Business Details
50+ Years
experience
Australia's Leading Boat Insurance Since 1959
Established in 1959, we have grown to become Australia's largest boat insurance provider, dedicated to safeguarding the boating lifestyle for over six decades. Our expertise spans a comprehensive range of insurance solutions tailored to diverse vessels including runabouts, jet skis, cruisers, and sailing boats. We pride ourselves on offering flexible savings options such as No Claim Bonuses and lay-up periods, which can reduce premiums by up to 60%. As part of the Allianz group, we combine global expertise with local knowledge to deliver reliable coverage and exceptional service. Our policies extend beyond standard protection, covering motors, trailers, equipment, and accessories, while also providing liability coverage for water skiers and during yacht racing events. We maintain transparency through detailed Product Disclosure Statements and offer 24/7 claims support, with acknowledgment within two business days and proactive updates throughout the process.Our commitment to the boating community is further demonstrated through exclusive member benefits including Club Marine Magazine, a bi-monthly publication celebrating Australian boating culture. We continuously innovate to meet evolving needs, recently enhancing commercial boating coverage while maintaining competitive rates and clear policy terms. Our team of specialists ensures every policyholder receives personalised assistance, whether managing policies online, renewing coverage, or navigating the claims process. This enduring dedication to quality service and comprehensive protection has earned us the trust of thousands of Australian boat owners.
Services
Boat Insurance
Member Benefits
Claims Assistance
Policy Management
Magazine Subscription
Commercial Coverage
Lay Up Options
Risk Assessment
Details
- Year established: 1959
Highlights and features
- We have been Australia's largest boat insurance provider since 1959
- We offer flexible lay up options to save on premiums
- We provide exclusive member benefits including a boating magazine
- We handle claims with 24/7 support and proactive updates
- Our policies cover motors, trailers, and equipment in one policy
Services
Boat Insurance
We provide comprehensive insurance for various vessels including runabouts, jet skis, cruisers, and sailing boats. Our policies cover accidental loss or damage to boats, motors, trailers, and equipment. We include liability coverage for third parties and offer optional protections for water skiers and yacht racing activities.
Claims Assistance
Our claims process includes 24/7 support with acknowledgment within two business days. We provide dedicated claims consultants, repairer networks, and proactive updates every 20 days. We handle documentation requirements and excess calculations while offering clear guidance throughout the claims journey.
Policy Management
We offer online tools for policy management including quote retrieval, policy renewal, and premium calculations. Our system allows adding lay-up periods to reduce costs and provides clear policy schedules showing coverage details, excess amounts, and special conditions.
Member Benefits
Policyholders receive exclusive benefits including Club Marine Magazine subscriptions, access to preferred service providers, and the Club Marine Assist program. Our members enjoy special offers and tailored content about boating destinations, safety, and equipment reviews.
Risk Assessment
We help determine appropriate coverage levels based on vessel value, construction materials, engine specifications, and storage conditions. Our system considers usage patterns, risk profiles, and claims history to calculate premiums and recommend suitable policy options.
Questions
What factors determine my boat insurance premium?
Premiums depend on vessel value, type, construction materials, engine specifications, storage location, liability coverage levels, usage patterns, and claims history. Our online quote system calculates these factors instantly.
What does boat insurance cover?
Our policies cover accidental loss or damage to boats, motors, trailers, and equipment. We include third-party liability protection and cover significant injuries or accidental death for named policyholders, subject to limits and exclusions.
How do I make a claim?
Submit claims online or by phone. Provide policy details, incident reports, repair quotes, and photos. We'll assign a claims consultant, request necessary documentation, and update you every 20 days during processing.
What is lay-up cover?
Lay-up allows premium savings of up to 60% when boats are stored during off-season months. Coverage continues for theft and accidental damage at storage locations, with options to temporarily reactivate coverage when needed.
Can I get houseboat insurance?
Yes, we offer houseboat insurance with specific coverage options. Contact our team for details about eligibility requirements and policy terms tailored to houseboat owners.
What payment methods do you accept?
Payment options are available through our online policy management system. Details about accepted payment methods appear during the premium payment process for your specific policy.
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Reviews (1)
Coast To Coast Transport
Aug 04, 2017
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Customer service is definitely job 1 at Back Cove Yachts. I own a Boat Transport Co. and I know a quality manufacturer when I see one and Back Cove Yachts is in this category. Great job Back Cove.
