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Business Details
49 Years
experience
Trusted Insurance and Superannuation Solutions in Mount Isa
Mount Isa Insurances, operating since 1977, is a locally owned and staffed financial services provider specialising in personal risk insurance and superannuation solutions. Our team offers no-obligation consultations to assess clients' financial positions, needs, and life goals, guiding them through a step-by-step planning process. We leverage products from major insurers to deliver competitive premium rates tailored to occupations, particularly serving the mining, drilling, and gas industries.

Our expertise includes reviewing existing insurance and superannuation programs to identify premium savings and improved coverage options. As a Corporate Authorised Representative of Charter Financial Planning Limited, we prioritise transparency, affordability, and regular policy reviews to align with clients' evolving needs. Our local knowledge and 45+ years of operational experience ensure clients receive trusted, personalised financial strategies.
Services
Life Insurance Mining Insurance TPD Insurance Trauma Insurance Income Protection Superannuation
Details
  • Year established: 1977
Highlights and features
  • We have over 45 years of experience in financial services and insurance.
  • Our team specialises in mining industry risk management solutions.
  • We provide personalised financial planning with no-obligation consultations.
  • Our reviews identify premium savings and improved coverage opportunities.
  • We maintain local expertise with a focus on community needs.
Associations and certifications
  • Charter Financial Planning Limited
Update Listing
Services
Life Insurance
Life insurance provides a lump sum payment upon the policyholder's death, offering financial security for families. It can be structured inside or outside superannuation, with tax-free benefits when paid to dependants. Our advisors help clients evaluate coverage needs based on income, dependents, and liabilities.
Mining Insurance
Specialised insurance solutions for mining, drilling, and gas industry workers, covering underground and offshore operations. We access competitive premiums for high-risk roles, including exposure to explosives and surface operations, through major insurers tailored to specific occupational hazards.
TPD Insurance
Total and Permanent Disability (TPD) insurance offers a lump sum if you cannot work again due to disability. Available as standalone or add-on cover, it helps manage financial obligations while providing flexibility in benefit payout structures inside or outside superannuation.
Trauma Insurance
Trauma insurance provides a lump sum for specified critical illnesses like cancer or heart attacks. While more expensive than other covers, it addresses medical costs and income loss, with benefits paid tax-free to support recovery and treatment expenses.
Income Protection
Income protection replaces up to 75% of lost wages due to sickness or injury, payable monthly. Policies can be held inside or outside superannuation, with tax-deductible premiums and flexible benefit periods to ensure ongoing financial stability during recovery.
People
Jim Wirth
Managing Director
A former mining industry tradesman with 15 years' experience, Jim has been a financial adviser since 1997. Born and raised in Mount Isa, he combines local knowledge with expertise in business and personal risk insurance solutions.
Rachelle Lewis
Financial Support Officer
Rachelle joined the team in 2018, supporting clients with queries and resolving issues. Currently studying a Certificate IV in Accounting, she assists advisers with daily operations and serves as the primary client contact point.
Questions
What types of insurance do you specialise in?
We specialise in life, mining, TPD, trauma, income protection, and superannuation insurance, tailored to individual and business needs in high-risk industries.
Can I get insurance through my superannuation?
Yes, life, TPD, and income protection insurance can be held within superannuation. We help clients evaluate whether in-super or standalone cover better suits their financial goals.
Do you offer advice on general insurance products?
No, we focus on personal risk and superannuation insurance. We have a referral arrangement with Elders Insurance for general insurance needs.
How do you help reduce insurance costs?
We review existing policies to identify premium savings opportunities and improved coverage options through our access to major insurers' competitive rates.
Are your services available remotely?
Yes, we offer phone and email consultations, including during office closures, to ensure continuous support for clients in Mount Isa and regional areas.