Business Details
9 Years
experience
Trusted Mortgage Brokers in Doncaster
We are mortgage broking professionals with over 25 years of combined experience in property finance. Our approach combines technical expertise with a deep understanding of life's financial challenges, offering jargon-free advice tailored to individual circumstances. We specialise in first home loans, investment property financing, and construction loans, with a focus on long-term financial security for our clients. Our team holds professional qualifications in finance and mortgage broking, supported by postgraduate studies in commerce and business. We prioritise active listening to understand client needs before recommending solutions, ensuring informed decision-making throughout the loan process.Our service extends beyond transactional relationships, with clients returning across multiple life stages for ongoing property finance support. We maintain transparency in all dealings, explaining both benefits and potential risks associated with financial products. Our local market knowledge spans Melbourne and regional Victoria, supporting both domestic and international property investors. We differentiate ourselves through clear communication, comprehensive financial analysis, and commitment to client education. Our track record demonstrates successful navigation of changing lending criteria and property market conditions while maintaining client trust.
Services
First Home Loans
Investment Loans
Construction Loans
Security Guarantor Loans
Home Loans
Bridging Loans
Honeymoon Loans
Split Interest Loans
Intra-Family Mortgages
Details
- Year established: 2017
Highlights and features
- 25+ years combined experience in mortgage broking and property finance
- Jargon-free, clear communication about loan options and financial implications
- Personalised approach considering long-term financial security
- Professional qualifications with postgraduate studies in finance and commerce
- Proven track record supporting clients through multiple property transactions
What people say
Best rates
No stress
Very professional
Fantastic staff
Highly recommended
Services
First Home Loans
Specialised mortgage solutions for first-time home buyers. We provide comprehensive guidance from deposit planning through to settlement, including access to government grants and long-term financial strategy. Our service helps clients navigate the complexities of initial property purchase while minimising risks and maximising future opportunities.
Investment Loans
Tailored financing for property investors. We offer expert advice on tax implications, rental returns, and portfolio growth strategies. Our service includes analysis of loan structures, interest rate options, and risk management to optimise investment outcomes for both local and international clients.
Construction Loans
Specialist financing for new home construction. We manage progressive fund releases aligned with building milestones, ensuring interest is paid only on drawn amounts. Our service includes detailed explanation of construction loan terms and alternative financing options when appropriate.
Security Guarantor Loans
Mortgage solutions using family guarantees to secure financing. We facilitate family-assisted home purchases while explaining associated risks and benefits. Our service includes structuring loan terms to protect both borrower and guarantor interests while minimising lenders mortgage insurance costs.
Home Loans
Comprehensive home loan services for all property needs. We provide strategic refinancing options, loan restructuring, and financial analysis to optimise mortgage outcomes. Our service focuses on long-term financial planning while addressing immediate property financing requirements across different life stages.
People
Janice Smythe
Director, Senior Mortgage Broker
25-year mortgage broking veteran with specialist expertise in property finance. Holds industry qualifications and postgraduate certifications. Developed Icon Home Loans to provide jargon-free advice based on personal property investment experience.
Craig Clement
Senior Mortgage Broker
Qualified mortgage broker with diverse professional background. Combines financial expertise with practical understanding of home buying challenges. Focuses on delivering tailored solutions for property purchasers.
Kwan Yuen
Mortgage Broker
Licensed broker with Masters in Finance and Commerce. Specialises in cross-cultural mortgage solutions. Provides clear guidance to clients from diverse backgrounds while maintaining strong local market knowledge.
Olivia Graham
Mortgage Broker
Qualified broker with postgraduate business and marketing expertise. Translates complex financial information into accessible advice. Focuses on long-term client relationships and financial education.
Questions
What loan types do you specialise in?
We specialise in first home loans, investment property financing, construction loans, and guarantor mortgages.
How do you help first-time buyers?
We provide complete guidance from deposit planning through to settlement, including access to government grants and long-term financial strategy.
Can you assist international property investors?
Yes, we help overseas buyers navigate Australian property investment requirements and legal processes.
What makes Icon different from banks?
We offer independent advice with jargon-free communication, focusing on long-term financial security rather than standardised products.
How do construction loans work?
These loans release funds progressively during building stages, charging interest only on amounts drawn at each milestone.
Do you charge for initial consultations?
No, our initial advice sessions are free and designed to help you understand your financing options.
Reviews (4)
Jv Begay
Aug 26, 2020
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We are first time home buyers and Dan and his staff are Amazing they really truly work with you every step of the way and they also take their time with you explaining every step and process. I truly and sincerely recommend them!!
Scott Miranda
Dec 17, 2019
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Dan is a great lender and takes the time to get to know his customers. Id recommend him to all of my friends and family.
Steven Morse
Aug 24, 2019
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Dan at CountryFirst helped me out so much especially with my horrible credit. The advice and information he given me was very helpful. My credit scores moved up and I was able to get approve and own my home.
Karina Aguilar
Aug 15, 2019
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I have been working with CountryFirst Mortgage since they opened their doors almost a year go. They did start off to a rocky start like any new company but have really stepped up their game. Their processing department is awesome. They are prompt to answer questions and communicate what they need in a timely manner. I am very happy with the way they have grown and I am looking forward to many new transactions with them.
