Business Details
Your Trusted Life Insurance Partner in Australia
TAL has been a trusted leader in life insurance across Australia for over seven decades, offering tailored protection solutions that adapt to the evolving needs of individuals and families. Our expertise spans life insurance, total and permanent disability (TPD) coverage, critical illness protection, and income support, backed by a commitment to customer-centric service. As part of the Daiichi Life Group, we combine global financial strength with local market insight to deliver reliable, tax-efficient insurance products. Our team of specialists prioritises transparency, affordability, and flexibility, ensuring clients can secure coverage that aligns with their unique life stages and financial goals.Recognised as Australia's leading life insurer by NMG Consulting (2023), we maintain rigorous compliance with industry standards while fostering innovation through initiatives like our Health Sense wellness program. With a focus on claims efficiency and customer support, we paid $4.7 billion in claims to over 54,000 customers in the last financial year, demonstrating our unwavering commitment to financial resilience for Australian families.
Services
Life Insurance
Income Protection
TPD Insurance
Critical Illness
Health Sense Program
Claims Support
Online Policy Management
Adviser Services
Highlights and features
- We've paid $4.7 billion in claims to 54,357 customers in the last financial year
- Our Health Sense program rewards healthy lifestyle choices with premium discounts
- Recognised as Australia's leading life insurer by NMG Consulting (2023)
- We offer flexible coverage options for all life stages and family situations
- Our policies can be accessed directly, through advisers, or via superannuation
What people say
Efficient claims process
Comprehensive coverage options
Reliable customer support
Competitive pricing
Flexible policy terms
Services
Life Insurance
Provides financial protection for your family if you pass away. Offers options to cover mortgage repayments, education costs, and living expenses. Policies can be tailored to your specific needs and life stage, with flexible premium structures and comprehensive coverage options.
Income Protection
Replaces up to 75% of your income if you're unable to work due to illness or injury. Offers flexible waiting periods and benefit durations. Designed to maintain your standard of living while you recover, with options for partial disability coverage.
TPD Insurance
Provides a lump sum payment if you become totally and permanently disabled. Helps cover medical expenses, home modifications, and ongoing care needs. Available as a standalone policy or combined with life insurance for comprehensive protection.
Critical Illness Insurance
Pays a lump sum upon diagnosis of specified serious illnesses. Covers conditions like cancer, heart attack, and stroke. Funds can be used for medical treatment, lifestyle adjustments, or debt repayment, providing financial flexibility during recovery.
Health Sense Program
Rewards policyholders for maintaining healthy lifestyle choices. Offers premium discounts for regular health check-ups and fitness tracking. Includes access to health coaching and wellness resources, promoting proactive health management for policyholders and their families.
Questions
What types of life insurance does TAL offer?
TAL offers life insurance, total and permanent disability (TPD) cover, critical illness insurance, and income protection policies tailored to different life stages and needs.
How can I get a quote for TAL insurance?
You can get an online quote in under 5 minutes through our website or contact our Insurance Specialists at 131 825 for personalised assistance.
Are TAL insurance premiums tax deductible?
Life insurance premiums generally aren't tax deductible, but benefits paid to dependants are usually tax-free. Consult your financial adviser for specific advice.
What is the Health Sense program?
Health Sense is our wellness program that rewards policyholders with premium discounts for maintaining healthy lifestyle choices and regular health check-ups.
How do I make a claim with TAL?
Contact our claims team at 1300 209 088 or submit an online claim through myTAL. We'll guide you through the process and required documentation.
Can I purchase TAL insurance through my superannuation?
Yes, TAL insurance can be accessed through many superannuation funds, allowing you to use your super balance to pay for coverage.
Videos
Reviews (7)
Ronnabeth D.
Jan 24, 2022
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Critical:Professionalism,Quality,Responsiveness,Value
Getting a life insurance upgrade through super is very inconvenient, the TAL process is very difficult and the employees are not compassionate. It is very stressful to go through their process or even with speaking to their team. Terrible experience.
Getting a life insurance upgrade through super is very inconvenient, the TAL process is very difficult and the employees are not compassionate. It is very stressful to go through their process or even with speaking to their team. Terrible experience.
Edessa Yonson
Nov 23, 2021
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Critical:Professionalism,Quality,Responsiveness,Value
The internal resolution team is a absolute joke . They will do whatever it takes to reject and delay a legitimate claim . Dont. Recommend at all
The internal resolution team is a absolute joke . They will do whatever it takes to reject and delay a legitimate claim . Dont. Recommend at all
Albert Zaw
Nov 15, 2021
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Got TAL through Australian Super, I was very disappointed with it. Money hungry organisation. Kept Australian Super account but cancelled TAL. Never again.
Sabareesh Nathan Gunasekaran
Nov 14, 2021
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It's a great company to work and the culture here is something amazing. I loved working in TAL and the management really cares and hears the employees. A great insurance provider with an excellent reputation. The flexibility in work and reconsideration on job moves are the best here.
Daniel Martino
Oct 19, 2021
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Wow tal got my review removed as you keep getting it removed
So Im going to write this again
If you want your blood pressure to hit the roof I wouldnt recommend TAL they think there medical practitioners the worst insurance company ever dont fall for there traps they also questioned my medical practitioners with an authority form back dated over a year they will do anything they can not to pay a claim I recommend that tal shut the shop close those doors you know exactly who it is and if the owner has concern about my review call me yourself Daniel Martino STOP DELETING MY REVIEW your
So Im going to write this again
If you want your blood pressure to hit the roof I wouldnt recommend TAL they think there medical practitioners the worst insurance company ever dont fall for there traps they also questioned my medical practitioners with an authority form back dated over a year they will do anything they can not to pay a claim I recommend that tal shut the shop close those doors you know exactly who it is and if the owner has concern about my review call me yourself Daniel Martino STOP DELETING MY REVIEW your
Ihab Elsokkari
Oct 09, 2021
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In the process of getting a quote. Got an online quote followed by a phone call from Tal. After a 30 minutes phone conversation, the operator tells me he can't proceed without knowing my cholesterol level, I didn't have the number and said can provide in a couple of days. He couldn't proceed and he couldn't save the information for later and it has been a complete waste of time.
Jacqui Fine
Sep 19, 2021
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Please don't! This is not a business you want to support you in a stressful time or when you need a claim on a policy that you have paid in good faith. This is a business that will go out of their way to get out of paying a claim. Their internal dispute resolution team is hopeless and the information that they provide is full of holes and in fact incorrect. I worry about my children if something happens to me and they are relying on being paid out for my policy. I am looking elsewhere
