Business Details
12 Years
experience
Your Local Mortgage Broker in Wangara
Malpass Finance has been guiding clients through mortgage journeys since 2014. Originally established as Malpass Finance, we rebranded to reflect our commitment to Western Australia and homeownership aspirations. Our team provides tailored advice, leveraging a network of lenders to find solutions aligned with individual financial circumstances. We prioritise transparency, demystifying the mortgage process while supporting first-time buyers, investors, and refinancers. With decades of combined experience in finance and brokering, we ensure clients access competitive rates and loan structures suited to their needs.Our approach combines personalised guidance with a client-focused ethos, ensuring long-term support beyond initial transactions. We operate under Australian Credit Licence 466762, adhering to strict regulatory standards. Our mission is to simplify complex financial landscapes, enabling clients to achieve property goals with confidence. By collaborating with accountants, conveyancers, and real estate agents, we offer holistic support throughout purchasing or refinancing processes. Our reputation, built on testimonials highlighting reliability and expertise, underscores our dedication to client satisfaction.
Services
First Home Buyer Loans
Investment Loans
Fixed Rate Loans
Commercial Loans
Bridging Loans
Asset Finance
Honeymoon Loans
Refinancing Services
Details
- Year established: 2014
Highlights and features
- We provide customer service valued for the life of your loan.
- Our team ensures you're in safe hands throughout the process.
- We source competitive interest rates tailored to your needs.
- Our brokers offer personalised guidance for unique financial situations.
- We collaborate with local lenders to find the right loan solutions.
Associations and certifications
- Australian Credit Licence 466762
What people say
Stress-free process
Knowledgeable and approachable
Secured great deals
Highly recommend
Exceeded expectations
Services
Mortgage Broking Services
We connect clients with tailored mortgage solutions from a panel of leading lenders. Our brokers assess individual financial circumstances to recommend competitive loan products, ensuring transparency and suitability. Services include rate comparisons, application guidance, and ongoing support for first-time buyers, investors, and refinancers.
First Home Buyer Support
Specialised assistance for first-time purchasers navigating loan options and eligibility criteria. We explain mortgage features like loan-to-value ratios, government grants, and repayment structures. Our brokers simplify the process, helping clients secure favourable terms aligned with their financial goals.
Investment Property Loans
We structure investment loans to maximise returns while considering tax implications and asset management. Brokers collaborate with accountants to optimise loan configurations, offering competitive rates and flexible terms tailored to clients' portfolios and long-term wealth strategies.
Commercial Lending Solutions
Tailored financing for commercial property purchases or refinancing, considering business equity and security. We negotiate terms with lenders based on clients' operational history and collateral, providing transparent advice on interest rates and repayment options for business premises.
Asset Finance Options
Competitive financing for vehicles, equipment, or recreational assets through personal loans, leases, or chattel mortgages. Brokers assess clients' needs to recommend cost-effective solutions, ensuring alignment with tax benefits and repayment capacities for both personal and business use.
People
Bob Malpass
Mortgage Broker
With over a decade in finance, Bob transitioned from banking to mortgage brokering in 2014. He specialises in simplifying loan processes for homebuyers and investors, prioritising client needs. His approach combines market knowledge with personalised service to secure optimal loan outcomes.
Questions
What mortgage services do you offer?
We provide first home buyer loans, investment property financing, commercial lending, refinancing, and asset finance options tailored to individual needs.
How do you find competitive loan rates?
We access a network of lenders to compare products, negotiating terms and rates suited to your financial situation and goals.
Can you help first-time homebuyers?
Yes, we guide first-time buyers through loan options, eligibility, and government grants to secure affordable, suitable mortgages.
Do you offer commercial property loans?
Yes, we structure commercial loans based on business equity, security, and repayment capacity, negotiating terms with lenders.
How are you different from banks?
We act as your advocate, offering independent advice across multiple lenders rather than promoting specific products.
What areas do you service?
We primarily serve Western Australia, with a focus on Wangara and surrounding regions.
Reviews (6)
Leah Simeon
Sep 17, 2021
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I had the best time dealing with Bob. He is so pleasant to deal with and very knowledgeable. I asked him millions of questions regarding the refinancing of my loan and he was able to provide answers confidently, accurately and promptly. Bob cares about us (his clients) and puts our interests first. If you have Bob as your broker, you can rest assured that you are in good hands.
Eve FieldWright
Aug 28, 2021
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Bob Malpass & his team have been atbsolutely fantasticBob delivers very personalised service and has been incredibly supportive throughout the entire process of getting our home loan. The whole process has been so easy and stress free! Bob and his team organised the fastest new Home loan pre approval, as well as ensuring the loan process happened in a fast and efficient manner. We were able to put an offer on our house knowing we had pre approval as well as ask for a fast settlement knowing that all was going according to plan. Bob answered all our questions, and
Brennan O'Neill
Jan 28, 2021
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Highly recommend Malpass finance. My wife and I have trusted Bob's advice for nearly ten years and he's never let us down. His advice has always been ahead of the market and is genuinely one of the nicest people you could meet. If only we could give more stars.
Janet Webster
Jan 17, 2021
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I have worked with Bob Malpass on many occasions and have found him to be very approachable, efficient and willing to go above and beyond to make peoples dreams a reality. He is very knowledgeable and keeps up to date with all the changes in the finance industry. I can highly recommend him as a finance advisor and a broker.
Krista Davies
Sep 04, 2020
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Bob has helped me with finance for multiple loans over 10 years. He is practical, pragmatic, honest and just a great guy. If it can be done, Bob will find a way. The best.
Seung Hwan Cha
May 31, 2020
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Bob is such a super star in what he does for a job. I believe he is someone you could put trust in when it comes to your mortgage needs. We had a hurdle with our mortgage that we never thought would occur, and a challenge that again was unforeseen but each time, Bob was able to give us a solution that we could happily take and he acted so quickly to minimise problems that would have only stayed with ourselves. I think he certainly surpassed our expectations by going beyond what is required but he told me that is what his job is about. However, I'd say otherwise. There are so many goods and services
