We are specialists at providing funding for borrowers whose circumstances are outside the square. We are an experienced team of mortgage professionals, providing a full suite of financial services. We will work to say YES, and we can cherry-pick the best loan features and options to suit your circumstance.
Since 1998 Direct Credit has been providing Mortgage Brokerage services, as well as our own Non Bank Home loans to everyday Aussies. We offer a wide range of loans to suit just about everyone's situation. Deal direct with real people here in Australia. Established for over 20 years, Direct Credit's Home Loans are the competitive and secure alternative.
Since 1998 Direct Credit has been providing Mortgage Brokerage services, as well as our own Non Bank Home loans to everyday Aussies. We offer a wide range of loans to suit just about everyone's situation. Deal direct with real people here in Australia. Established for over 20 years, Direct Credit's Home Loans are the competitive and secure alternative.
Services
About us
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We are an experienced team of mortgage professionals, providing a full suite of financial services. One call and we can quickly find that solution you're looking for. As mortgage managers, we provide tailored home loans direct to you. Because we control every aspect of your loan we can offer more flexible options to meet your exact needs.
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An Approval in Principle* is a quick and easy way to fast-track your home loan application process. Borrowing for a home can be exciting and scary all at once. Gaining condition approval gives potential borrowers confidence to proceed further. Once you have achieved conditional approval we'll be in touch to set up a face to face meeting (at your premises or our offices), so we can take the remaining steps with confidence to formal approval.
Standard Variable Loans
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With variable home loans your interest rates will go up and down over the life of the loan, generally in line with the official cash rate. Direct Credit offers many variable loan products, each with a range of flexible features. We help you in selecting the most beneficial for you. With a standard loan, you would require at least 10% deposit + your costs to purchase a property.
Standard Low Doc Loans
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Direct Credit offer common sense lending solutions to self-employed Australians. Through simple and tailored products we look to assist this important group of the Australian economy to achieve their ambitions. Getting finance for a property when one or both of you are self-employed can sometimes be difficult.
Prime Alt Doc Home Loan
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Direct Credit Home Loans Australia offer common sense lending solutions to self-employed Australians. Through simple and tailored products we look to assist this important group of the Australian economy to achieve their ambitions. Direct Credit's Prime Alt Doc product caters for self-employed applicants who require alternative methods of income verification.
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