Business Details
15 Years
experience
Trusted Financial Advisers for Retirees in Mount Waverley
Established in 2011, Odyssey Financial specialises in providing tailored financial management solutions for retirees. Our team of experts focuses on creating strategies that ensure long-term cash flow security, helping clients understand their financial position relative to their lifestyle needs. We offer comprehensive services including cash flow planning, tax optimisation, investment management, and estate planning.With a commitment to continuous improvement, we prioritise client confidence through transparent processes and personalised advice. Our approach combines technical expertise with practical solutions to address the complexities of retirement finance, including risk mitigation, Centrelink entitlements, and aged care financial planning.
Services
Cash Flow Planning
Tax Optimisation
Age Pension Advice
Investment Management
Estate Planning
Aged Care Financials
Details
- Year established: 2011
Highlights and features
- We have over 13 years of experience in retirement financial planning
- Our strategies focus on cash flow longevity and risk mitigation
- Team of local experts specialising in retiree financial needs
- Transparent approach to tax, Centrelink, and investment management
- Personalised service addressing complex retirement financial challenges
What people say
Expert retirement guidance
Personalised approach
Clear financial insights
Comprehensive planning
Supportive team
Services
Cash Flow Planning
We create structured cash flow solutions for retirees, balancing expenditure needs with investment returns. Our approach ensures financial longevity through risk-mitigated strategies tailored to individual lifestyles. Services include expenditure analysis, income forecasting, and sustainable withdrawal planning.
Tax Optimisation
Maximise after-tax returns through strategic tax planning. We identify opportunities for franking credits, capital gains management, and income stream structuring. Our approach ensures compliance while minimising tax liabilities for self-funded retirees.
Investment Management
Dynamic investment strategies tailored to retirement needs. We balance risk mitigation with return objectives, focusing on capital preservation and sustainable income generation. Services include asset allocation, portfolio reviews, and performance monitoring.
Estate Planning
Comprehensive estate planning services beyond will creation. We develop strategies to maximise beneficiary outcomes, minimise tax leakage, and ensure smooth asset transfer. Includes testamentary trusts and succession planning for complex estates.
Aged Care Financials
Specialised guidance for aged care financial decisions. We navigate complex funding arrangements, assess government subsidies, and develop strategies to protect assets while meeting care costs. Services include fee analysis and payment structuring.
People
Fiona Carley
Chief Executive Officer
Fiona leads Odyssey Financial's operations, ensuring efficient service delivery and strategic growth. With extensive financial services experience, she focuses on improving client outcomes through innovative retirement solutions.
Diana Cui
Senior Financial Adviser
Diana specialises in helping retirees achieve financial goals through tailored strategies. Her expertise includes cash flow planning and investment management, with a focus on long-term financial security.
Paul Yeo
Senior Financial Adviser
Paul assists clients in improving their financial position through comprehensive retirement planning. He specialises in risk management and sustainable income strategies for self-funded retirees.
Carlos Ortega
Financial Adviser
Carlos provides wealth creation strategies for retirees, focusing on investment optimisation and tax-efficient income solutions. His approach combines technical expertise with practical financial planning.
Karmen Wigney
Advice Operations Manager
Karmen oversees operational excellence in financial advice delivery. With 15+ years in financial services, she ensures compliance and efficiency in implementing client strategies.
Questions
What financial services do you offer retirees?
We specialise in cash flow planning, tax optimisation, investment management, estate planning, and aged care financial advice tailored to retirees' needs.
How do you help retirees with cash flow security?
We create sustainable income strategies by analysing expenditure needs, investment returns, and risk factors to ensure financial longevity.
Can you assist with Centrelink entitlements?
Yes, we provide guidance on Age Pension eligibility and optimise financial arrangements to maximise government benefits.
What fees do you charge for financial advice?
Our fees vary based on service complexity. We provide transparent cost breakdowns before commencing any advisory work.
How are investment strategies tailored to retirees?
We balance capital preservation with income generation, using risk-mitigated approaches that align with individual retirement timelines and needs.
Reviews (6)
Gwen Tee
Sep 07, 2021
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We were referred to Nic and had the perfect experience dealing with him and his team! With Nic’s knowledge and advice, my partner and I were able to obtain a loan to secure our first home together. We really appreciate all the effort he took in going above and beyond to explain everything every step of the way. We would highly recommend Nic, Hasna and the team at Odyssey to anyone needing a home loan.
Timothy Udechukwu
Aug 28, 2021
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Her trading is second to none, Lilian Wilson has a successful mindset alongside superior technical knowledge. Amazing work culture, everyone is willing to invest with her because she makes good profit of over $12,050 with just minimum of $1000 in 7 days, Contact her on Email: lilianwilson220@gmail.com or WhatsApp:+1 (315) 696-7425
Troy Palone
Jul 25, 2021
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Positive:Professionalism,Quality,Responsiveness
This is my second time dealing with Odyssey. Extremely professional, incredibly easy to deal with, fast response time and friendly. Hope to be using them for a long time to come.
This is my second time dealing with Odyssey. Extremely professional, incredibly easy to deal with, fast response time and friendly. Hope to be using them for a long time to come.
Desmond John
Jun 26, 2021
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Paul assisted me with a fantastic and highly professional service for my first home purchase. Both Paul & his team went above and beyond (over a number of years) to educate me and assist me with making the best decision. Highly recommend receiving mortgage assistance through Pauls services, thanks to his trustworthiness I now have piece of mind I have made a comfortable decision with my mortgage
Kath Van Tonder
May 26, 2021
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Positive:Professionalism
Its been a long time since we had to deal with banks and their lending policies. Odyssey Financial was brilliant in helping us navigate this process. I am so glad we opted to go with them. If we ever went down this road again they would be our first phone call.
Its been a long time since we had to deal with banks and their lending policies. Odyssey Financial was brilliant in helping us navigate this process. I am so glad we opted to go with them. If we ever went down this road again they would be our first phone call.
Tara Mrhar
May 02, 2021
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To Nic and the team at Odyssey Financial. Zac and I are extremely appreciative for the above and beyond efforts displayed by the team for the entire process of securing our first home. We were quite new to the whole process and they were completely understanding and supportive and guided us through every step of the way, ensuring we were always aware of the progress being made throughout. They were diligent in finding a loan specially tailored to our situation and circumstances and not only did they make us feel welcome and respected as first home buyers but were exceedingly informative which in
