Business Details
23 Years
experience
Your Trusted Mortgage Broker in Melbourne
Credit Hub has been delivering trusted finance and mortgage solutions for over 20 years, with fast approvals and expert support. Our team of accredited professionals offers personalised guidance, helping clients navigate home loans, business loans, asset finance, and conveyancing services. With access to 52+ lenders, we secure competitive rates tailored to individual needs. Our real-time tracking portal enables clients to manage applications online, while our commitment to transparency ensures no hidden fees. We provide annual loan reviews and free credit reporting, maintaining a client-first approach.Our brokers specialise in first-home buyer grants, low-deposit options, and debt consolidation strategies. Operating across Australia, we combine local market knowledge with national lending networks. Our 5-star Google reviews reflect our dedication to exceptional service. We support community initiatives through partnerships with United World Vision. Our mission is to make finance simple, transparent, and accessible for all Australians.
Services
Home Loans
Business Loans
Asset Finance
Conveyancing
Refinance
Investment Loans
Construction Loans
Low-Deposit Loans
Commercial Loans
Financial Planning
Details
- Year established: 2003
Highlights and features
- We have 20+ years of experience in mortgage broking
- We provide access to 52+ lenders for best rates
- Our team offers personalised home loan advice
- We guarantee fast approval processes
- We offer ongoing loan reviews and free credit reporting
Associations and certifications
- Finsure
What people say
Fast approvals
Expert guidance
Competitive rates
Stress-free process
Knowledgeable brokers
Services
Home Loans
We provide tailored home loan solutions with access to 52+ lenders. Our brokers help clients secure competitive rates for first-home purchases, investment properties, and refinancing. With low-deposit options and first-home buyer grants, we make homeownership accessible. Our service includes application assistance, lender negotiation, and settlement support. Clients benefit from our 20+ years of experience and 5-star customer service.
Business Loans
Our business loan services cater to startups and established enterprises needing cash flow management, equipment purchases, or expansion funding. With access to 52+ lenders, we secure competitive rates for secured and unsecured loans. Our brokers provide tailored advice on loan structures and assist with application processes. We offer fast approvals and ongoing support for business growth requirements across Australia.
Asset Finance
We facilitate asset finance solutions for vehicle and equipment purchases with flexible terms. Our brokers connect clients with lenders offering competitive rates for personal and business use. Services include loan structuring, application assistance, and negotiation of repayment terms. We support both secured and unsecured asset finance options with quick approval processes.
Conveyancing
Our licensed conveyancers manage property transactions with accuracy and legal compliance. Services include contract reviews, title transfers, and settlement coordination. We handle residential and commercial property transactions with a focus on timely completion. Clients receive expert guidance through the entire conveyancing process from offer to settlement.
Refinance
We help clients refinance existing loans to secure better rates or access equity. Our brokers analyse current loan terms and market options to identify savings opportunities. Services include application assistance, lender negotiation, and equity release strategies. We specialise in streamlining the refinance process with minimal disruption to clients.
Questions
What documents are required for a home loan application?
You'll need proof of identity, income verification, bank statements, and details of existing debts. Self-employed applicants may require additional financial documents.
Can I get a home loan with bad credit?
Yes, we work with specialist lenders who consider applications with credit challenges, though rates may be higher.
How long does the loan approval process take?
Pre-approval takes 1-5 business days, with full approval typically taking 4-6 weeks depending on documentation completeness.
What is the minimum credit score required?
Most lenders prefer scores between 600-700, though some specialist lenders may accept lower scores with higher interest rates.
Do you charge fees for mortgage broking services?
No, our services are free for borrowers as we receive commissions from lenders upon loan settlement.
Can first-home buyers access government grants?
Yes, our brokers help clients navigate available grants and stamp duty exemptions to maximise savings.
Videos
Reviews (7)
Sukhdev Singh
Dec 14, 2021
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We have recently completed the process of obtaining finance for our house.KIMMI was amazing and always ensured that we were educated and informed about the process. We cant thank her enough for guiding us through the process .However KIMMI always put our minds at ease and kept us up to date. Ill definitely be recommending Kimmi to friends who are looking for finance..
Gul Durrani
Nov 13, 2021
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I have to say that Shaniya has been absolutely amazing to me. She has handled my case with high professionalism and all my queries and concerns were answered in a timely manner. She is extremely friendly to deal with and she is a paragon of knowledge on property/real estate law. She is always on the side of the client, ensuring that they get the best possible deal. I have no complaints and I would highly recommend her to anyone and everyone.
5 stars all the way. Thank you for everything Shaniya!
5 stars all the way. Thank you for everything Shaniya!
Singh Kaur
Nov 04, 2021
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Extremely positive experience. Could not have asked for an easier process. Kimmi and her team were very personable and attentive through every step of the way. A sincere thank you from your satisfied customers. It was a third loan from Credit hub and Kimmi was always very helpful and professional throughout the whole process. We will highly recommend Kimmi and Credit hub to our friends and family. Hope to see you again for our fourth one.
Thanks
Thanks
Dima Papa
Oct 28, 2021
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Shaniya of Credit Hub arranged for the conveyancing on a sale and purchase of properties and also reviewed a number of contracts for me. She provided a very professional service throughout; as well as being thorough, she took time to explain matters where I had questions and was always quick to return calls and reply to emails. Highly recommended.
Shiyana Menan
Oct 12, 2021
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Amazing work done by Kimmi
She is so professional,responsive,and very friendly too .Kimmi has been amazing throughout the process for our loan application . From day 1 she gave us such an outstanding service that we never thought of . I must say that Kimmi is doing the best job . You are simply astonishing and very friendly personnel. You are the best and I think we made the best decision to come to you . Thanks a lot
She is so professional,responsive,and very friendly too .Kimmi has been amazing throughout the process for our loan application . From day 1 she gave us such an outstanding service that we never thought of . I must say that Kimmi is doing the best job . You are simply astonishing and very friendly personnel. You are the best and I think we made the best decision to come to you . Thanks a lot
Navi Kaur
Oct 11, 2021
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Simply amazing. This is not the first time We are Dealing with Kimmi as we got our first home with all her diligent and sincere efforts Couple of years ago. Her outstanding service made us come back to her now for refinance and she helped to get the best rates and the process was so smooth And hassle free. We were updated at each and every step without us even asking her for anything . Kimmi got our loan approved in a blink of eye . The best person and a broker we have ever met . Along with being professional ,she is super friendly and honest and sincere about her work. Thanks so much Kimmi for
Sabi Mamun
Sep 15, 2021
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Amazing customer service ,excellent knowledge about industry and feedback provided about our application at each and every stage and that too without even us following up . Kimmi you have done such a wonderful job that is beyond explanation . You have live utmost to our expectations and must say that you are really doing an exceptional job .. you are the best broker . We will recommend you to each and everyone without any failure or doubts ... well done Kimmi and keep rocking
