Barossa Financial Services

Our service and advice covers all aspects on how to utilize your money to your advantage, helping you manage your way through your working days and beyond, offering piece of mind on how to protect yourself, your family and your standard of living from financial hardship along the way.

Each member of our financial planning team brings a unique level of expertise to your financial situation, no matter how big or small, complex or straight forward, we offer advice on all aspects of wealth creation, debt reduction, retirement planning and financial protection strategies.Our Home Loan and Investment Loan Specialist offers our clients direction and choice when dealing with home loans and information around property investment loans.

Establish where you are now by looking at your current financial circumstances, your income, and your expenses, to identify your needs, goals and objectives. Implement a strategy to protect yourself, your family and your standard of living from financial hardship, to provide you with piece of mind and security.

But things change. As your employer and personal contributions add up over the course of your working life, your super could grow to become your largest single investment after the family home. Super's low-tax framework is designed to help build up your nest egg so you don't have to rely on the basic Age Pension to make ends meet in retirement.

Debt is part of modern life. It can be used to help you reach your goals, but only when you are in control of it, not when it is in control of you. It's easy to build up little bits of debt here and there that don't appear to amount to much, but can quickly eat into your cash flow. It can be challenging when it comes to understanding where your money goes and how best to manage it.

Personal Risk and Insurance Planning is a very important part of your overall financial plan. Personal insurances can help to ensure that those who depend on you will not be financially disadvantaged in the event of your death, a medical crisis, a long-term injury or your disablement. Who would be the people most affected and how would they cope not only emotionally but financially?.