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18 Years
experience
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BizCover was founded in 2008 with a clear mission: to simplify business insurance for small enterprises. Our founders identified the challenges small businesses faced in accessing affordable, transparent insurance solutions and developed an innovative online platform to address these pain points. Over 16 years, we've grown into Australia's leading online business insurance service, serving over 280,000 small businesses across Australia and New Zealand. Our technology-driven approach combines artificial intelligence with user-friendly digital solutions to streamline policy comparison, selection, and purchase. Recognised as Deloitte's Best Managed Company in 2024, we maintain a team of 250+ dedicated professionals operating from offices in Australia and New Zealand. Our executive leadership brings decades of combined experience in insurance and technology sectors, including accolades like the 2025 Insurance Business CEO of the Year.

We pioneered the first online small business insurance comparison platform in the region, enabling instant quote comparisons and policy purchases in minutes. Our commitment to innovation extends to flexible payment options, automated renewals, and a simplified claims process managed directly with insurers. With a 4.8/5 customer rating verified by Feefo, we continue to invest in improving our services, including recent initiatives like the BizGiver grant program and Qantas Points rewards. Our regulatory compliance is maintained through AFSL 501769, ensuring adherence to strict financial services standards while maintaining transparency in all our operations.
Services
Public Liability Insurance Professional Indemnity Insurance Cyber Liability Insurance Business Insurance Pack Management Liability Insurance Personal Accident Insurance Allied Health Liability IT Liability Insurance
Details
  • Year established: 2008
Highlights and features
  • We've helped 280,000+ Australian small businesses find insurance solutions since 2008
  • Our platform enables instant comparison of policies from multiple insurers
  • We offer flexible payment options with monthly or annual plans available
  • Our claims process is managed directly with insurers for customer convenience
  • Recognised as Australia's #1 online business insurance service
Associations and certifications
  • Deloitte Best Managed Companies 2024
What people say
Quick and easy setup Cost less than half Perfect insurance policy Competitively priced Understood everything
Services
Public Liability Insurance
Protects businesses against claims for property damage or bodily injury caused to third parties. Essential for tradespeople, retailers and service providers, this insurance covers legal fees and compensation costs. Customers benefit from tailored policies that meet specific industry requirements while ensuring compliance with contractual obligations.
Professional Indemnity Insurance
Covers financial losses from professional errors or negligent advice. Designed for consultants, IT professionals and allied health practitioners, it includes legal defense costs and compensation payments. Policies protect against allegations of professional negligence while maintaining business continuity during claims processes.
Cyber Liability Insurance
Safeguards against financial losses from cyber incidents like data breaches or ransomware attacks. Includes coverage for business interruption, data recovery and legal liabilities. Particularly valuable for technology businesses and organisations handling sensitive customer information, with support for incident response and regulatory compliance.
Business Insurance Pack
Customisable package combining multiple insurance types under one policy. Typically includes property, liability and business interruption coverage tailored to specific industries. Provides simplified management of multiple protections while potentially offering cost savings compared to separate policies.
Allied Health Liability
Specialist insurance for over 200 allied health professions. Combines public liability and professional indemnity coverage with specific protections for clinical practices. Designed to meet the unique risk profiles of physiotherapists, occupational therapists and other healthcare providers while supporting professional registration requirements.
People
Michael Gottlieb
CEO & Founder
Insurance industry entrepreneur with 20+ years experience. Founded BizCover in 2008 to simplify business insurance for small enterprises. Recognised as 2025 Insurance Business CEO of the Year for innovation in insurance technology and small business advocacy.
Bradley Miller
General Manager & Founder
Former management consultant with 20 years IT and project management expertise. Co-founded BizCover to address insurance accessibility challenges for small businesses. Instrumental in scaling the company from startup to industry leader while maintaining technological innovation.
Bjorn Meier
Chief Operating Officer
Senior executive responsible for operational excellence across BizCover's insurance services. Oversees process optimisation and customer experience improvements while maintaining the company's growth trajectory through efficient service delivery frameworks.
Dino Tius
Chief Information Officer
Technology leader driving BizCover's digital innovation strategy. Focuses on enhancing the online insurance platform with AI and digital solutions to improve policy comparison accuracy and streamline the customer journey.
Sharon Kenny
Head of Marketing
Marketing director developing strategies to increase awareness of BizCover's insurance solutions. Leads campaigns highlighting the platform's benefits while maintaining customer-centric messaging across all communication channels.
Questions
How do I get business insurance quotes online?
Visit bizcover.com.au, select your occupation, choose required covers, provide business details, then compare instant quotes from multiple insurers.
What insurance types does BizCover offer?
Public Liability, Professional Indemnity, Cyber Liability, Business Insurance Packs, Management Liability, Personal Accident, Allied Health and IT Liability insurance.
Can I purchase insurance policies immediately?
Yes, our platform allows instant policy purchase online in minutes with immediate cover documentation delivery.
How do I make an insurance claim?
Complete our online claims form, provide supporting documentation, and our team will manage the process directly with your insurer.
Are there discounts available for business insurance?
Yes, our platform shows competitive pricing with potential savings through bundled packages and our Price Promise guarantee.
Is BizCover regulated by Australian authorities?
Yes, we operate under Australian Financial Services Licence 501769 and comply with all relevant regulatory requirements.
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