Business Details
17 Years
experience
Your Trusted Mortgage Broker in Box Hill
At Ownit1st Loans, we pride ourselves on being your trusted mortgage broker in Box Hill, dedicated to simplifying the loan process for residential, vehicle, and business financing. With over seven years of combined experience, our team collaborates closely with clients to understand their unique financial needs and connect them with tailored solutions through a network of over 40 lenders. Our commitment to clear communication ensures that every client receives expert guidance, whether they are first-time homebuyers, investors, or business owners seeking growth opportunities. We specialise in home loans, including first-time purchases, refinancing, and SMSF residential loans, alongside vehicle finance options like personal car loans and novated leases.For businesses, we offer commercial loans, equipment finance, and SMSF commercial loans, all designed to align with long-term financial goals. Our approach prioritises transparency, flexibility, and local market expertise, ensuring clients make informed decisions with confidence. As a family-oriented team, we combine professional integrity with a personal touch, striving to make every financial journey stress-free and successful.
Services
Home Loan
Vehicle Finance
Business Finance
Refinancing
SMSF Loans
Commercial Hire Purchase
Novated Lease
Boat Loan
Equipment Finance
Reverse Mortgage
Details
- Year established: 2009
Highlights and features
- We offer local expertise in the Box Hill property market.
- We work with a wide network of 40+ lenders for competitive rates.
- Our team provides personal guidance from consultation to settlement.
- We explain loan terms in clear, jargon-free language.
- We support clients at every stage of their property or business journey.
What people say
Excellent service
Highly recommend
Stress-free process
Dedicated support
Competitive rates
Services
Home Loan
We provide tailored home loan solutions for first-time buyers, investors, and refinancers. Our services include competitive rate comparisons, SMSF residential loans, and non-resident financing. With local market expertise, we simplify the mortgage process, ensuring clients secure loans aligned with their financial goals.
Vehicle Finance
Our vehicle finance options cover personal car loans, novated leases, and commercial car loans. We partner with multiple lenders to offer flexible repayment terms and competitive rates. Whether for business or personal use, we ensure financing matches your budget and long-term needs.
Business Finance
We specialise in business loans for working capital, equipment purchases, and property investments. Our services include equipment finance, SMSF commercial loans, and commercial hire purchase agreements. We streamline the application process to support business growth with competitive financing options.
Refinancing
Our refinancing services help clients reduce repayments, access equity, or adjust loan features. We assess current loans and market options to secure better terms. This includes home loan refinancing and business loan restructuring tailored to evolving financial needs.
SMSF Loans
We offer SMSF residential and commercial loans for property investments through self-managed super funds. Our team ensures compliance with regulations while structuring loans that support long-term wealth growth and retirement planning.
People
Mansi
Founder
Mansi founded Ownit1st Loans with a passion for helping clients achieve financial independence. With over seven years in financial services, she specialises in mortgage broking and property investment education. A Commerce graduate, she combines professional expertise with a client-centric approach.
Questions
What does a mortgage broker do?
A mortgage broker connects you with lenders, compares loan products, and helps you find the right option based on your financial situation.
How much deposit do I need for a home loan?
Most lenders require at least a 5-20% deposit, but options may vary depending on your situation and eligibility.
Can I get a home loan as a non-resident?
Yes, it's possible. However, the process involves stricter requirements, and lenders may have specific conditions. Our brokers guide you through these steps.
Why should I refinance my home loan?
Refinancing can help you secure a lower interest rate, access equity for renovations or investments, or change loan features to better suit your needs.
How does a reverse mortgage work?
With a reverse mortgage, you borrow against the equity in your home, and repayment isn't required until you sell or move out.
Do I need a mortgage broker if I can go directly to a bank?
While you can approach banks directly, a broker gives you access to multiple lenders, competitive rates, and professional guidance to avoid costly mistakes.
Videos
Reviews (5)
Saurabh Chaturvedi
Sep 07, 2021
Report
Highly recommend Mansi Saxena as a mortgage broker. Absolutely responsive and transparent with all her dealings. we loved our refinance journey with Ownit1st.
Ginss Grover
Jul 21, 2021
Report
I’ve had an excellent experience with Mansi. She sorted my mortgage application within shortest time frame . Her astuteness in handling the application and negotiation skills are commendable. Highly recommended broker in town!
Amit Bansal
Sep 19, 2020
Report
Got exemplary service and was provided regular updates. They kept me abreast with the latest changes and got me the best deal in the market. Thank you OwnIt1st loans.
Vishal Prasad
Sep 18, 2020
Report
I highly recommend Mansi for all types of home loan solutions. Not only does she recommends the best solution suited to you but also ensures that the financing is approved within the agreed time.
Vinai Tiwari
Feb 08, 2020
Report
First of all, I want to say a big thank you to Nitin and Mansi for finding a perfect home for us, it was an amazing experience with them, I’m really glad that I found a property mentor like Nitin who has helped us in all the steps in process of buying the house. I would also like to give a big thank you to Mansi who has assisted in process of our home loan without any hassle.
Guys if you are looking to buy a property, Nitin and Mansi are the best option, thank you once again to them!
Guys if you are looking to buy a property, Nitin and Mansi are the best option, thank you once again to them!
