Primefrontier

Business Details

12 Years

experience

Trusted Mortgage Brokers in Melbourne | Primefrontier

At Primefrontier, we believe that the right financial solution can transform dreams into reality. Established in 2014, our mission is to deliver tailored loan solutions that meet clients' needs today and support their goals for tomorrow. With over 26 years of experience in banking and mortgage lending, our founder Manesh Fernando brings deep industry insight and qualifications including a Bachelor of Business in Accounting and Banking & Finance, a Diploma in Financial Services, and a Diploma in Mortgage Brokering.

We offer expert services in home loans, personal loans, and business loans, prioritising personalised service and clear communication. Our approach ensures every client receives thorough understanding of their unique situation, with solutions that fit perfectly. We operate throughout Melbourne, serving clients in Wallan, Donvale, and surrounding areas, and pride ourselves on integrity, professionalism, and care in every interaction.

Services

Home Loans Business Loans Refinance Investment Home Loans Debt Consolidation First Home Buyer Loans Construction Loans

Details

Year established: 2014

Highlights and features

We offer 26 years of combined experience in banking and mortgage lending.
Our team holds advanced qualifications in financial services and mortgage brokering.
We provide fully personalised loan solutions tailored to individual circumstances.
We guarantee timely responses and transparent communication throughout the process.
Our founder has successfully secured loans for clients others deemed ineligible.

Associations and certifications

Australian Credit Licence 497735

What people say

Personalised service Nothing is too hard Extremely good at what he does Minimal stress financially Saved $500 monthly

Website

Update Listing

Services

Home Loans

We specialise in tailored home loan solutions for first-time buyers, investors, and refinancers. Our process involves comprehensive financial assessment, strategy development, and product matching to ensure optimal outcomes. With access to multiple lenders and a deep understanding of market conditions, we help clients secure competitive rates and terms that align with their financial goals and circumstances.

Business Loans

Our business loan services provide fast, flexible financing options for small to medium enterprises. We offer amounts ranging from $5,000 to $250,000 with terms between 3-24 months and cash flow-friendly repayments. Our streamlined application process enables funding within 24 hours, supporting business growth, equipment purchases, and operational needs while maintaining compliance with strict credit approval criteria.

Refinance

We help homeowners optimise their mortgage arrangements through strategic refinancing. Our service identifies opportunities to reduce interest rates, consolidate debt, improve cash flow, or access equity. We conduct detailed financial assessments, compare market offerings, and manage the transition process to ensure seamless implementation of improved loan structures that enhance long-term financial positions.

Investment Home Loans

Our investment loan solutions support property investors in building wealth through real estate. We provide guidance on tax benefits, portfolio growth strategies, and loan structures that maximise returns. Our expertise includes navigating negative gearing opportunities, assessing rental income potential, and securing financing that aligns with clients' investment timelines and wealth creation objectives.

Debt Consolidation

We assist clients in simplifying multiple debts into single, manageable loan arrangements. Our approach reduces monthly repayments, lowers interest costs, and improves cash flow through strategic debt consolidation. By evaluating existing financial obligations and credit profiles, we create customised solutions that improve financial stability while maintaining compliance with responsible lending practices.

People

Manesh Fernando

Founder/Finance Broker

With 26 years' experience in banking and mortgage lending, Manesh holds a Bachelor of Business in Accounting and Banking & Finance, plus diplomas in Financial Services and Mortgage Brokering. His expertise in complex loan scenarios and commitment to client success has earned widespread recognition from satisfied customers across Melbourne.

Questions

What makes Primefrontier different from bank lenders?

We act as independent brokers with access to multiple lenders, allowing us to find tailored solutions that banks cannot offer. Our focus is on your specific needs rather than promoting in-house products.

How long does the loan approval process take?

Home loan applications typically take 1-2 weeks, while business loans can be approved within 24 hours. We prioritise timely responses and efficient processing throughout the entire journey.

Are there fees for your mortgage brokering services?

Our service is free for clients as we receive commissions from lenders. This allows us to provide expert guidance without additional costs to our customers.

Can you help with difficult loan scenarios?

Yes, we specialise in complex cases including rural zoning properties, older applicants, and debt consolidation challenges. Our track record shows success where other lenders have declined applications.

What areas do you service?

While based in Wallan and Donvale, we operate throughout Melbourne and surrounding regions, providing both in-person consultations and remote support options.

Reviews (6)

Write a Review

Anoosha M.

Dec 11, 2021 Report

Highly recommend Manesh to everyone who enquires finance or looking to refinance. He is so patient, friendly and take care of costumers. Always answered my questions and I really appreciate his help and advices. He is the best and I can't thank him enough

Rasika Srikantharajah

Nov 23, 2021 Report

We are so grateful and fortunate to have liased with Manesh & Prime frontier solutions. His meticulous attention to detail, efforts, patience, perseverance and excellent knowledge has helped us achieve our dream of owning our First Home! This process can be daunting for anyone purchasing a home however Manesh was our first choice - his patience to answer all/any questions along with the interpersonal skills provided us peace of mind. He is focused on helping you by ensuring trust is established and communicating efficiently with regular updates during the entire process and that is truly commendable

Drew Hynninen

Nov 16, 2021 Report

Positive:Professionalism,Responsiveness
Highly professional and would recommend Manesh to anyone wanting to refinance our purchase a home. Very accommodating and knowledgeable

Emmalinka Cooper

Jul 14, 2021 Report

Quick, easy and stress free. Would highly recommend and use again.
Cannot thank them enough for making purchasing a house a pleasant experience.

Linda Lay

Apr 19, 2021 Report

Manesh was recommended by multiple family members and he did not disappoint. Manesh was a great mortgage broker to deal with, he made the process of buying our first home very simple and easy. He is very easy to talk to and always goes above and beyond to ensure we understood the process and answered any questions we had in a timely manner. I would highly recommend his service to anyone. Thanks for your help Manesh!

Kalani Jayathunga

Nov 04, 2020 Report

Manesh Fernando from Primefrontier helped our family homeloan recently. Everything was handled quickly, efficiently and his customer service is the best that we have come across. We will use his service again and we will definitely recommend him to our friends and others.
Manesh was always there to assist with any issues or questions we had. He is friendly, polite and always returned our phone calls, even on the weekends and after hours. The loan process was smooth and we would like to thank Manesh again for his great service. Wish you best of luck....!!!
Rasika & Kalani