 
                                                
                            Our range of home loans covers Owner Occupiers, Investors, and home owners looking to build a house. No matter what stage of the home loan journey you're at, we're here to help you find a great rate across variable, fixed or a mix of both. Our home loan range also offer great features and flexibility, so you can apply with confidence.
Have your cake and eat it too with a great rate home loan and $1,000 up to $10,000 cash back. A loan with the flexibility of extra repayments, redraw and 100% offset available, it just makes sense. For first home buyers, saving up a property deposit is arguably the most difficult process. Lockdowns and restrictions across Australia have been challenging for everyone involved, but for would-be buyers.
                        
                        
                        
                        
                        
                    Have your cake and eat it too with a great rate home loan and $1,000 up to $10,000 cash back. A loan with the flexibility of extra repayments, redraw and 100% offset available, it just makes sense. For first home buyers, saving up a property deposit is arguably the most difficult process. Lockdowns and restrictions across Australia have been challenging for everyone involved, but for would-be buyers.
Services
                    Home Loans
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                                                        At Reduce Home Loans, we offer a wide variety of home loan products with variable and fixed interest rates, great features and loan options. You can apply for a home loan online with confidence at Reduce. Our home loan products are multi award winning, including Money magazine's Best of the Best Cheapest Home Loan 6 years running, and 5 Stars by Canstar.                        
                        
                    Refinance My Home Loan
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                                                        Here to refinance your home loan? Reduce Home Loans has Australia's best refinance home loans and the hottest rates to keep you happy. Refinance with confidence, with multi-award winning loans including Canstar 5 Star Rating and Money magazine's Best of the Best Cheapest Home Loan for 6 years running!                        
                        
                    Compare Our Home Loans
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                                                        There's a lot to compare across different home loan products. Rates, features terms and fees. Here you can find a quick and easy comparison between our Owner Occupier and Investment loans across fixed and variable rate options. We're here to help you determine which home loan product is best for you with the perfect features you need.                        
                        
                    First Home Buyers
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                                                        Ready to buy your First Home? No doubt, you're excited to take the first step in achieving the Australian Dream of owning your own home. There's no other feeling like settling down in your very own home. Before you dive in, crunch the numbers or simply give us a call and find how you can achieve a low rate home loan.                        
                        
                    Buying My Next Home
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                                                        So you've already got a property to your name and you're seeking a loan for your next home. You're in luck! We've got the perfect home loan solution for your next property purchase. Whether your next home is a downsize, upsize, or you're moving across Australia, we've got great rate home loans for you.                        
                        
                    
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