Business Details
Trusted Mortgage Brokers in Ringwood | Finance 3000
Finance 3000 is a Victorian-based mortgage broking firm established to provide tailored financial solutions through expertise and innovation. Our team of accredited professionals brings over 15 years of industry experience, ensuring clients receive informed guidance on home loans, commercial financing, and refinancing options. We prioritise client relationships by offering access to a diverse range of products from 20+ leading lenders, supported by advanced systems for efficient service delivery. Our founders, Craig Parkins, Michael Bratby, and Andrew Ralston, collectively bring over 70 years of banking and finance expertise, fostering trust through transparent communication and customised strategies. We maintain industry accreditations with PLAN Australia and the Mortgage & Finance Association of Australia, reflecting our commitment to professional standards.By focusing on long-term client partnerships, we aim to simplify complex financial processes and deliver outcomes aligned with individual needs. Our approach combines local market knowledge with national lending networks to maximise savings and streamline loan approvals. With dedicated relationship managers, we ensure ongoing support throughout the life of each loan. Our office in Ringwood serves as a hub for consultations, backed by a team that values accessibility and responsiveness. Through continuous professional development, we stay abreast of market changes to provide up-to-date advice. Our track record of industry awards and repeat business underscores our dedication to excellence in mortgage brokering.
Services
Home Loans
Commercial Loans
Leasing
Refinance
General Insurance
Highlights and features
- Our team has over 15 years of combined mortgage broking experience
- Access to 20+ lenders for competitive loan options
- Customised financial solutions tailored to individual needs
- Ongoing support from dedicated relationship managers
- Accredited professionals with industry-recognised certifications
Associations and certifications
- PLAN Australia
- Mortgage & Finance Association of Australia (MFAA)
Services
Home Loans
We assist clients with residential property financing, including first home purchases, investment properties, and owner-occupied loans. Our brokers compare 20+ lenders to secure competitive rates and terms tailored to individual financial situations. With expert guidance on government grants and deposit requirements, we streamline the approval process for optimal outcomes.
Commercial Loans
Our commercial lending solutions cater to businesses seeking property financing, equipment leasing, or working capital. We connect clients with specialist lenders offering tailored terms for commercial properties and investment portfolios. Our brokers provide strategic advice on structuring loans to maximise cash flow and business growth opportunities.
Refinance
We evaluate existing loans to identify savings opportunities through refinancing. Our team compares current market rates and negotiates with lenders to reduce repayments or access equity. We handle the entire process, from application to settlement, ensuring a seamless transition to more favourable loan terms.
Leasing
Our leasing solutions help businesses acquire vehicles, machinery, or equipment through tailored finance arrangements. We source competitive rates from specialist lenders while ensuring structures align with cash flow requirements. Our brokers provide guidance on tax implications and ownership options for business asset acquisitions.
General Insurance
We offer comprehensive insurance solutions to protect clients' financial investments. Our services include home, contents, life, and income protection insurance, with policies customised to individual risk profiles. We partner with reputable insurers to provide competitive premiums and tailored coverage options.
People
Craig Parkins
Director, Finance Professional
Founder with 25+ years in banking and finance, Craig specialises in mortgage broking and client relationship management. He holds a Diploma of Financial Services and is a full member of MFAA and PLAN Australia.
Michael Bratby
Director, Finance Professional
Co-founder with 22+ years of finance industry experience, Michael focuses on client needs and loan structuring. He is a qualified mortgage broker and recipient of industry awards for service excellence.
Andrew Ralston
Director, Finance Professional
Senior broker with 25+ years in finance, Andrew provides expert advice on property investments and loan solutions. He maintains active memberships with MFAA and PLAN Australia for professional development.
Tanya Parkins
General Manager
Office Manager handling administrative operations and client communications, Tanya ensures efficient service delivery across all mortgage broking activities while supporting the management team.
Questions
What mortgage services does Finance 3000 offer?
We provide home loans, commercial loans, leasing solutions, refinancing options, and general insurance services tailored to individual financial needs.
How does Finance 3000 differ from bank lenders?
We offer access to 20+ lenders instead of limited in-house products, with independent advice and customised solutions from experienced brokers.
What experience do your brokers have?
Our team members have minimum 15 years' finance industry experience, with combined expertise spanning over 70 years in mortgage broking and banking.
Can you assist with first home buyer loans?
Yes, we specialise in first home buyer solutions, including government grants and low-deposit options, with expert guidance throughout the process.
Do you offer ongoing loan management services?
We provide continuous support for loan management, including refinancing opportunities and portfolio reviews to ensure optimal financial outcomes.
Reviews (1)
Molly Chick
Sep 11, 2021
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We used Craig as our broker and honestly i could not fault him. He is so professional with every contact he made with us and kept us informed at every step of the way and explained things mostly via a phone call not thru endless emails. Nothing was too much for him and we even met up for a coffee in a local caf to sign paperwork rather than in a office. Even when settlement went thru, Craig was the first one to ring us to congratulate us, unlike our conveyancer who to this day hasn't bothered to ring to let us know settlement went thru but chose to email instead.
Craig also talked us through
Craig also talked us through
