Business Details
25 Years
experience
Your Trusted Mortgage Broker in Melbourne
Phoenix Mortgage has been a trusted provider of tailored lending solutions since 2001. Our expertise lies in developing innovative financial products for mortgage brokers, home builders, and credit unions, supporting Australians in achieving homeownership. With strategic partnerships across the construction and finance industries, we specialise in bridging the gap between borrowers and lenders. Our team brings over two decades of experience in loan product development, working alongside major Approved Deposit Taking Institutions and Australias leading home builders. We pride ourselves on offering competitive, customised finance options including low-deposit loans, construction financing, and investment property solutions. Our commitment to excellence is demonstrated through our proven track record in managing broker relationships and delivering seamless loan origination services.By maintaining strong ties with credit unions, we provide credible alternatives to traditional banking institutions while ensuring compliance with regulatory standards. Our business development managers work closely with brokers to resolve complex loan scenarios, ensuring a smooth process for both clients and industry partners. With a focus on innovation and customer-centric solutions, we continue to evolve our offerings to meet changing market needs. Our dedication to transparency and ethical practices has solidified our reputation as a reliable partner in the mortgage industry.
Services
Home Loans
Refinance
First Home Buyer Finance
Construction Home Loans
Low Deposit Loans
No Deposit Home Loans
Investment Loans
Commercial Loans
SMSF Loans
Reverse Mortgage Loans
Details
- Year established: 2001
Highlights and features
- Established in 2001 with proven mortgage industry expertise
- Strategic partnerships with Australias top five home builders
- Specialist loan products for construction and first home buyers
- Access to credit union networks as alternatives to major banks
- Tailored solutions including low-deposit and investment loans
Associations and certifications
- Australian Credit Licence 393868
Services
Home Loans
We provide comprehensive home loan solutions tailored to individual needs. Our experienced brokers help clients navigate purchase, refinance, or upgrade options with competitive rates. With access to multiple lenders through credit union partnerships, we ensure personalised service and pre-approval assistance to streamline property transactions.
Construction Home Loans
Specialist financing for new home construction projects simplifies complex loan requirements. Our brokers guide clients through staged payments and documentation while offering deposit solutions. We partner with major builders to create seamless financing options that reduce stress during the construction process for both homeowners and developers.
First Home Buyer Finance
Tailored support helps first-time buyers access homeownership through FHOG eligibility checks and application assistance. We offer low-deposit options and pre-approvals to clarify budgeting. Our brokers explain government grants and special programs while providing ongoing guidance throughout the purchase journey.
Low Deposit Loans
Innovative low-deposit solutions overcome traditional barriers to homeownership. Our Deposit Gap Loan allows no-deposit purchases through builder partnerships while guarantor options leverage family equity. These products help clients enter the market sooner with reduced upfront costs and mortgage insurance requirements.
Investment Loans
We offer diverse investment loan options including interest-only products for portfolio growth. Our brokers assess clients' financial goals and risk profiles to recommend suitable strategies. With access to competitive rates and flexible repayment terms, we support investors in expanding their property assets effectively.
People
Allan Willoughby
Director
Allan Willoughby leads Phoenix Mortgage with over 20 years' experience in mortgage brokering and financial product development. He oversees strategic partnerships with major builders and credit unions while ensuring compliance with Australian Credit Licence 393868. His leadership focuses on innovative lending solutions.
Questions
What mortgage products do you offer?
We provide home loans, construction financing, investment property loans, low-deposit options, and first home buyer packages with tailored solutions for individual needs.
How can first home buyers benefit from your services?
We assist with First Home Owners Grant applications, offer no/low-deposit loans, and provide pre-approvals to help first-time buyers enter the property market confidently.
Do you work with home builders?
Yes, we partner with Australias top five home builders to create customised financing solutions that streamline the construction and purchase process for new homes.
What areas do you service?
We operate nationwide across Australia, with particular expertise in Melbourne and Victoria, offering tailored mortgage solutions to clients in urban and regional locations.
How do you differ from traditional banks?
We connect clients with credit unions as alternative lenders, offering competitive rates and personalised service while maintaining relationships with major financial institutions.
Reviews (1)
Milan Dragicevic
Dec 23, 2020
Report
Hi Tom,
Thank you very much for your services. Very professional and responsive. You've managed to beat my previous home loan interest rate by 1% and even reached out during Corona epidemic to see if you can help in any way. I will recommend you highly to any of my friends and family. Great job! Keep it up! Milan.
Thank you very much for your services. Very professional and responsive. You've managed to beat my previous home loan interest rate by 1% and even reached out during Corona epidemic to see if you can help in any way. I will recommend you highly to any of my friends and family. Great job! Keep it up! Milan.
