Business Details
22 Years
experience
Trusted Mortgage Brokers in East Toowoomba
Searle Financial Services is a family-run, licensed mortgage broking firm established in 2004. Our team of qualified professionals prioritises ethical practices and tailored solutions to help clients navigate complex lending landscapes. With decades of combined experience, we specialise in sourcing and structuring loans that align with individual financial goals, from first-home purchases to commercial property financing. Our client-centric approach ensures transparency, ongoing support, and access to competitive rates through a diverse panel of lenders.Recognised for industry excellence, including nominations for Queensland Regional Broker of the Year, we combine analytical expertise with personalised service to simplify the mortgage process. Backed by Australian Credit Licence 364362, we remain committed to delivering reliable advice and long-term financial strategies for clients across regional and urban Australia.
Services
Purchasing Loans
Home Loan Reviews
Commercial Property Loans
Renovation Loans
Top-up Loans
Construction Loans
Guarantor Loans
Government Scheme Loans
Details
- Year established: 2004
Highlights and features
- We offer over 20 years of combined experience in mortgage broking.
- Our team holds qualifications including Certificates IV and Diplomas in Finance.
- We provide ongoing loan reviews and support beyond settlement.
- Our brokers are nominated for industry awards like Queensland Regional Broker of the Year.
- We maintain partnerships with a diverse panel of competitive lenders.
Associations and certifications
- Australian Credit Licence 364362
What people say
So professional
Highly recommend
Exceptional communication
Stress-free process
Competitive rates
Services
Purchasing Loans
We specialise in sourcing tailored home loan solutions for first-time buyers and experienced investors. Our brokers analyse your financial situation to secure competitive rates and terms. Clients benefit from our extensive lender network and ongoing support through the settlement process.
Home Loan Reviews
Our comprehensive loan reviews evaluate existing mortgages to identify savings opportunities. We assess refinancing options, equity utilisation, and debt consolidation strategies. This service ensures clients maintain optimal loan structures aligned with evolving financial goals.
Commercial Property Loans
We provide financing solutions for commercial real estate acquisitions, including offices, retail spaces, and warehouses. Our brokers negotiate flexible repayment terms and competitive rates tailored to business needs. Clients receive strategic advice on investment properties and portfolio expansion.
Renovation Loans
Our renovation loan service funds property improvements while minimising financial stress. We connect clients with lenders offering flexible terms for kitchen upgrades, bathroom remodels, or full home transformations. Brokers ensure funding aligns with project timelines and budgets.
Guarantor Loans
We facilitate guarantor loans enabling buyers with limited deposits to enter the market. Brokers explain obligations for borrowers and guarantors while securing favourable terms. This service includes risk assessments and long-term loan viability analysis.
People
Andrew Searle
Managing Director
Founder of Searle Financial Services with a Master of Commerce and 20+ years in finance. Holds Australia's first ASIC-licensed broker status and is a Justice of the Peace. Committed to ethical lending practices.
Bec Faulks
Partner / Mortgage Advisor
Award-nominated broker since 2002 with second-generation industry experience. Specialises in tailored loan solutions and ongoing client support. FBAA State Councillor contributing to mortgage broking standards.
Michael Todd
Mortgage Advisor
Qualified broker with a Bachelor of Commerce and Certificate IV in Finance. Nominated for Queensland Regional Broker of the Year. Focuses on first-home buyers and complex self-employed client cases.
Kodi Koina
Parabroker
Diploma-qualified support specialist conducting lender research and application coordination. Ensures seamless settlement processes through meticulous policy analysis and client communication.
Grace Kennedy
Broker Support Officer
Experienced in retirement planning and financial asset management. Prioritises client goals through accurate documentation and process efficiency. Joined the team in 2024 to enhance service delivery.
Questions
What loan types do you specialise in?
We specialise in home purchase loans, refinancing, commercial property loans, renovation financing, and government-subsidised schemes for first-time buyers.
How do you help first-home buyers?
We explain deposit requirements, guarantor options, and government grants while sourcing low-deposit loans with competitive rates tailored to your circumstances.
Do you offer ongoing loan support?
Yes, we provide post-settlement reviews to ensure your loan remains optimal as your financial needs evolve over time.
Are your services free?
Our advice and loan structuring services are cost-free, as we receive commissions from lenders upon successful loan settlements.
How quickly can you process a loan?
Processing times vary by lender but typically range between 2-6 weeks. We prioritise timely communication and documentation to expedite approvals.
What areas do you service?
While based in East Toowoomba, we assist clients across Queensland and Australia-wide through our digital service capabilities.
Reviews (5)
Jessica Hagan
Dec 30, 2021
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We highly recommend Bec. Nothing was too much hassle and her communication was great as she kept us up to date every step of the way. As our circumstances changed throughout the process Bec was proactive in ensuring everything went as smoothly as possible.
Louise Carr
Dec 27, 2021
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I recently took the steps to purchase my first property. Bec from Searle Financial supported me every step of the way as my mortgage broker. She was highly professional, thorough and kept in frequent communication with me throughout the process. She went above and beyond my expectations, and was genuinely as happy and excited as I was upon buying my first home.
Praween Edirisinghe
Dec 25, 2021
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Andrew and the team made it supper easy for us. We got our first mortgage through them three years ago and recently we refinanced gain with a great package once again through Serle financial group. The team is very easy to work with and all the information and advice we received was reliable. Been to few other people before and they didn't know what they could and could not do. Some gave us only hopes but couldn't really get us what we needed.
Tamika McCracken
Dec 20, 2021
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Absolutely recommended Bec. Bec and her team have been so extremely helpful with the finance for my house. She was fantastic with all my ridiculous questions and kept me updated through all the process. Thanks Bec
Jacklyn
Nov 25, 2021
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We've been a client of Searle Financial Group for over 10 years.
Andrew and his team always take the time to understand our current situation and plans for the future and present the best options that will meet our needs.
Buying a new property can be a stressful time and the team has always made us feel at ease every step of the way with the personal service and support they provide throughout the entire process. We will keep coming back to Searle Financial Group and have recommended them to many friends who are now like us being long-term clients.
Andrew and his team always take the time to understand our current situation and plans for the future and present the best options that will meet our needs.
Buying a new property can be a stressful time and the team has always made us feel at ease every step of the way with the personal service and support they provide throughout the entire process. We will keep coming back to Searle Financial Group and have recommended them to many friends who are now like us being long-term clients.
