Business Details
19 Years
experience
Your Trusted Financial Advisers in Winnellie, NT
Established in 2007, Frost Financial Planning has been dedicated to providing strategic financial advice tailored to individual client needs. Our approach prioritises professional fees over commissions, ensuring unbiased recommendations focused on long-term financial security. We specialise in serving individuals building wealth, planning for retirement, managing self-managed super funds (SMSF), and business owners navigating complex financial landscapes. With experience guiding clients through economic challenges like the Global Financial Crisis, we offer a structured, client-centric methodology that aligns financial strategies with personal goals.Our team combines deep industry expertise with a commitment to transparency, delivering ongoing support to help clients achieve their financial objectives. As Authorised Representatives of RI Advice Group Pty Ltd (AFSL 238429), we adhere to rigorous professional standards while maintaining a local focus on the Northern Territory market.
Services
Investments
Superannuation
SMSF
Retirement
Business Owners
Life Insurance
Details
- Year established: 2007
Highlights and features
- We offer 15+ years of experience in Northern Territory financial markets
- Our client-centric approach avoids commission-based product sales
- Specialised expertise in SMSF establishment and compliance
- Proven track record guiding clients through economic downturns
- Ongoing support with transparent fee structures
Associations and certifications
- Australian Financial Services Licensee (AFSL)
What people say
Expertise in SMSF
Transparent fee structures
Personalised strategies
Trustworthy advisors
Successful outcomes
Services
Investment Planning
We develop tailored investment strategies aligned with your risk profile and financial goals. Our approach considers tax efficiency, asset allocation, and market opportunities to build long-term wealth. Clients benefit from ongoing portfolio reviews and adjustments to ensure their investments remain aligned with evolving personal circumstances and market conditions.
Superannuation Advice
Our experts provide comprehensive guidance on optimising superannuation contributions and structures. We help clients navigate contribution limits, tax benefits, and investment options to maximise retirement savings. Regular strategy reviews ensure compliance with regulatory changes and personal financial developments.
SMSF Management
Specialised support for SMSF trustees covering establishment, compliance, investment strategy, and pension transitions. We ensure adherence to regulatory requirements while optimising fund performance through strategic asset allocation and regular audits.
Retirement Planning
We create customised retirement strategies considering income needs, asset preservation, and lifestyle goals. Our plans incorporate pension eligibility assessments, tax-effective withdrawal strategies, and contingency planning to ensure financial security throughout retirement.
Business Owner Solutions
Tailored financial guidance for business owners covering succession planning, asset protection, and tax-efficient structures. We integrate personal and business financial goals to create cohesive strategies that support both professional and personal wealth objectives.
People
David Smith
Adviser and Proprietor
Qualified financial planner since 2002 with specialist SMSF accreditation. Focuses on business owners and retirees, combining technical expertise with local market knowledge. Active in financial advice industry associations and committed to ethical practice.
Aayush Sharma
Adviser
Degree-qualified financial planner with expertise in SMSF and retirement strategies. Multilingual with a client-focused approach, bringing fresh perspectives while maintaining professional standards in financial advice delivery.
Questions
Why should I pay for financial advice?
Professional advice provides tailored strategies integrating tax, superannuation, and investments into a cohesive plan designed specifically for your circumstances and goals.
What services do you offer?
We specialise in SMSF management, retirement planning, investment strategies, business owner solutions, and comprehensive financial planning services.
How are your fees structured?
Fees are agreed upfront as flat fees or hourly rates for specific services, with ongoing fees reviewed annually for inflation adjustments.
Do you work with interstate clients?
While based in Darwin, we can provide services to Australian residents nationwide through secure digital communication channels.
How do you ensure compliance?
As Authorised Representatives of RI Advice Group (AFSL 238429), we maintain rigorous compliance standards with regular audits and professional development.
Can you help with government pension planning?
Yes, we incorporate Age Pension eligibility assessments and Centrelink requirements into retirement strategies to optimise total retirement income.
