Business Details
Links Property Finance is a Sydney mortgage brokerage based in Enfield. If you’re buying your first home, refinancing your mortgage or purchasing an investment property, Charles Touma can help you understand what you could borrow and which lenders fit your situation.
You deal directly with Charles from the first conversation through to settlement. He compares options across a panel of more than 70 lenders through Connective, looking at the rate, fees, loan features and the way each lender assesses your income. He also helps with family guarantees, construction and bridging finance, plus home loans for business owners and contractors.
We work with clients across the Inner West, including Burwood, Strathfield, Ashfield and Croydon. Phone and video appointments are available across Sydney and throughout Australia.
You deal directly with Charles from the first conversation through to settlement. He compares options across a panel of more than 70 lenders through Connective, looking at the rate, fees, loan features and the way each lender assesses your income. He also helps with family guarantees, construction and bridging finance, plus home loans for business owners and contractors.
We work with clients across the Inner West, including Burwood, Strathfield, Ashfield and Croydon. Phone and video appointments are available across Sydney and throughout Australia.
Services
Loans for First Home Buyers
Home Loan Refinancing
Guarantor Home Loans
Home Loan Pre Approval
Home Loans for Business Owners and Contractors
Low Documentation Home Loans
Investment Property Loans
Construction Loans
Bridging Loans
Home Loans for Professionals
Home Loans with Credit History Issues
Commercial Property Loans
Loans for Self Managed Super Funds
Served areas
- Enfield
Details
- Year established: 2026
- Employees: 1
Highlights and features
- We compare home loan options across over 70 lenders.
- Deal directly with Charles throughout your home loan journey.
- Enjoy mortgage broking services with no broker fees charged.
- Access personalised guidance for first home buyers and investors.
- Explore refinancing, guarantor loans, construction finance and pre-approval options.
- Start with a free 30-minute mortgage consultation without obligation.
Payment methods
- Cash
- Debit cards
- Credit cards
What people say
Clear explanations
Prompt updates
Help with paperwork
Support for first home buyers
Services
Loans for first home buyers
Work out your borrowing power, deposit and buying costs. Charles can help check eligibility for government schemes and prepare your first home loan application.
Home Loan Refinancing
Compare your current mortgage with other options. Charles reviews the rate, fees, offset features and switching costs so you can see whether refinancing is worthwhile.
Guarantor Home Loans
See whether a family guarantee could help with your deposit. Charles explains the guarantor’s obligations and how the guarantee could be released later.
Home Loan Pre Approval
Get a clearer idea of your buying budget before you make an offer. Charles helps prepare the paperwork and explains what the lender still needs to assess before formal approval.
Home Loans for Business Owners and Contractors
Compare how lenders assess income from sole traders, company directors and contractors. Charles helps you understand which figures and documents a lender is likely to use.
Low Documentation Home Loans
If your full financial statements are unavailable, Charles can explore lenders that may accept alternative income evidence such as business activity statements or an accountant’s letter.
Investment Property Loans
Compare loans for your first or next investment property. Charles can help you work through available equity, repayments and the impact of an existing mortgage on your borrowing options.
Construction Loans
Get help with finance for a new build, rebuild or major renovation. Charles can explain the documents lenders ask for and how payments are released as the work progresses.
Bridging Loans
Buying before you sell? Charles can help you compare bridging finance and understand what you may owe while you hold both properties and after your sale settles.
Home Loans for Professionals
Charles compares options for doctors, nurses, teachers and accountants, including any lenders mortgage insurance waivers you may qualify for.
Home Loans with Credit History Issues
If past defaults or missed payments are affecting your options, Charles reviews your current finances and explains what lenders may consider.
Commercial Property Loans
Compare finance for a shop, office or warehouse purchase or refinance. Charles can help identify lenders that suit the property type, the deposit available and your borrowing structure.
Loans for Self Managed Super Funds
Explore lending for eligible commercial property purchases through a self managed super fund. Charles can work alongside your accountant or licensed financial adviser on the lending side.
People
Charles Touma
Director and Principal Mortgage Broker
Charles Touma founded Links Property Finance in 2026. He has a Bachelor of Commerce from the University of Sydney. Before becoming a mortgage broker, he worked in Inner West real estate and private wealth, then in asset management at Macquarie Group. He helps buyers understand how much they can borrow, what they need to prepare and how their loan options compare. Clients work directly with Charles through to settlement.
Questions
What mortgage services do you offer?
I help with first home loans, pre approval, refinancing, investment loans and guarantor loans. I also work with business owners and help arrange construction, bridging and commercial property finance.
Reviews (17)
Nathan Soares
Oct 26, 2026
Report
Charles made the entire mortgage process remarkably smooth and stress-free, securing us a fantastic rate while breaking down every detail along the way.
Matthew Issa
Oct 22, 2026
Report
Charlie was excellent help in securing a home loan for myself. He made the whole process incredibly easy and got an unbeatable rate! Highly recommend Charlie and his services!
Cooper Hayes
Oct 20, 2026
Report
I had a great experience working with Charles from Links Property Finance. He made the whole process straightforward, kept me updated throughout and was always available to answer any questions I had. His wealth of knowledge, professionalism and attention to detail is evident. I would happy recommend him to anyone seeking professional and reliable finance help!
Luka Mihaljevic
Oct 20, 2026
Report
Charlie is a top bloke who genuinely cares about helping people. He’s easy to talk to, knowledgeable and always happy to answer questions. If you’re looking for a mortgage broker who’s honest, reliable and puts people first, Charlie is your man!
Tia Chaanine
Oct 15, 2026
Report
Charles at Links Property Finance was absolutely fantastic! He made the entire home loan process easy, stress-free, and kept me informed every step of the way during my recent refinance . His knowledge, professionalism, and genuine commitment to getting the best outcome really stood out. I couldn’t be happier with the service and highly recommend Charles and the team at Links Property finance. Thanks again!
Bilal Minhas
Oct 07, 2026
Report
I had a fantastic experience with Charles, who provided exceptional service and went above and beyond to achieve the best possible outcome.
I highly recommend Charles to anyone looking for someone approachable, easy to communicate with, and who genuinely walks the journey with you every step of the way.
Thanks heaps Charles for all your help and support!
I highly recommend Charles to anyone looking for someone approachable, easy to communicate with, and who genuinely walks the journey with you every step of the way.
Thanks heaps Charles for all your help and support!
Omar A.
Oct 04, 2026
Report
Charles was a fantastic mortgage broker and made the refinance process simple from start to finish. He explained everything clearly, found us a great home loan option and made refinancing very easy
Christian Turley
Oct 02, 2026
Report
Had a really good experience with Charles at Links Property Finance. He was easy to deal with, always quick to respond and kept everything simple and clear throughout the whole process.
You can tell he genuinely cares about getting the best outcome for his clients rather than just getting things done quickly. Really happy with the experience and would happily recommend Charles and Links Property Finance to anyone.
You can tell he genuinely cares about getting the best outcome for his clients rather than just getting things done quickly. Really happy with the experience and would happily recommend Charles and Links Property Finance to anyone.
Elijah Chaanine
Sep 30, 2026
Report
Charles and the team at links property finance recently assisted me with my purchase of my first property in Burwood.
As a first home buyer, Charles made the process simple and easy. I would recommend Charles to all first home buyers
As a first home buyer, Charles made the process simple and easy. I would recommend Charles to all first home buyers
Julian Lo Russo
Sep 28, 2026
Report
A huge thank you to Charlie for his exceptional support and expertise throughout the process of securing finance for my first home. His guidance, professionalism and willingness to help made what could have been a stressful process feel straightforward and manageable, I really appreciate all the time and effort he put in to helping me achieve this milestone, and I couldn’t recommend him highly enough.
Alan
Sep 14, 2026
Report
Charles is an absolute star at what he does. He was straight-up, highly professional, and worked hard to secure a fantastic rate for our home loan. Communication was prompt and clear the entire way through. I would trust him with any future financial needs
Bernard Ip
Jul 14, 2026
Report
Charles took the time to review my current existing loan to see what we could do to improve the terms. Really appreciated how honest he was in suggesting that we stay with my current loan after spending a decent amount of time going through a bunch of documents. I also learnt a lot about loan features during this process. Would definitely work with Charles in the future to reassess my situation.
Margaret Touma
Jul 12, 2026
Report
I had a great experience with Links Property Finance. They made refinancing simple and stress-free, kept me updated the whole way, and got me a great result. Really easy to deal with and I’d definitely recommend them.
Sandra Chaanine
Jul 05, 2026
Report
Charles’ looked after us really well and his knowledge gave us the confidence to purchase our property. He wasn’t pushy and alway ensured we felt comfortable with the repayments.
Mikhail Poleshchouk
Jul 02, 2026
Report
Would like to express my gratitude to Charles. Paperwork and finances were never my strong suit. He has made this process as simple and dummy proof for me as humanly possible. This is not the first time I use a mortgage broker, however it was the easiest and most pleasant. Thank you.
Jasmine Tiliakos
Jun 13, 2026
Report
Great information from Charlie he’s a lovely guy very helpful and always a nice smile to make you feel welcome ! Assisted us with our loan super fast and easy to deal with!
Daniel Ius
Apr 04, 2026
Report
Highly recommend Charles! Professional, knowledgeable and very easy to work with. He helped us navigate the home loan process and found a great solution that suited our needs. Excellent service from start to finish.