Business Details
7 Years
experience
Sydney's Trusted Mortgage Broker for Smart Borrowing
Reservoir Finance is an independent mortgage brokerage established in 2019, dedicated to empowering Australians to achieve financial freedom through strategic borrowing. Our team of experienced brokers, many with prior banking backgrounds, specialises in home loans, commercial loans, business financing, and car loans. We prioritise client education, transparent advice, and tailored solutions, avoiding one-size-fits-all approaches. Recognised as a Top 5 Mortgage Broker in NSW (2023) and a Top 30 Fast-Growing Mortgage Broker in Australia, we work with over 40 lenders to secure competitive rates.Our values-driven approach ensures responsible lending practices, with 99% of clients benefiting from zero upfront fees. With offices in Sydney CBD and Gladesville, we service clients nationally, offering free consultations and a commitment to long-term financial success.
Services
Home Loans
Commercial Loans
Business Loans
Car Loans
Refinance Solutions
Construction Loans
Non-Resident Loans
Personal Loans
Details
- Year established: 2019
Highlights and features
- We provide free loan health checks with no obligation
- Our brokers have prior banking experience and industry expertise
- We work with 40+ lenders for maximum rate competitiveness
- 99% of clients avoid upfront fees through our partnerships
- We prioritise financial education for long-term client success
Associations and certifications
- Top 30 Best Mortgage Brokerage in Australia
- Top 5 Best Mortgage Broker in NSW 2023
- Mentor of the Year Finalist
What people say
Knowledgeable team
Professional service
Fast approvals
Excellent communication
Competitive rates
Services
Home Loans
We specialise in residential home loans for owner-occupiers and investors. Our brokers compare 40+ lenders to find competitive rates while considering your long-term financial goals. We provide guidance on loan structures, interest rate types, and government grants for first-home buyers, ensuring solutions that match your unique circumstances.
Commercial Loans
Our commercial loan specialists help businesses and investors finance property purchases. We navigate complex lending criteria to secure approvals for office spaces, warehouses, and retail properties. With expertise in both owner-occupied and investment loans, we help clients leverage commercial real estate for business growth and portfolio diversification.
Refinance Solutions
We analyse existing loans to eliminate 'loyalty tax' and improve financial positions. Our team identifies better rates, negotiates with current lenders, and facilitates seamless transitions. We specialise in cash-out refinancing for renovations or investments while ensuring new terms align with clients' long-term financial strategies.
Construction Loans
We facilitate financing for new home construction or major renovations. Our brokers understand progress payment structures and fixed-price contract requirements. We work with lenders who accommodate owner-builder arrangements and provide guidance on managing construction timelines and budget considerations throughout the building process.
Business Loans
We provide tailored financing solutions for business growth and cashflow management. Our services include equipment financing, working capital loans, and expansion funding. We help businesses structure loans that support growth while maintaining financial stability, leveraging our relationships with multiple lenders to find optimal terms.
People
Warren G Wang
Founder & Mortgage Broker
With extensive banking experience, Warren established Reservoir Finance to provide transparent mortgage solutions. He specialises in complex loan structures and has helped numerous clients achieve property investment goals while maintaining a client-first approach.
Kevin Cheng
Senior Mortgage Broker
A former banking professional, Kevin brings technical expertise in loan assessments and lender negotiations. His focus on clear communication and efficient processing has earned consistent client praise for streamlined mortgage experiences.
Questions
What loan types do you specialise in?
We specialise in home loans, commercial property loans, business financing, car loans, construction loans, and refinance solutions across Australia.
Are there upfront fees for your services?
We charge no upfront fees for 99% of our loan applications, with costs typically covered by lender commissions.
How do you help first-home buyers?
We guide first-home buyers through grants, deposit requirements, and lender options while negotiating competitive rates and waived fees.
Can non-residents obtain Australian loans?
Yes, we help overseas residents access Australian mortgages with competitive terms matching local borrower conditions.
What areas do you service?
While based in Sydney, we provide mortgage services to clients nationwide through online consultations and local office support.
