Business Details
30 Years
experience
Rural & Commercial Insurance Experts in Toowoomba
Established in 1996, MIS Insurance Brokers has built a reputation as a trusted partner for rural and commercial insurance solutions across South East and South West Queensland. Our team combines deep industry expertise with a client-centric approach, specialising in tailored coverage for small businesses, rural enterprises, landlords, and commercial property owners. With over 25 years of experience, our principal consultant Merrianne Black leads a dedicated team that prioritises understanding client operations to deliver precise insurance strategies. We advocate for clients during claims processes, ensuring efficient resolutions while maintaining compliance with evolving regulations. As part of Australias largest broker support network, we leverage cutting-edge technology and exclusive access to over 200 products, including Lloyds London partnerships.Our commitment extends beyond policies through personalised service, with team members like Hannah Talbot providing seamless administrative support. Operating from Toowoomba, we service regional communities including Dalby, Roma, and Warwick, offering on-site consultations when needed. Our focus remains on protecting clients assets while fostering long-term relationships built on trust and industry knowledge. This dedication has positioned us as a reliable insurance broker for diverse sectors ranging from transport operators to earthmoving equipment owners.
Services
Rural Insurance
Commercial Insurance
Heavy Motor Insurance
Earthmoving Vehicles Insurance
Landlord Insurance
Details
- Year established: 1996
Highlights and features
- We offer 25+ years of rural insurance expertise
- Our team provides tailored coverage for unique business needs
- We advocate for clients during complex claims processes
- We combine local knowledge with national network resources
- Our brokers hold Tier 2 General Insurance qualifications
Services
Rural Insurance
Specialised insurance solutions for rural businesses and properties, including crop protection, livestock coverage, and farm equipment. Our policies address unique agricultural risks while ensuring compliance with industry regulations. Tailored to suit irrigation farms, transport operators, and regional enterprises.
Commercial Insurance
Comprehensive coverage for commercial properties and operations, including public liability and professional indemnity. Designed for small businesses, landlords, and commercial property owners across Queensland. Combines risk assessment with strategic policy placement to safeguard business assets.
Heavy Motor Insurance
Specialist insurance for heavy vehicles and earthmoving equipment used in construction and agriculture. Policies protect against damage, theft, and operational risks. Tailored to meet the specific needs of contractors and equipment operators in regional Queensland.
Landlord Insurance
Customised insurance for property investors covering buildings, contents, and liability risks. Includes protection against rental income loss and legal expenses. Designed for residential and commercial property landlords across South East Queensland.
Claims Advocacy
Dedicated assistance throughout the claims process, ensuring timely and fair resolutions. Our team negotiates with insurers on behalf of clients while providing expert guidance. Available for all policy types including rural, commercial, and vehicle insurance.
People
Merrianne Black
Principal Consultant, Owner & Broker
With over 25 years in insurance, Merrianne specialises in rural and commercial coverage. She established MIS Insurance Brokers in 2009 after working with Suncorp. Her expertise includes policy analysis, risk assessment, and claims management for regional businesses.
Hannah Talbot
Broker Assistant & Administrator
Hannah supports clients with policy renewals, claims processing, and administrative tasks. With a Tier 2 General Insurance qualification and mortgage industry experience, she ensures smooth operations while maintaining personal client connections.
Questions
What areas do MIS Insurance Brokers service?
We service South East and South West Queensland including Toowoomba, Dalby, Roma, Warwick, and surrounding regional areas. Our team travels to meet clients on-site when required.
What types of insurance do you specialise in?
We specialise in rural insurance, commercial property coverage, heavy motor vehicle policies, earthmoving equipment insurance, and landlord protection solutions across Queensland.
How do you handle insurance claims?
Our team provides advocacy throughout the claims process, negotiating with insurers and ensuring timely resolutions. We guide clients through documentation requirements and policyholder obligations.
Are you part of any insurance networks?
We are part of the Community Broker Network, which connects us to Steadfast - Australias largest general insurance broker network with access to 200+ products.
What experience does your team have?
Our principal broker has 25+ years in rural insurance, while our administrator holds Tier 2 qualifications. Combined experience spans over 40 years in insurance and financial services.
