Business Details
32 Years
experience
Your Trusted Partner for Financial Planning Solutions
Established in 1994, Quantum Financial is an independent financial planning firm dedicated to providing conflict-free advice tailored to high-net-worth individuals, business owners, and jet-setting retirees. Our team, comprising experts with backgrounds in investment banking and accounting, adheres to the Financial Planning Association of Australia's strict Code of Ethics. We operate without selling proprietary products or accepting commissions, ensuring our recommendations prioritize client interests. With a national Australian Financial Services Licence (AFSL 239200), we serve a select clientele, offering specialized expertise in superannuation, estate planning, and complex financial transitions.Recognized with awards such as Financial Planner of the Year, we focus on long-term partnerships, delivering sophisticated strategies for wealth protection and growth. Our multidisciplinary approach combines deep industry experience with a commitment to ethical standards, positioning us as a trusted advisor for families and professionals seeking independent financial guidance.
Services
Retirement planning
Investment advice
Business owners' advice
Insurance advice
Cashflow management
Estate planning
Divorce financial planning
Expatriate advice
Details
- Year established: 1994
Highlights and features
- We offer 30+ years of experience in independent financial planning.
- Our team holds prestigious industry awards including SMSF Adviser of the Year.
- We operate with full transparency and no hidden commissions.
- Our multidisciplinary advisors come from investment banking and accounting backgrounds.
- We serve a select clientele to ensure personalized, high-value service.
Associations and certifications
- Australian Financial Services Licence (AFSL)
- Financial Planning Association (FPA) Code of Ethics
Services
Retirement planning
Specialized retirement strategies for high-net-worth individuals ensure financial security during post-career life. Our approach combines superannuation optimization, tax-effective income streams, and lifestyle planning. Clients benefit from personalized roadmaps addressing both financial and non-financial aspects of retirement.
Investment advice
Tailored investment strategies utilizing self-managed super funds and alternative structures. We focus on diversified portfolios aligned with individual risk profiles and long-term objectives. Our expertise includes complex asset allocation and performance optimization for sophisticated investors.
Estate planning
Comprehensive estate planning services ensure tax-efficient wealth transfer across generations. We develop customized strategies incorporating wills, trusts, and legal structures. Our approach balances family legacy goals with regulatory compliance and asset protection requirements.
Divorce financial planning
Specialized financial guidance for high-value divorce settlements. We provide asset valuation, cashflow analysis, and long-term financial security planning. Our services help clients navigate complex property divisions while maintaining financial stability post-separation.
Expatriate advice
Tailored financial solutions for Australians living abroad or relocating internationally. We address cross-border tax implications, currency management, and global investment strategies. Our services ensure compliance with Australian and foreign financial regulations while optimizing wealth preservation.
People
Bill Mackay
Chair & Founder
With over 60 years in financial services, Bill established Quantum Financial in 1994. His expertise spans institutional finance and private wealth management, bringing decades of experience advising high-net-worth clients on complex financial matters.
Tim Mackay
Principal
Recognized as SMSF Adviser of the Year 2014, Tim specializes in self-managed super funds. His background in investment banking informs strategic retirement planning solutions for business owners and professionals seeking sophisticated wealth management approaches.
Claire Mackay
Principal
Award-winning financial planner and media commentator, Claire focuses on investment strategies and women's financial empowerment. Her expertise in SMSF regulations and tax-effective investing has earned recognition as Investment Adviser of the Year 2014.
Questions
What financial services do you specialize in?
We specialize in retirement planning, investment advice, estate planning, and financial guidance for business owners and high-net-worth individuals.
Are you truly independent financial advisers?
Yes, we hold an Australian Financial Services Licence and don't sell products or accept commissions, ensuring completely independent advice.
How do you work with business owners?
We provide tailored strategies for business succession, wealth transfer, and tax-effective structures to help business owners protect and grow their assets.
What makes your firm different?
Our multidisciplinary team combines investment banking and accounting expertise with a selective approach to client service, focusing on quality over quantity.
Do you work with international clients?
Yes, we offer expatriate financial advice addressing cross-border tax implications and global investment strategies for Australians living abroad.
Videos
Reviews (4)
Ryan Robin
Sep 05, 2021
Report
Fake business operating to steal personal and financial information. Extremely high risk of identity theft if you engage with this organisation. Please report to AFCA & OAIC or contact the police if you feel your identity has been comprised.
John Rolfe
Jan 28, 2019
Report
Claire and her team are the best financial planners I have dealt with in my work as a journalist. Thats why I decided to ask her to look at our finances. We had had some bad experiences before Quantum. My faith has now been restored. Claires expertise is, in my opinion, unmatched and she and Tim acted only with our best interests at heart.
Toni Ford
Jan 18, 2019
Report
We had a great experience at Quantum. Our advisor was very friendly and was able to offer clear, practical advice. Their advice was clearly independent and it was obvious they really care about you and helping you manage your wealth. Any answers they couldn't give us on the day they were happy to email us before our next appointment.
Shirley Ashton
Jan 14, 2018
Report
I have been a client of Quantum Financials for a couple of decades now. Originally back in the mid-80s, I came across Bill Mackay for the first time. I liked him right from the start and when he started out by himself, there never was any doubt that we remain his clients. I have no regrets about this decision all these years ago. I am very happy with the results that Quantum Financial has been able to achieve for me.
Claire and Tim Mackay, Bills children, have now taken on the business, and I can only say that both of them are looking after me as well as their father did. They both are highly
Claire and Tim Mackay, Bills children, have now taken on the business, and I can only say that both of them are looking after me as well as their father did. They both are highly
