Business Details
11 Years
experience
Your Trusted Mortgage Broker in Newcastle, NSW
Wisebuy Home Loans is a leading mortgage advisory firm established in 2015, dedicated to helping Australian homeowners and investors achieve their property goals. Our team of award-winning brokers specialises in sourcing tailored home loan solutions from over 60 lenders, with expertise in first home buyer schemes, investment properties, and refinancing strategies. Operating across Newcastle, Lake Macquarie, Maitland, and nationally, we prioritise customer service and financial education to ensure clients make informed decisions. With an Australian Credit Licence (389087), we provide unbiased advice without charging clients directly, as our fees are typically covered by lenders.Our commitment to excellence has been recognised through industry awards, including accolades from the Mortgage & Finance Association of Australia. We maintain ongoing client relationships post-settlement, offering regular financial reviews to ensure continued alignment with evolving needs. Our digital tools, including loan calculators and online pre-approval systems, streamline the borrowing process while maintaining a personal touch through local consultations.
Services
Home Loans
First Home Buyers
Property Investment
Home Loan Refinance
SMSF Lending
Guarantor Loans
Commercial Loans
Personal Loans
Asset Finance
Debt Consolidation
Details
- Year established: 2015
Highlights and features
- Award-winning mortgage brokers with national recognition
- No direct fees lenders cover our commission
- Streamlined online pre-approval process
- Ongoing financial reviews post-settlement
- Work exclusively for clients, not lenders
Associations and certifications
- Australian Credit Licence
What people say
Award-winning service
Patient explanations
Quick approvals
Ongoing support
Expert guidance
Services
Home Loans
We specialise in sourcing competitive residential home loans across Australia. Our brokers compare over 60 lenders to find tailored solutions for first home buyers, investors, and refinancers. With access to exclusive deals and government schemes like the First Home Loan Deposit Scheme, we help clients secure financing that matches their financial goals while providing ongoing support throughout the loan term.
First Home Buyers
Our first home buyer specialists guide clients through every step of purchasing their first property. We explain government incentives including the $10,000 NSW First Home Owner Grant, stamp duty concessions, and low-deposit schemes. Our pre-approval process helps buyers enter the market confidently, with ongoing support from application to settlement and beyond.
Property Investment
We help property investors optimise their portfolios through strategic loan structuring. Our expertise includes cash flow analysis, tax-effective borrowing, and equity release strategies. We provide market insights for locations across NSW and nationwide, helping clients maximise returns while navigating different lender criteria for investment properties.
Home Loan Refinance
Our refinancing specialists review existing loans to identify potential savings. We assess break fees, new loan features, and interest rate differentials to determine if switching lenders is beneficial. Clients receive comprehensive comparisons showing potential savings over the loan term, with assistance managing the entire transition process to ensure seamless settlement.
SMSF Lending
We provide expert guidance on Self-Managed Super Fund property investments. Our brokers work with specialist lenders to structure compliant SMSF loans for residential and commercial properties. We explain the regulatory requirements, help establish bare trusts, and ensure loan terms align with fund investment strategies while maximising retirement savings growth potential.
People
Brad East
Managing Director
Founder of Wisebuy since 2015, Brad combines strategic leadership with hands-on client service. With over 15 years in finance, he specialises in complex loan structures and has helped thousands achieve property ownership. His focus on ethical lending practices drives the company's customer-first approach.
Sarah Taylor
Mortgage Broker
Specialising in first home buyers, Sarah has facilitated over $100M in property loans. Her expertise in government schemes and client education earned her multiple service excellence awards. She maintains ongoing relationships with clients, providing regular financial strategy reviews.
Isaiah Huthnance
Mortgage Broker
Isaiah brings technical expertise in investment lending and portfolio growth strategies. With a background in financial analysis, he helps clients optimise loan structures for tax efficiency and wealth creation. His consultative approach focuses on long-term financial planning.
Evie Marshall
Client Service Manager
Evie oversees post-settlement client relationships, ensuring continued satisfaction. She conducts bi-annual loan reviews and provides ongoing support for changing financial circumstances. Her background in customer experience design enhances the firm's service delivery framework.
Kirsty East
Customer Service Manager
Kirsty specialises in post-settlement client care, managing pricing reviews and lender negotiations. With 10 years in mortgage administration, she ensures clients maintain optimal loan conditions throughout their borrowing journey, providing regular market updates and refinancing opportunities.
Questions
What home loan options do you offer?
We access over 60 lenders to provide standard principal-and-interest loans, fixed/variable rate options, low-doc loans, offset accounts, and construction financing across NSW and Australia.
Can first home buyers get assistance?
Yes, we specialise in first home buyer loans with access to government schemes like the First Home Loan Deposit Scheme, FHOG grants, and stamp duty concessions.
Do you charge fees for mortgage services?
No, we typically don't charge direct fees as lenders cover our commission. Some complex cases may incur fees, which we'll disclose upfront.
How does refinancing work?
We review your current loan, compare market options, and calculate potential savings. If beneficial, we manage the entire process including lender negotiations and settlement coordination.
Can I use SMSF for property investment?
Yes, we arrange SMSF property loans with specialist lenders, ensuring compliance with regulatory requirements while optimising your retirement investment strategy.
What areas do you service?
We operate nationally with local expertise in Newcastle, Lake Macquarie, Maitland, and Central Coast, supporting clients across Australia through online and in-person consultations.
Reviews (4)
Simona Gligor
Jan 26, 2022
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⭐⭐⭐⭐⭐ Price Action Simplified. Money making made easy. does an amazing job at demystifying the Financial Markets. Having followed her course, I adopted her trading strategies and methodologies and went from a streak of losses to breaking even and finally to being profitable on a regular. I would really recommend the Forex Mistress to all those wandering through the wilderness that is Forex.
Yerima Ali Birma
Jan 23, 2022
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WOW!! I'm still looking at my bank account with amazement, i remember few months back i had nothing i couldn't boast of 1000$ in my bank account cause i've lost my life-savings and pension to scammers, i had lost all hope in life..until Mrs. Taisha carson, the lady who changed my life totally. i had concluded that all account managers in groups… were scammers but she proved me wrong, every time i apologize to her for doubting her from the start. Everyone needs to meet her. She is the one, i urge you reading this not to conclude that every account manager are the same i propose you try Mrs
Cameron Callaghan
Jan 17, 2022
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Positive:Professionalism,Responsiveness
Brad and the team were always there whenever we had a question, always responsive and helpful. They helped us find a great deal on our mortgage and worked out the best options for us to choose from.
Brad and the team were always there whenever we had a question, always responsive and helpful. They helped us find a great deal on our mortgage and worked out the best options for us to choose from.
Binita Chetty
Jan 12, 2022
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A big Thank You to both Brad and Amber for all their help with our refinances over the years.They’ve always been wonderful and gracious during the entire process.The communication, professionalism and efficiency throughout the time we’ve known them has been above and beyond.We will certainly recommend Wisebuy Investment Group to friends/Colleagues in need of a mortgage broker🙏🤗
