Business Details
11 Years
experience
Expert Mortgage Brokers in Melbourne
Think & Grow Finance specialises in competitive mortgage finance solutions for professionals and property investors. Our service is built on unbiased advice, correct structuring options, and a commitment to building lifetime client relationships. We prioritise transparency, friendly service, quick turnaround times, and an experienced team of professionals. Our process includes initial enquiry, in-depth research, no-obligation consultation, tailored recommendations, seamless application management, and smooth settlement coordination.As property investors ourselves, we offer tax-effective structuring advice and access to over 40 lenders, ensuring clients receive optimal deals. We operate 24/7, with appointments available outside business hours, and provide free credit advice through lender-paid commissions. Our team includes CPA-qualified brokers and industry award finalists, reflecting our dedication to excellence and client satisfaction.
Services
First Home Buyer Loans
Property Investment Financing
Refinancing Services
Mortgage Insurance
Development Loans
Portfolio Structuring
Details
- Year established: 2015
Highlights and features
- We offer free mortgage advice with no upfront fees
- Our team includes CPA-qualified brokers with 10+ years' experience
- We access over 40 lenders to find the best rates
- We operate 24/7 with appointments available outside business hours
- We provide tax-effective structuring advice for property investors
Associations and certifications
- Australian Credit Licence 389328
What people say
Exceptional service
Expert mortgage advice
Successful property investments
Quick turnaround times
Transparent process
Services
First Home Buyer Loans
We specialise in helping first-time buyers navigate the mortgage process. Our service includes budget analysis, borrowing capacity assessment, and access to government grants. We compare over 40 lenders to find competitive rates and provide guidance on deposit requirements, repayment options, and associated fees. Our team ensures a seamless experience from initial consultation to settlement.
Property Investment Financing
Our investment-focused solutions help clients build wealth through property. We offer portfolio structuring advice, equity management strategies, and tax-effective financing options. With expertise in residential and commercial property loans, we help investors maximise returns through strategic borrowing and access to specialist lender products unavailable through direct bank channels.
Refinancing Services
We help clients secure better interest rates and improve loan features through refinancing. Our process involves analysing current loan terms, identifying better market offers, and negotiating with lenders for improved conditions. We specialise in overcoming complex lending policies and securing discounts through our established relationships with major banks and alternative lenders.
Mortgage Insurance
Our mortgage protection policies help safeguard clients' financial commitments. We provide tailored insurance solutions that cover loan repayments in case of unexpected life events. We work with major insurers to find policies that align with clients' specific needs while ensuring adequate coverage and competitive premiums for both owner-occupiers and investors.
Development Loans
We offer specialist financing for property development projects. Our expertise covers residential, commercial, and mixed-use developments. We connect clients with lenders offering competitive rates for land acquisition, construction financing, and project completion. Our team provides guidance on security requirements, cash flow management, and exit strategies for successful development outcomes.
People
Mitesh Dedhia
Director & Finance Broker
CPA-qualified broker with 12+ years' finance experience, Commonwealth Bank Diamond Broker award recipient, and active property investor with multi-million-dollar portfolio. Specialises in investor solutions and tax-effective structuring.
Kellie Le Dedhia
Sales Support
Former HR professional with Randstad and Jetstar, managing business operations and client engagement. Brings administrative expertise and customer service focus to mortgage broking operations.
Dan Poudyal
Mortgage Broker
20-year corporate/IT sector veteran turned mortgage broker, property investor with 12-year portfolio growth experience. Combines technology expertise with practical financial solutions for diverse client needs.
Yash Duggal
Mortgage Broker
10-year local government sector manager with $20M+ budget experience. Specialises in compliance, client serviceability, and strategic investment guidance for first-home buyers and refinancers.
Questions
Do you charge fees for mortgage advice?
No, our credit and structure advice is free as we're paid by lenders on loan settlement.
How do you find the best mortgage rates?
We compare over 40 lenders using industry software to identify competitive rates and special discounts.
Can you help with property investment loans?
Yes, our team specialises in investment loans with expertise in portfolio structuring and tax-effective solutions.
Are you available outside regular business hours?
Yes, we offer 24/7 service with appointments available evenings and weekends.
How are you different from banks?
We access exclusive broker-only rates and provide personalised service with a dedicated professional throughout the process.
What areas do you service?
We primarily service Melbourne and Sydney clients but assist property investors nationwide.
Reviews (4)
Sunil Rao
Aug 23, 2021
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Mitesh, has been outstanding with his work ethics. Really impressed with his proactiveness, involvement and always felt that quest in his dealings to find me the best solution. I wouldn't want to look beyond Think and Grow Finance Melbourne!!
Nt Transport Pty Ltd
Aug 15, 2021
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I highly recommending Think and Grow Finance Melbourne to anyone who seeking multiple loans that thought they've used all of their borrowing capacity. My last refinance application with another broker was only a few months ago and he was struggled to obtain an approval for me, it took him a few months to succeed with my application and told me that I've now maximized my borrowing capacity. I happen to found Mitesh who the director of Think and Grow Finance Melbourne from a real estate agent website and within a short time (2 weeks) he managed to get me another loan at 100% borrowing with no mortgage
Rajesh Narasimhan
Jul 20, 2021
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Mitesh is an absolute professional and knows his business very well. Very much responsive, always available to ask any number of questions and will be source of information to make informed decision. He is very realistic, does not give false promises and makes sure he goes extra mile. Keep doing the great job Mitesh ! Thank you very much !
Siddhesh Jukar
Jul 05, 2021
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I was introduced to Mitesh by a friend of mine and it has been a really great outcome. Mitesh is very professional and diligent in the service that he provides. He has helped us with moving our home loan. Mitesh does not shy away from the task even if i would mean tedious work for him. I am sure I will be utilizing Mitesh's expertise and service in the future for sure.
