Business Details
27 Years
experience
Your Trusted Mortgage Partner in Australia
First Choice Mortgage Brokers has been a trusted name in the Australian mortgage industry since 1999, offering tailored financial solutions to homebuyers, investors, and businesses. Our team of experienced mortgage brokers combines over two decades of industry expertise with a commitment to personalized service, ensuring clients receive strategic advice aligned with their unique financial goals. We maintain strong relationships with more than 30 leading Australian banks and lenders, enabling us to secure competitive rates and customized loan structures for first-home buyers, property investors, and business owners.Our accreditation under Australian Credit Licence 382370 reflects our adherence to strict regulatory standards, while our recognition as Australia's Finance Broker of the Year underscores our industry leadership. We differentiate ourselves through comprehensive client consultations, transparent communication, and ongoing support throughout the entire loan lifecycle, from initial assessment to settlement and beyond.
Services
Home Loans
Investment Property Loans
Business Lending
Refinancing Services
Risk Insurance
First Home Buyers Assistance
Debt Consolidation
Commercial Finance
Equipment Finance
International Property Investment
Details
- Year established: 1999
Highlights and features
- 20+ years of mortgage broking experience since 1999
- Free financial services with no broker fees
- Access to competitive rates from 30+ leading Australian lenders
- Personalized one-on-one consultations with qualified brokers
- Award-winning service recognized as Australia's Finance Broker of the Year
Associations and certifications
- Australian Credit Licence 382370
What people say
Excellent service
Expert guidance
Stress-free process
Competitive rates
Professional team
Services
Home Loans
We provide tailored home loan solutions for first-time buyers and existing homeowners. Our brokers compare 30+ lenders to find competitive rates with flexible terms. Services include loan pre-approval, documentation assistance, and settlement support. We specialise in navigating First Home Owners Grant applications and managing complex borrowing scenarios for self-employed individuals.
Investment Property Loans
Our investment property loan services help clients build wealth through strategic property investments. We offer guidance on negative gearing, tax benefits, and equity utilisation. Brokers assist with portfolio diversification, loan structuring, and accessing high-leverage financing options while ensuring compliance with lender requirements and market regulations.
Business Lending
We facilitate business financing solutions for growth, cash flow management, and equipment purchases. Services include term loans, lines of credit, and equipment financing. Our brokers work with small to medium enterprises, helping secure funding through tailored applications that demonstrate business viability to lenders.
Refinancing Services
Our refinancing experts help homeowners reduce repayments and access equity. We compare current market rates against existing loans, manage debt consolidation opportunities, and implement strategies to shorten loan terms. The process includes penalty calculations and seamless transition support between lenders.
Risk Insurance
We offer comprehensive risk insurance solutions including life, income protection, and business insurance. Our brokers assess individual needs to recommend appropriate coverage levels, ensuring financial security against unforeseen circumstances while maintaining compliance with lender requirements for loan applications.
People
Anthony Nigel Bice
Director
Award-winning mortgage broker with 20+ years industry experience, holding Australian Financial Services License 424974 through Consilium Pty Ltd. Recognized as Australia's Finance Broker of the Year 2021, Anthony specialises in complex loan structures and business growth strategies.
Questions
What services do mortgage brokers provide?
Mortgage brokers compare loan products from multiple lenders, provide tailored financial advice, assist with loan applications, and negotiate competitive rates for home loans, investment properties, and business financing.
How do mortgage brokers get paid?
We receive commissions from lenders after successful loan settlements, with no upfront fees to clients. This service remains free as our payment comes from lender partnerships.
Why use a mortgage broker instead of a bank?
Brokers access 30+ lenders for better rate comparisons, offer personalized advice, and handle application complexities, while banks only present their own products without competitive analysis.
Can I get a home loan with bad credit?
Yes, our brokers specialise in non-conforming loans and work with lenders offering solutions for applicants with adverse credit histories or complex financial situations.
What documents are needed for a mortgage application?
Standard requirements include proof of identity, income verification, bank statements, employment details, and property purchase documentation, with specific needs varying by loan type.
How long does mortgage approval take?
Pre-approvals typically occur within 24-48 hours, while formal approvals generally take 1-2 weeks depending on lender processing times and documentation completeness.
Videos
Reviews (4)
Bobby - Ultimate Interior Solutions
Dec 18, 2021
Report
I Highly recommend First Choice Mortgages so professinal in all areas
I had a Commercial refinancing loan done by Tony and Jessica and can tell you every step of the way I was kept unto date with what was happening . I want to thank Tony and Jessica and also the team for all there hard work and effort to get me over the line with the refinancing will be definetly recommending First Choice to all my family and friends
Thank you again team
I had a Commercial refinancing loan done by Tony and Jessica and can tell you every step of the way I was kept unto date with what was happening . I want to thank Tony and Jessica and also the team for all there hard work and effort to get me over the line with the refinancing will be definetly recommending First Choice to all my family and friends
Thank you again team
Frank Gitto
Nov 25, 2021
Report
I want to thank the whole FME team for a fantastic customer experience. Over the several years as a client, each one of the team has been professional, honest and very responsive as to my needs , often suggesting a better suited solution to my request. I would honestly recommend FME as a one stop shop for all your financial needs ranging from financing, re financing to superannuation. My latest refinance went smoothly and was manged by Jessica
Many thanks all.
Many thanks all.
Jacquie Spice
Nov 10, 2021
Report
Positive:Professionalism,Quality,Responsiveness,Value
I would highly recommend First Choice Mortgage Brokers as they were very prompt and professional with their services. Nothing was an effort, they always answered our queries night or day and always went above and beyond to assist us.
I would highly recommend First Choice Mortgage Brokers as they were very prompt and professional with their services. Nothing was an effort, they always answered our queries night or day and always went above and beyond to assist us.
Mick Massey
Oct 06, 2021
Report
Positive:Professionalism,Quality,Responsiveness,Value
Tony, Beth and Anna were superb in getting me a mortgage....especially as other banks were unable to finance the same loan in the same timeframe. Well done to you guys!!!
Tony, Beth and Anna were superb in getting me a mortgage....especially as other banks were unable to finance the same loan in the same timeframe. Well done to you guys!!!
