. With expert guidance through the application process and ongoing support post-settlement, we ensure a seamless experience for both first-time buyers and experienced property owners.
Investment Loans
Specialised financing options for property investors seeking to build or expand their portfolios. We provide access to competitive investment loan products with features like interest-only payments and flexible repayment structures. Our team advises on tax-efficient strategies, equity utilisation, and rental income considerations to maximise returns while managing risk across residential and commercial property investments.
Refinancing
Our refinancing service helps clients reduce repayments, consolidate debt, or access equity through strategic loan restructuring. With market-leading expertise, we analyse current loan terms against available products to identify savings opportunities. The process includes comprehensive comparisons, documentation assistance, and negotiation with lenders to secure improved rates and more favourable conditions.
Self Employed Loans
Tailored lending solutions for self-employed individuals facing unique borrowing challenges. We specialise in non-conforming loan structures that accommodate variable income streams and complex financial arrangements. Our brokers work with lenders who understand small business cashflow patterns, ensuring fair assessment of serviceability while maintaining compliance with regulatory requirements.
SMSF Loans
Specialised mortgage products enabling self-managed super funds to acquire residential or commercial property. Our experts guide trustees through SMSF compliance requirements while structuring loans with appropriate terms. Services include fund setup advice, lender selection, and ongoing administration support to ensure alignment with retirement planning objectives and regulatory standards.
People
Clinton Waters
Director, Principal Mortgage Broker
Founder of AXTON Finance with over two decades of mortgage broking experience. Recognised for industry leadership through multiple awards including Connective Excellence Awards' All Round Broker Of The Year.
Nicole Campbell
Partner Mortgage Broker
Award-winning broker with 20+ years' experience specialising in complex lending structures and first home buyer assistance. Finalist in Rate My Agent's Top 5 Mortgage Broker VIC category.
Luke Rowland
Partner Mortgage Broker
Accredited mortgage expert with a proven track record in delivering tailored financing solutions. Winner of Mortgage Professional Australia's Rising Star Award and multiple branch-specific accolades.
Joyce Cheng
Senior Mortgage Broker
Seasoned professional with extensive private banking experience from Macquarie Bank, specialising in high-net-worth client lending solutions and strategic mortgage planning.
Adam Piper
Partner Mortgage Broker
15-year industry veteran with expertise in mortgage lending and client service, previously holding senior roles in banking institutions before joining AXTON Finance.
Questions
How do rental income and tax benefits affect investment loan applications?
Rental income considerations and tax benefits vary by individual circumstances. Our experts assess these factors during consultations to optimise your investment strategy.
Can I use equity in my existing home for an investment property?
Yes, equity utilisation strategies depend on your financial position. We assess your equity position and explain available options during complimentary consultations.
How much can I borrow for a home loan?
Borrowing capacity depends on personal financial factors. We provide personalised assessments to determine accurate borrowing estimates tailored to your situation.
What deposit do I need for an investment property loan?
Deposit requirements vary by lender and financial profile. We assess your circumstances to determine suitable deposit strategies during free consultations.
What documents are needed for a home loan application?
Documentation varies by employment type and lender. We provide personalised checklists during consultations to streamline your application process.
How long does the loan approval process take?
Processing times vary by lender and market conditions. We discuss specific timelines during consultations to provide realistic expectations for settlement.
Videos
Reviews (4)
Jo Leung
Jan 16, 2022
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I have used Adrian multiple times on both refinancing and new purchase. He has been so patient with me & walked me through the process. Adrian is happy to take the time to answer any of my questions. He always goes above & beyond. I highly recommend Adrian to all my friends & family. I will continue to use his service in the future.
Damian Moller
Jan 03, 2022
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We have used a few mortgage brokers at different times, and our latest purchase and refinance was complex with a lot of hoops to jump through and different challenges to meet. It was turned down by a different broker but Adam took it on and went above and beyond. We highly recommend Adam to anyone that requires the best mortgage broker for a hassle free experience. Adam kept us constantly informed and communicated with us daily, most times multiple times a day. We can't thank Adam enough for everything he did to make the process run smoothly.
Maurice Manno
Dec 09, 2021
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James from Axton was recommended to us after having to seek a new mortgage broker due to unforeseen circumstances, with only 3 weeks to go before settlement. I can honestly say that the whole process from start to finish was amazing. James' professionalism, reliability, responsiveness and sense of urgency to get this over the line in such a short time period made an otherwise stressful experience easy and hassle free.
HIGHLY RECOMMENDED
HIGHLY RECOMMENDED
Katharine Steele
Dec 05, 2021
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From start to finish Adrian made the whole experience seamless and stress-free. Communication was quick and easy, he explains each step thoroughly and provides video resources to help you better understand the finer points of your mortgage. Ours was a somewhat complicated request but Adrian ensured we were properly informed and supported every step of the way. I cannot thank him enough for his tireless work and support.
