CGU Insurance
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We offer three different levels of car insurance, whether you want the best protection or something simple. Choose from our three tiers of protection for your home insurance to cover your building, contents or both. Protect your business with our flexible business insurance tailored to your business's unique needs.

Whether you're travelling abroad or staying in Australia, CGU offers a range of flexible travel products. Protect your business against liability claims including personal injury and property damage. Whether you're a plumber, electrician or painter, our trades insurance provides cover for your tools, vehicles and public liability.
Services
About us
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CGU is a leading commercial, rural and personal lines insurer and a top-three provider of workers compensation insurance. We offer market-leading products and outstanding service, backed by a 165-year heritage, national reach and the financial strength that comes from being part of Australia's largest insurance parent, Insurance Australia Group (IAG).
Claims
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The quickest and easiest way to make a claim is to contact CGU directly on 13 24 80. Claims can be lodged 24 hours / 7 days a week. If you need to make a life insurance, travel insurance, consumer credit insurance, or home warranty claim, please read the instructions on the relevant page. Once you've made a claim, we will allocate a claims consultant who will keep in touch with you about the status of your claim and next steps.
Contact us
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If you're deaf or hard of hearing, call the National Relay Service teletypewriter on 133677 and enter our phone number 132481 (8am-8pm AEST, Mon-Fri). These include your policy number, your contact details (the ones you have listed on your policy), and the details of any other people involved in the claim.
Car insurance
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Whether you're just looking for basic cover or you want to give your pride and joy the protection it deserves, we have a range of options for you. Choosing insurance can be tricky, and it's important to find a policy that works for you. Once you've worked out what you need, rest easy knowing you're covered in case something goes wrong.
Motorcycle insurance
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Got a chopper? Cruiser? Scooter? Whatever your ride, make sure it's covered before you hit the open road. CGU has three levels of motorcycle insurance so you can get the right level of cover for your cherished wheels. Choose from Comprehensive, Third Party Fire and Theft, or Third Party Property Damage.
Reviews (20)
Travis Martin
Travis Martin
Dec 27, 2021
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Critical: Value
Absolute sharks do not purchase Insurance with CGU, they will do whatever it takes to not cover your claim! They are not professional in their interaction with the claimant, they use shoddy CSIRO reports to justify their requirements to not pay and have no loyalty to long paying customers!
Travis Martin
Travis Martin
Dec 19, 2021
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Critical: Value
Absolute sharks do not purchase Insurance with CGU, they will do whatever it takes to not cover your claim! They are not professional in their interaction with the claimant, they use shoddy CSIRO reports to justify their requirements to not pay and have no loyalty to long paying customers!
Travis Martin
Travis Martin
Dec 15, 2021
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Critical: Value
Absolute sharks do not purchase Insurance with CGU, they will do whatever it takes to not cover your claim! They are not professional in their interaction with the claimant, they use shoddy CSIRO reports to justify their requirements to not pay and have no loyalty to long paying customers!
Dee W.
Dee W.
Nov 25, 2021
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Critical: Quality, Responsiveness, Value
Do not use CGU for landlord insurance on your property. Have taken over six months to resolve a landlord insurance claim for tenant damage. Did not pay out for several items despite being listed on the policy. Extremely slow response and processing times.
Dee W.
Dee W.
Nov 13, 2021
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Critical: Quality, Responsiveness, Value
Do not use CGU for landlord insurance on your property. Have taken over six months to resolve a landlord insurance claim for tenant damage. Did not pay out for several items despite being listed on the policy. Extremely slow response and processing times.
Dee W.
Dee W.
Nov 07, 2021
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Critical: Quality, Responsiveness, Value
Do not use CGU for landlord insurance on your property. Have taken over six months to resolve a landlord insurance claim for tenant damage. Did not pay out for several items despite being listed on the policy. Extremely slow response and processing times.
Gary Connolly
Gary Connolly
Sep 08, 2021
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Well I still don't have my car back and you said it would be ready on the 17th so not happy at all. I will probably be changing companys
Adrian Christofferson
Adrian Christofferson
Sep 07, 2021
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Called them up and arranged repairs to my car hassle free service and prompt approval of preferred repairer
Jodi W.
Jodi W.
Aug 28, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
They were responsive and I have only had a great experience with them. They also provide better quality cover than racv or aami for example
Jodi W.
Jodi W.
Aug 26, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
They were responsive and I have only had a great experience with them. They also provide better quality cover than racv or aami for example
Jodi W.
Jodi W.
Aug 26, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
They were responsive and I have only had a great experience with them. They also provide better quality cover than racv or aami for example
Chadley Vice
Chadley Vice
Aug 19, 2021
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I was with CGU for my car insurance for a few years, however this year when I received my car insurance renewal to my surprise, my premium had increased by $500, in one year without ANY claims and a 0 NCD rating. I called to enquire about the $500 increase. To my surprise the call centre weren't very helpful, the gentleman simply said "I should increase my excess." I'd recommend looking around. I moved to Budget Direct, who offer Choice of Repairer as an excess and windscreen cover excess, and even with both of these extras added it still ended up coming in at only 1.2K. CGU was 1.8K no thanks
Cameron Watts
Cameron Watts
Jun 22, 2021
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Critical: Professionalism
Contacted to cancel insurance. 2 weeks later money was debited from our account. Rang again and queried it to find out there are no notes in the system and the policy wasnt canceled. Refused to reimburse the funds taken. Never go near them.
Bryan Beckham
Bryan Beckham
Jun 17, 2021
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DO NOT TAKE INSURANCE WITH CGU. Absolutely Pathetic. A water damage claim that was wrongly assessed by their builder on a claim that took more than 14 months to have completed. Once the work was completed the same issue in my roof happened in the exact same spot after two days of being fixed and they told me I would need to lodge another claim and pay the excess again. Not to mention the absolutely disgusting customer service Calls were not returned, they do not care about their customer they just care about getting your money into their pockets. AVOID AT ALL COSTS. The below is part of what they
Cameron Watts
Cameron Watts
Jun 09, 2021
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Critical: Professionalism
Contacted to cancel insurance. 2 weeks later money was debited from our account. Rang again and queried it to find out there are no notes in the system and the policy wasnt canceled. Refused to reimburse the funds taken. Never go near them.
Cameron Watts
Cameron Watts
Jun 07, 2021
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Critical: Professionalism
Contacted to cancel insurance. 2 weeks later money was debited from our account. Rang again and queried it to find out there are no notes in the system and the policy wasnt canceled. Refused to reimburse the funds taken. Never go near them.
Marion Fosberry
Marion Fosberry
Apr 13, 2021
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Unconcerned about clients no matter what, all they care about is their money.Greedy insurance keep raising they premiums every month. My insurance started off $60/- a month now I left them because I landed up paying $120/- a month for a small car Honda City. And trust me I had 2 cars insured with them.
Even my Grand Jeep Cherokee with another insurer for $102/- a month.
GREEDY GREEDY GREEDY
Don't trust them at all
Work Safe
Work Safe
Feb 23, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Nothing but good words to say. They made my claims effortless and paid out quickly. They aren't the usual corporate insurance company, they go a long way to make you feel not like a number. Can't say the same about Bendigo Bank, though.
Work Safe
Work Safe
Feb 18, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Nothing but good words to say. They made my claims effortless and paid out quickly. They aren't the usual corporate insurance company, they go a long way to make you feel not like a number. Can't say the same about Bendigo Bank, though.
Work Safe
Work Safe
Feb 12, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Nothing but good words to say. They made my claims effortless and paid out quickly. They aren't the usual corporate insurance company, they go a long way to make you feel not like a number. Can't say the same about Bendigo Bank, though.