Business Details
Your Trusted Financial Advisers in Clayton, VIC
At My Property & Finance, we redefine the experience of making significant financial decisions by prioritising education, strategy, and trust. Our team of experts guides clients through critical financial milestones such as home buying, investing, and wealth creation with clarity and confidence. By integrating deep industry knowledge with partnerships in law, accounting, and financial planning, we deliver holistic solutions that extend beyond mere loan approvals. We focus on long-term financial security, offering strategic lending structures, tax efficiency, and risk management tailored to individual goals. Our approach combines corporate-level expertise with a relationship-first philosophy, ensuring transparency and client-centric outcomes.We believe informed decisions shape futures, and our commitment to education empowers clients to navigate complex financial landscapes. With offices across Australia, we serve as a trusted partner in unlocking the full potential of your financial future. Our teams dedication to excellence has earned recognition through industry awards and consistent client satisfaction. Whether you're a first-time homebuyer or expanding an investment portfolio, My Property & Finance provides the tools and expertise to achieve your objectives. Our promise is simple: to ask the right questions, connect you with the right professionals, and deliver solutions aligned with your vision.
Services
Business Loans
Commercial Property Loans
First Home Buyer Loans
Guarantor Home Loans
Home Loans
Investment Loans
MEDICO Loans
Refinancing
SMSF Loans
Highlights and features
- We offer strategic lending solutions beyond standard mortgage brokering.
- Our team combines corporate-level expertise with a relationship-first approach.
- We provide holistic financial strategies integrating tax efficiency and risk management.
- We connect clients with vetted property professionals without referral commissions.
- We specialise in tailored loan structures for first homebuyers and high-income investors.
What people say
Smooth and stress-free
Perfect loan for me
Helpful and friendly team
Strategic refinancing solutions
Expert insights
Services
Home Loans
We provide tailored home loan options for first-time buyers and existing homeowners. Our experts analyse market offerings to secure competitive rates aligned with your financial goals. From application to settlement, we streamline the process while ensuring long-term affordability and compliance with regulatory standards.
Investment Loans
Specialised financing for property investors seeking portfolio growth. We structure loans optimised for tax efficiency and cash flow management. Our strategies cater to high-income professionals and SMSF investors aiming to maximise returns through strategic property acquisitions.
Refinancing
We identify opportunities to reduce repayments or access equity through strategic refinancing. Our analysis considers exit fees, new loan terms, and market conditions to ensure cost-effective transitions. Clients benefit from improved financial flexibility without compromising long-term stability.
Business Loans
Tailored lending solutions for growing Australian businesses. We facilitate asset finance, working capital loans, and expansion funding with lenders offering competitive terms. Our approach aligns financing structures with business growth trajectories and cash flow requirements.
SMSF Loans
Specialist financing for SMSF property investments. We navigate complex regulations to secure compliant loans with favourable terms. Our service includes coordination with accountants and legal advisors to ensure alignment with retirement planning objectives.
People
Bryan
Director
Bryan leads My Property & Finance with over 15 years of experience in mortgage brokering and financial strategy. He specialises in complex loan structures and investor solutions, ensuring clients receive market-leading advice.
Nick
Partner
Nick brings expertise in commercial lending and property investment strategies. With a background in banking, he focuses on connecting clients with tailored financial products that support long-term wealth creation.
Tanya
General Manager
Tanya oversees operations and client services at My Property & Finance. Her decade-long experience in financial services ensures efficient delivery of mortgage solutions while maintaining high client satisfaction standards.
Christine
Head of Lending
Christine manages the lending team with expertise in residential and investment loans. She focuses on training staff to deliver consistent, high-quality service aligned with evolving market conditions.
Petar
Client Services Manager
Petar ensures seamless client interactions throughout the loan process. His background in customer service and finance enables efficient resolution of client inquiries and documentation requirements.
Questions
What loan types does YMB Finance specialise in?
We specialise in home loans, investment loans, business loans, SMSF loans, and refinancing solutions tailored to individual financial goals.
How does YMB Finance differ from traditional mortgage brokers?
We offer strategic financial planning beyond loan approvals, integrating tax efficiency, risk management, and partnerships with legal and accounting professionals.
Can YMB assist with first home buyer loans?
Yes, we provide tailored first home buyer solutions including guidance on government grants, deposit requirements, and competitive interest rates.
Do you operate Australia-wide?
We have offices in Victoria, NSW, Queensland, and the ACT, serving clients nationally through both in-person and online consultations.
How do I start the loan application process?
Contact us via phone or our website to book a free consultation. Our team will assess your financial situation and recommend suitable loan options.
Reviews (6)
Glenn Weir
Jan 12, 2022
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Nick has been very helpful in the refinancing of our property in conjunction with purchasing our investment property. Nick is very Informative and has been there every step of the way and is more than happy to answer any queries we have had. This is our second time using My Property and Finance with Nick and we would recommend him to anyone.
Anthony Southwick
Dec 15, 2021
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Positive:Professionalism,Responsiveness
Was a great help setting up my self managed super mortgage and even offered to look at my existing mortgage. They improved the rates on both loans and nothing was too much trouble, very professional and informative throughout - highly recommend
Was a great help setting up my self managed super mortgage and even offered to look at my existing mortgage. They improved the rates on both loans and nothing was too much trouble, very professional and informative throughout - highly recommend
Andrea Lund
Oct 25, 2021
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I highly recommend Nick at My Property & Finance. He did all the research and explained my best option clearly to me, answering my questions along the way. He then stepped me through the process to open the loan with a great rate. One year later, he has reviewed and got an even better rate on my loan with no effort on my part. Great customer service
Camille Bowles
Sep 06, 2021
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Nicks advice provided great peace of mind to us as we went through our first home loan application. We appreciated his patience, friendliness and good sense. Our loan amount is relatively small, but Nick still gave us heaps of his time and applied good attention to detail throughout. Weve already recommended him to our friends!
Allira
Sep 04, 2021
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We have had a great experience with Nick and My Property and Finance. Were self-employed owner-builders, but Nick knew absolutely everything to get our loan over the line. He was happy to accommodate our situation and need for after hours meetings, and was very prompt in replying to any queries we had. I have no qualms in recommending Nick to everyone I know (and those I dont know too). If youve been told your circumstances are too difficult by another broker, give Nick a go!
Timothy Fitzgerald
Aug 22, 2021
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Having known Nick as a trusted friend for quite some time, I was happy to put the task of my recent refinance in his capable hands. Nick demonstrated his professionalism in each interaction I had along the journey and he also provided key updates when required. Would highly recommend My Property & Finance.
