Business Details
Your Trusted Financial Advisers in Bella Vista
Bedrockfs is a boutique financial planning practice established to provide clients with timely, innovative, and solid advice. Our client-first approach ensures recommendations align with individual needs rather than institutional interests. With expertise in superannuation, self-managed super funds, personal protection insurance, cashflow management, investment strategies, and retirement planning, we empower clients to build and protect wealth. Our advisors combine 14+ years of industry experience with qualifications including Certified Financial Planner status and SMSF specialisation.We prioritise transparency, regular client engagement, and tailored strategies to transform financial goals into actionable outcomes. As a Corporate Authorised Representative of Advisory Circle Pty Ltd, we maintain strict compliance with financial services regulations while delivering personalised solutions.
Services
Superannuation
Self Managed Super Funds
Personal Protection Insurance
Cashflow and Debt Management
Investment Strategies
Retirement Planning
Highlights and features
- 14+ years of combined experience in financial planning
- Personalised strategies with no bank affiliations
- Certified SMSF specialists with technical expertise
- Transparent fee structures and compliance guarantees
- Client-centric approach with regular financial check-ins
What people say
Knowledge has been pivotal
New insight into insurance
Well-rounded honest advice
Helped build financial foundation
Recommended to family
Services
Superannuation
We help clients optimise superannuation contributions and structures to maximise retirement savings. Our strategies reduce tax liabilities while growing wealth through tailored investment approaches. Clients receive guidance on compulsory and voluntary contributions, property purchases using super, and retirement lifestyle planning.
Self Managed Super Funds
Specialist SMSF establishment and management services provide control over retirement investments. We handle trust deed creation, trustee appointments, and compliance requirements while advising on property investments, fee structures, and member consolidations to enhance fund performance.
Personal Protection Insurance
Custom insurance solutions safeguard clients' earning capacity against life's uncertainties. We advise on life, TPD, trauma, and income protection policies to secure financial stability for individuals and their families during unexpected events affecting employment or health.
Cashflow and Debt Management
Strategic cashflow analysis helps clients eliminate lifestyle debt while building savings. Our advisors create balanced budgets to direct income towards wealth creation, using 'good debt' principles to accelerate investment portfolios without compromising current living standards.
Investment Strategies
Tailored investment plans align with clients' risk profiles and financial goals. We implement diversified portfolios using compound interest principles, educating clients on market trends and risk management to grow wealth sustainably across different life stages.
People
James Parame
Certified Financial Planner
With 14+ years in financial services, James specialises in SMSFs, investment strategies, and tax-effective wealth creation. He holds a Bachelor of Business (Accounting), FPA membership, and Margin Lending accreditation while prioritising client education.
Cindy Camenzuli
Client Service Manager
Cindy manages client relationships with expertise in financial coordination and service delivery. She ensures seamless communication between advisors and clients, maintaining Bedrock's commitment to transparent, personalised financial solutions.
Questions
What financial planning services do you specialise in?
We specialise in superannuation strategies, SMSF management, personal protection insurance, cashflow optimisation, investment portfolios, and retirement planning tailored to individual circumstances.
Are you independent financial advisors?
Yes, we operate independently without bank affiliations, ensuring recommendations prioritise client needs over institutional products or incentives.
How do you charge for financial advice?
Our fee structures maintain transparency with no hidden costs. Specific charges depend on service complexity and are discussed during initial complimentary consultations.
Can you help with self-managed super funds?
Yes, our advisors specialise in SMSF establishment, compliance, and investment strategies. We guide clients through trustee responsibilities and tax advantages associated with SMSFs.
What qualifications do your advisors hold?
Our lead advisor holds Certified Financial Planner status, SMSF specialist accreditation, and Margin Lending qualifications through industry-recognised institutions.
How often do you review financial plans?
We recommend regular check-ins to adjust strategies according to life changes, market conditions, and progress towards financial goals, typically annually or biannually.
Reviews (5)
Samantha Tyrer
Nov 22, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
James, Cindy and the whole team at Bedrock have helped us out so much. James has gone above and beyond to provide us with a professional, friendly and informative service to help us with our financial needs. We would highly recommend them.
James, Cindy and the whole team at Bedrock have helped us out so much. James has gone above and beyond to provide us with a professional, friendly and informative service to help us with our financial needs. We would highly recommend them.
Samantha Tyrer
Nov 08, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
James, Cindy and the whole team at Bedrock have helped us out so much. James has gone above and beyond to provide us with a professional, friendly and informative service to help us with our financial needs. We would highly recommend them.
James, Cindy and the whole team at Bedrock have helped us out so much. James has gone above and beyond to provide us with a professional, friendly and informative service to help us with our financial needs. We would highly recommend them.
Upama Hayder
Nov 05, 2021
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Of course goes without saying Bedrock Financial Services team is awesome and very much like an one stop solution. James ,Cindy and the team are well professional , always looking for your best financial interest and provide best advise. They are always reachable and never let you down. For good quality , good value , professionalism and responsiveness they are highly recommended.
Julie De Manincor
Oct 14, 2021
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James and his team went above and beyond what I expected, helping to ensure I am happy and find value in the products & services on offer. There was great customer support from beginning to end of the process. The service was smooth and straightforward. Everyone I had dealings with provided excellent customer service, and took the time to answer all of my questions and all responses were prompt. Thank you to the team
Ye Ying Wu
Aug 13, 2021
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Bedrock Financial Services have been a pleasure to work with, they are professional, friendly, prompt, responsive and engaged. James, Cindy and team have provided up to date information, worked tirelessly in the background to ensure all that has been discussed are implemented successfully. I would definitely recommend Bedrock FS to all of my family and friends.
