Business Details
14 Years
experience
Your Trusted Mortgage Broker on the Sunshine Coast
I Know The Broker is a small, efficient team of mortgage brokers based on the Sunshine Coast, consistently achieving outstanding results for clients. By considering each client's full financial position, we deliver practical, cost-effective lending solutions tailored to individual needs. Our team is completely onshore, with all staff holding a Diploma of Finance and Mortgage Broking Management, ensuring clients are in safe hands throughout the process.Unlike traditional corporate approaches, we prioritise a personal and friendly service, helping clients reach their financial goals with expertise in home, business, and investment loans. Our local knowledge spans the Sunshine Coast region, including Caloundra, Noosa, and Mooloolaba, with a commitment to transparency and no upfront fees for our services.
Services
First Home Buyer Loans
Business Finance Loans
Home Loan Refinancing
Self-Employed Home Loans
Investment Property Loans
Debt Consolidation Loans
Construction Loans
Renovation Loans
Equipment Finance Loans
Medical Industry Loans
Details
- Year established: 2012
Highlights and features
- We solve complex lending puzzles others won't touch
- Fully qualified, local team with onshore support
- Transparent processes explained in plain English
- No upfront costs we only earn when your loan settles
- Guaranteed loan approval or $500 cash compensation
Associations and certifications
- Mortgage & Finance Association of Australia (MFAA)
- Australian Credit Licence (ACL)
What people say
Quick responses
Professional service
Highly recommend
No fees
Local expertise
Services
First Home Buyer Loans
First Home Buyer Loans help new purchasers access property ownership with low deposit options and government incentives. These loans feature flexible income verification, access to grants like the First Home Owner Grant, and reduced documentation requirements. Our brokers specialise in navigating complex scenarios including self-employment, non-traditional income sources, and deposit challenges while ensuring clients understand their borrowing capacity and eligibility for financial assistance programs.
Business Finance Loans
Business Finance Loans provide working capital, asset financing, and growth funding for SMEs across the Sunshine Coast. These solutions include term loans, lines of credit, invoice financing, and equipment finance with flexible repayment structures. Our team works with businesses trading over six months to secure funding for expansion, cashflow management, and commercial property purchases through major banks and specialist lenders without charging clients any broker fees.
Home Loan Refinancing
Home Loan Refinancing services help property owners reduce repayments, access equity, or improve loan features. We specialise in navigating break fees, consolidating debts, and restructuring loans for self-employed applicants using NOA or BAS statements. Our brokers compare over 60 lenders to secure competitive rates while ensuring clients understand their break-even points and long-term savings potential through transparent cost-benefit analysis.
Self-Employed Home Loans
Self-Employed Home Loans cater to business owners, contractors, and freelancers with non-traditional income verification. These loans accept tax returns, BAS statements, and accountant declarations while allowing legitimate expense add-backs to maximise borrowing power. Our brokers specialise in overcoming challenges like short ABN history, tax minimisation strategies, and complex business structures to secure approvals for clients rejected by mainstream banks.
Investment Property Loans
Investment Property Loans are designed for property investors seeking rental income or capital growth. These loans optimise tax efficiency through interest-only structures and equity release strategies while accommodating multiple properties. Our brokers help clients navigate portfolio lending, cross-collateralisation risks, and lender serviceability assessments to build wealth through property investments across Queensland's key markets.
People
Renee Hohenhaus
Senior Mortgage Broker | Director
Renee Hohenhaus is a qualified mortgage broker with extensive experience in complex lending scenarios. She specialises in first-home buyers, self-employed applicants, and investment loans while mentoring junior brokers. Her client-focused approach prioritises transparency and tailored solutions.
Elliott Hohenhaus
Mortgage Broker
Elliott Hohenhaus brings expertise in business finance and commercial lending to the team. With a focus on SME loans and equipment financing, he helps local businesses access growth capital through innovative lending structures and fast approvals.
Ivanka Marincic
Client Services
Ivanka Marincic manages client communications and documentation processes. Her organisational skills ensure smooth loan applications and timely settlements while maintaining clear communication between clients and lenders.
Kristin Martin
Parabroker
Kristin Martin provides critical support in loan preparation and lender negotiations. Her attention to detail ensures accurate documentation submission and compliance with regulatory requirements across residential and commercial finance.
Questions
Do you charge fees for mortgage brokerage services?
No, we don't charge clients any fees. We receive commission from lenders after successful loan settlement.
Can self-employed applicants qualify for home loans?
Yes, we specialise in low-doc loans using tax returns, BAS statements, or accountant declarations for income verification.
What areas do you service?
We operate across the Sunshine Coast including Noosa, Caloundra, Mooloolaba, Buderim, and Maroochydore.
How quickly can loans be processed?
Applications typically submit within 24 hours of receiving complete documentation, with settlements in 4-8 weeks.
Do you work with bad credit applicants?
Yes, we help clients with credit challenges secure approvals through specialist lenders and structured repayment plans.
Can I refinance with exit fee coverage?
Yes, we cover exit fees when refinancing to reduce your overall loan costs.
Reviews (5)
Gemma Reeve
Jan 26, 2022
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Renee got us our dream home! Right from the first phone call with Renee we were impressed with her confidence and determination. She listened to our story of how we were trying to buy our dream hobby farm but had been let down by our bank who had just refused us finance, and then said "Ok, let's get you this property!" We would not have been able to buy our new home without Renee's determination, due to our complicated situation there were many hurdles to get over but she stuck with it and kept on pushing even when my partner and I had lost hope.
100% recommend! Thank you Renee!
100% recommend! Thank you Renee!
Emily Bundellu
Jan 14, 2022
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Working with Renee to buy our next family home has made the whole process feel effortless. From the pre approval to the successful purchase of our home nothing has felt bigger or harder than it needed too. We couldn't recommend Renee and her team more highly
Madie Cunliffe
Jan 13, 2022
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Renee and Ivanka are lightning fast, reliable and professional. They make a not-so-fun task easier and always get the job done. Don't waste your time looking elsewhere, you don't need to!
Kieran Lochrin
Dec 15, 2021
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We got in touch with Renee to see if would could purchase a block of land. Renee got the details she required from us and set about finding a bank to get the money. This all happened within a couple of days and we had pre approval. A couple of weeks later we have unconditional approval and are good to go with the purchase. Fast and Friendly service made things very easy for us. Thanks.
Michael Fox
Dec 09, 2021
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Renee and her team, helped make our dreams come true. She was able to secure the amount we needed and was super attentive, constantly talking to the bank to push things along, in the tight timefrane we had. We where very impressed and even though we will be leaving the area we will be using her services again for any future lendings.