Business Details
28 Years
experience
Your Trusted Insurance Partner on the Sunshine Coast
At InsuranceWorks, we pride ourselves on being a trusted family business with over 25 years of experience serving Sunshine Coast locals and clients nationwide. Our mission is to simplify insurance planning, offering clear, jargon-free advice tailored to individual needs. We specialise in life insurance, income protection, trauma cover, and superannuation planning, ensuring clients feel confident about securing their futures. Our team prioritises transparency, providing personalised guidance to help clients navigate complex insurance options. With a holistic approach, we also promote health and wellbeing through educational resources.Our commitment to exceptional service is reflected in client testimonials highlighting professionalism, accessibility, and tailored solutions. We offer obligation-free audits and maintain partnerships with reputable insurers to deliver competitive, comprehensive coverage. Our expertise extends to addressing unique client circumstances, ensuring optimal protection strategies. By combining decades of experience with a client-centric philosophy, we aim to build lasting relationships based on trust and reliability. Our goal is to empower clients to protect what matters most through informed, strategic insurance decisions.
Services
Life Insurance
Income Protection
Trauma Cover
Disability Insurance
Superannuation Planning
Details
- Year established: 1998
Highlights and features
- We offer 25+ years of insurance expertise tailored to Sunshine Coast residents
- Our holistic approach combines financial protection with health and wellbeing resources
- We provide obligation-free insurance audits and transparent policy comparisons
- Our team maintains advanced knowledge of tax-effective superannuation strategies
- We deliver personalised service with a proven track record of successful claims support
Associations and certifications
- LifePlan AFSL 268609
What people say
Hassle-free claims
25+ years expertise
Personalised advice
Prompt communication
Holistic approach
Services
Life Insurance
Life insurance provides financial protection for loved ones in the event of your passing. Our policies offer immediate payouts for terminal illness diagnoses with less than 12 months to live. Coverage includes funeral expense advances, allowing cancellation of separate funeral plans. We help clients understand policy terms and select appropriate coverage amounts tailored to their family's needs and financial obligations.
Income Protection
Income protection policies deliver monthly payments when illness or injury prevents work. We assist clients in selecting coverage up to 75% of income with flexible benefit periods. Policies allow immediate accident claims and 30-day sickness waiting periods. Our experts help determine optimal coverage durations and waiting periods to match individual employment circumstances and financial commitments.
Trauma Cover
Trauma insurance covers major medical events like cancer, heart attacks, and strokes. Policies help manage treatment costs and financial stress through lump sum payments. Coverage typically includes 30-40 medical events with options for basic or comprehensive protection. We guide clients through policy selections that align with personal health histories and family medical predispositions.
Superannuation Planning
Our superannuation services focus on tax-effective retirement planning. We offer consolidation strategies, risk profiling, and pension planning to maximise retirement options. Expert guidance covers contribution strategies and investment selection to ensure financial security during retirement years. We help clients create tailored plans for enjoying retirement without financial constraints.
Insurance Audit
We provide complimentary insurance audits to assess existing coverage adequacy. Our review process identifies gaps in protection and opportunities for cost savings. The service includes policy comparison across multiple insurers to ensure competitive rates. Clients receive personalised recommendations for optimising their insurance portfolio based on current life circumstances and future goals.
People
Rachel Yurko
Owner and Founder
With over 25 years' experience, Rachel Yurko established InsuranceWorks to provide clear, jargon-free insurance solutions. Her client-focused approach prioritises tailored protection strategies. Rachel's expertise in complex insurance matters has earned industry recognition and client trust. She maintains a hands-on role in client consultations and claims support.
Questions
What types of insurance does InsuranceWorks specialise in?
We specialise in life insurance, income protection, trauma cover, total permanent disability insurance, and superannuation planning tailored to individual needs.
How can I determine the right insurance coverage for my needs?
Our consultants conduct comprehensive assessments of your financial situation, family needs, and future goals to recommend appropriate coverage levels and policy features.
Do you offer services outside the Sunshine Coast region?
While based on the Sunshine Coast, we serve clients nationwide with tailored insurance solutions and remote consultation options available.
What makes InsuranceWorks different from other brokers?
Our 25+ years of local experience, holistic approach combining financial and wellbeing advice, and proven track record of successful claims support distinguish our services.
Can I review my existing insurance policies with you?
Yes, we offer complimentary insurance audits to review your current coverage, identify gaps, and recommend optimisations at no obligation.
How do I make an insurance claim with your assistance?
Contact our team for step-by-step guidance through the claims process. We provide dedicated support to ensure timely submissions and follow-ups with insurers.
