Business Details
Your Trusted Mortgage Broker & Property Finance Experts
At Fordable Property & Finance, we specialise in connecting clients with tailored property and finance solutions designed to help them achieve long-term financial goals. Our team of experienced mortgage brokers, buyers agents, and financial planners work collaboratively to provide cost-effective home loans, commercial property financing, and SMSF investment strategies. With a focus on empowering clients through education and strategic guidance, we navigate complex lending landscapes to secure competitive rates and optimal outcomes. Our commitment to responsible lending practices ensures clients receive pre-approvals and financing solutions aligned with their unique circumstances.We pride ourselves on transparency, ethical service delivery, and ongoing support throughout the property investment journey. Backed by partnerships with leading Australian lenders and industry professionals, we deliver comprehensive services spanning loan applications, debt consolidation, construction financing, and retirement planning. Our 1% pledge to ocean conservation charities reflects our dedication to community impact alongside financial excellence.
Services
Home Loans
Commercial Property Loans
SMSF Property Loans
Equipment Finance
Business Loans
Highlights and features
- Experienced mortgage brokers with access to 100+ lenders
- Personalised financial planning aligned with life goals
- 1% revenue pledge to ocean conservation charities
- Comprehensive property investment strategies including SMSF loans
- Award-winning client support with verified 5-star reviews
Associations and certifications
- Australian Credit Licence 389328
What people say
Highly recommend Stephen and team
Excellent assistance with construction loan
Professional and patient approach
Award-winning client support
Verified 5-star ratings
Services
Home Loans
We provide competitive home loan solutions for first-time buyers, investors, and refinancers. Our mortgage brokers access products from major Australian lenders to secure optimal rates for owner-occupier and investment properties. Services include pre-approvals, debt consolidation, and construction financing while navigating stricter post-Royal Commission lending requirements.
Commercial Property Loans
Specialised financing for commercial properties including offices, retail spaces, and warehouses. We arrange loans for business owners purchasing premises or investors acquiring commercial assets through SMSF structures. Our brokers negotiate terms based on loan-to-value ratios and business financial health while explaining unregulated commercial lending processes.
SMSF Property Loans
Facilitating property purchases through self-managed super funds with LVRs up to 70%. We guide clients through ATO compliance requirements for residential and commercial SMSF loans while connecting with specialist lenders accepting lower super balances. Services include strategy development and documentation assistance for SMSF property acquisitions.
Equipment Finance
Tailored financing solutions for business equipment purchases including vehicles, machinery, and marine assets. We offer chattel mortgages, novated leases, and asset leases with competitive rates through multiple lenders. Our brokers explain tax implications and residual payment options while comparing dealer financing against third-party offers.
Financial Planning
Comprehensive financial planning covering retirement strategies, investment portfolio management, and risk mitigation. Our advisers create custom roadmaps for short and long-term goals while explaining asset-liability management and tax-effective structures. Services include budget analysis, superannuation growth planning, and ongoing portfolio reviews to maintain progress towards financial objectives.
Questions
What home loan options do you offer?
We provide owner-occupier, investment, refinance, construction, and SMSF home loans with competitive rates from major Australian lenders.
Can you help with commercial property financing?
Yes, we arrange commercial property loans for offices, retail spaces, warehouses, and specialty assets with flexible terms based on business financials.
Do you offer SMSF property loans?
Yes, we specialise in SMSF property financing with lenders accepting minimum $150k super balances and LVRs up to 70%.
What areas do you service?
We service Newcastle, Central Coast, Sydney metro areas, Wollongong, Southern Highlands, and ACT regions.
How does equipment financing work?
We offer chattel mortgages, novated leases, and asset leases with competitive rates for business equipment purchases and vehicle financing.
What financial planning services are available?
We provide retirement planning, investment strategy development, budget analysis, and portfolio management services tailored to client goals.
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Reviews (4)
Jagdip Singh
Dec 03, 2020
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I want like to express my gratitude to Stephen Ford at Fordable Property & Finance. Stephen has assisted me closely and provided support throughout the entire buying process and until settlement. A dear friend recommended Stephens expertise when I was in the process of buying my first home in Victoria and unsure of how to go about with the process. The solicitor I had engaged was not responding, nor was she updating me with the progress of my purchase. Stephen recommended Tamara Warner, who assisted me promptly, and through to settlement. Stephen has become a family friend during this period
Unwind Pilates Studio Laura
May 28, 2020
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We met Stephen through some mutual friends and when we discovered he was able to assist us with our finance we were eager to see what savings he could achieve for us. He worked on finding a solution for us over 12mths, keeping us notified of options periodically as interest rates dropped throughout 2019. Stephen was so dedicated to finding us a solution, we never had to chase him for an update, and in the end we secured a 1.05% reduction in our interest rate. We are very thankful for his efforts and trust our finance will be taken care of with Stephen moving forward. Thank you!! Chris and Laura
Nayden Keft
Nov 19, 2019
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Fordable was referred to me through a colleague and I am grateful for the service provided. Stephen helped me refinance at a better rate with a lender that will give me the most flexibility for my future plans. Stephen is knowledgeable, friendly and great at presenting detailed loan information in an easy to understand way. I am looking forward to continuing to work with Fordable as I plan for my families future. Happily recommended for their service.
Geri Jeffress
Nov 14, 2019
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Stephen assisted us when the interest rates on our home loans were no longer competitive. He was able to find a solution for us, even though I was on maternity leave. He was able to get us some equity to finish off some renovations, secure competitive interest rates, restructure our lending to remove a guarantor and even placed us with a lender who provided us with a cash back offer so the transaction came at no cost to us.
Ticked every box needed and very much looking forward to revisiting my finance with Stephen in the near future.
Ticked every box needed and very much looking forward to revisiting my finance with Stephen in the near future.
