Business Details
41 Years
experience
Trusted Insurance Solutions for Trades, Builders & Small Businesses
Established over 35 years ago, imar has built a reputation as a trusted insurance broker specialising in tailored coverage solutions for tradespeople, builders, and small businesses across Australia. Our dedicated team of local specialists combines deep industry expertise with a streamlined approach to insurance, ensuring clients receive competitive rates without unnecessary paperwork. We pride ourselves on delivering personalised support through an in-house claims team, instant certificate of currency issuance, and a customer-centric philosophy that prioritises understanding client needs over aggressive sales tactics. With over 2,500 businesses relying on our insurance products, we maintain strong partnerships and industry recognition through our affiliation with Arthur J.Gallagher & Co (AUS) Limited. Our commitment to transparency and practical risk management is reflected in client testimonials highlighting ease of service, competitive pricing, and exceptional support during critical times. We continuously adapt to regulatory changes and market trends, providing up-to-date guidance through resources like our blog covering public liability insurance updates, NSW building practitioner obligations, and common insurance pitfalls for small businesses. Our financial services guide and product disclosure statements ensure clients make informed decisions while our cashback rewards program through The Shed offers additional value to policyholders.
Services
Public Liability Insurance
Contract Works Insurance
Professional Indemnity
Commercial Motor Insurance
Cyber Risk Insurance
Business Package Insurance
Details
- Year established: 1985
Highlights and features
- In-house claims team for faster resolution
- Instant Certificate of Currency availability
- Local specialist advisors with industry expertise
- 35+ years of tailored insurance experience
- Client-first approach with no pushy sales tactics
Associations and certifications
- Australian Financial Services License (AFSL) 238312
What people say
Easy to organise
Super helpful
Good rate
Personal touch
Quick certificate
Services
Public Liability Insurance
Protects businesses from financial losses due to third-party property damage or bodily injury claims. Essential for tradespeople and builders facing daily worksite risks. Covers legal costs and compensation payouts with flexible limits tailored to your industry exposure.
Contract Works Insurance
Covers damage to worksites or materials during construction projects. Specifically designed for builders undertaking residential or commercial developments. Includes protection against weather events, theft, and accidental damage with customisable policy terms.
Professional Indemnity
Safeguards service-based businesses against claims of negligence or professional mistakes. Ideal for consultants and small businesses providing advice. Covers legal defence costs and compensation for financial losses caused by alleged errors.
Commercial Motor Insurance
Comprehensive coverage for business vehicles used in trade operations. Includes accident damage, theft, and third-party liability. Tailored options for single vehicles or fleet management with flexible excess arrangements.
Cyber Risk Insurance
Protects against financial losses from data breaches and cyber attacks. Covers incident response costs, business interruption, and legal liabilities. Essential for small businesses handling sensitive customer information in digital systems.
Questions
Why do I need insurance as a tradie?
Insurance protects against financial risks from accidents, property damage, or legal claims during work. It's essential for covering unexpected costs that could otherwise impact your business viability.
What cover options exist for builders?
We offer public liability, contract works insurance, and custom packages covering project-specific risks, equipment damage, and compliance with NSW building regulations.
How do I get a Certificate of Currency?
Instant certificates available online through our portal. Simply log in to your account or contact our team for immediate assistance with policy documentation.
What's included in business package insurance?
Combines multiple protections including property damage, liability coverage, business interruption, and optional add-ons like cyber risk in one customisable policy.
How are claims handled?
Our in-house claims team provides direct support from submission to resolution. We prioritise quick processing while ensuring fair outcomes for all insurance matters.
Can I get cover for specialist equipment?
Yes, we offer tailored equipment insurance covering tools, machinery, and work vehicles with options for both storage and on-site protection.
Reviews (3)
Hassan El Haouli
Aug 22, 2021
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Critical:Professionalism,Quality,Responsiveness,Value
Never again will never use these bunch of clowns again never ever
Never again will never use these bunch of clowns again never ever
Jeff Dickason
Sep 09, 2020
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Worst insurance broker of all time, did absolutely nothing for me except take thousands of dollars in policy fees , then when I needed to make a claim, you did nothing to support your client , said you would and did nothing. no support what so ever other than lip service, staff need to be up skilled including listening instead of trying to prove a point, most disappointing.
Tony Bradvica
Oct 14, 2015
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Got all I needed over the phone for Income Protection and Public Liability. Great service and very competitive premiums.
