Business Details
29 Years
experience
Your Trusted Accounting Partner in Gladstone
GTC Financial has been an integral part of the Gladstone community for over 25 years, dedicated to empowering small and medium enterprises through expert financial guidance. Starting as a tax-focused practice, we have evolved into a modern, dynamic firm of Certified Public Accountants (CPAs), offering tailored accounting, taxation, and business advisory services. Our approach is rooted in understanding the unique journey of each business, combining deep expertise with a commitment to fostering growth and sustainable success.We prioritise proactive communication, reliability, and empathy, ensuring our clients receive strategic, client-centric solutions. With a strong network of specialists and a focus on cutting-edge technology, we provide comprehensive support that extends beyond compliance, positioning ourselves as trusted partners in our clients' long-term success.
Services
Tax Planning
Business Advisory
Bookkeeping
External CFO Services
QBCC Compliance
Details
- Year established: 1997
Highlights and features
- We offer over 25 years of experience in accounting and business advisory services.
- Our team provides tailored solutions aligned with individual business goals.
- We maintain a professional network of specialists for comprehensive support.
- We prioritise proactive communication and reliability in all client interactions.
- We stay current with technology to deliver efficient, modern financial solutions.
Associations and certifications
- CPA Australia
What people say
Prompt and professional
Trusted advisors
Tailored solutions
Financial clarity
Proactive support
Services
Tax Planning
Our tax planning services focus on minimising liabilities while ensuring compliance with evolving regulations. We work closely with clients to develop proactive strategies aligned with their business goals, including year-round forecasting, deduction identification, and pre-deadline reviews. By integrating tax planning into broader financial strategies, we help businesses retain more earnings and avoid unexpected obligations.
Business Advisory
We provide tailored advisory services covering business structuring, succession planning, and performance optimisation. Our team collaborates with clients to assess operational workflows, market positioning, and financial health, delivering actionable insights to enhance profitability. This includes KPI development, cash flow forecasting, and strategic reviews to support informed decision-making.
External CFO Services
Our External CFO solutions offer scalable financial management for growing businesses. Services include strategic planning, risk mitigation, and compliance oversight, alongside cash flow optimisation and performance monitoring. We act as a strategic partner, providing expert guidance on budgeting, forecasting, and growth initiatives to ensure long-term stability and scalability.
QBCC Compliance
We assist Queensland building and construction firms with QBCC licensing requirements, including annual financial reporting and compliance checks. Our expertise ensures businesses meet minimum financial standards, submit accurate documentation, and maintain license validity. We simplify complex reporting obligations to reduce administrative burdens and avoid penalties.
Bookkeeping
Our bookkeeping services ensure accurate, timely financial record-keeping, including BAS/IAS preparation, payroll processing, and ledger maintenance. We use cloud-based tools to streamline workflows, providing real-time insights into business performance. This foundational support allows clients to focus on operations while maintaining compliance and financial clarity.
People
Carissa Cross
Associate Partner
With 20 years of experience, Carissa specialises in strategic financial guidance for SMEs, focusing on profit enhancement and cash flow management. She tailors solutions to each business's unique needs, ensuring sustainable growth.
Jody Smith
Associate Partner
Jody has over two decades of experience in tax accounting and business valuations. Her expertise spans strategic planning and SMSFs, supporting clients through complex financial decisions with a client-focused approach.
Michelle Drever
Client Manager
A Gladstone local, Michelle provides budgeting and cash flow expertise to SMEs. She focuses on helping clients achieve growth targets through practical financial strategies and long-term planning.
Michelle Spann
Client Services Coordinator
Michelle offers administrative support and creative problem-solving, ensuring seamless client interactions. Her background in international performance arts adds a unique perspective to client service delivery.
Tiahnee Williams
Receptionist
Tiahnee manages appointments and client communications, building strong relationships through her organisational skills. Her recent European travels inspire her approach to diverse client interactions.
Questions
What accounting services do you offer for small businesses?
We provide financial statements, tax returns, bookkeeping, company secretarial tasks, and compliance support tailored to SME needs.
How can tax planning benefit my business?
Our tax planning identifies deductions, ensures compliance, and improves cash flow through strategic forecasting and pre-deadline reviews.
Do you support businesses outside Gladstone?
Yes, while based in Gladstone, we serve clients across Central Queensland and Australia-wide via cloud-based solutions.
What is included in your External CFO service?
We offer strategic planning, risk management, cash flow optimisation, compliance oversight, and performance monitoring tailored to growth-focused businesses.
How do you handle QBCC licensing requirements?
We prepare and submit annual financial reports, ensure compliance with minimum standards, and simplify QBCC reporting obligations for construction firms.
Can you assist with business succession planning?
Yes, we provide business valuations, gap analysis, and succession strategies to ensure smooth transitions aligned with your financial goals.
