Business Details
Your Trusted Insurance Brokers in Melbourne
Earnest Insurance Brokers has established itself as a trusted partner in the insurance industry, providing tailored solutions to businesses and individuals across Australia. With a focus on understanding client needs, we collaborate closely to identify risks and deliver comprehensive coverage options. Our team of experienced brokers leverages extensive market knowledge to compare policies from leading insurers, ensuring competitive rates and value-for-money protection. We prioritise transparency in our advisory process, offering general guidance while empowering clients to make informed decisions about their insurance needs.Backed by strong relationships with underwriters like Zurich, we streamline the insurance journey from initial consultation to policy implementation. Our commitment to exceptional service is reflected in client testimonials highlighting cost savings, efficient claims support, and personalised attention. As a Corporate Authorised Representative with AFSL accreditation, we adhere to rigorous professional standards while maintaining flexibility to serve diverse industries nationwide.
Services
Business Insurance
Cyber Insurance
Strata Insurance
Commercial Property Insurance
Landlord Insurance
Marine Insurance
Truck Insurance
Manufacturing Insurance
Caravan Insurance
Personal Accident Insurance
Highlights and features
- We provide tailored insurance solutions with competitive rates and expert guidance
- Our brokers have extensive experience across diverse insurance sectors nationwide
- We offer comprehensive policy comparisons from multiple insurers in one consultation
- Our team delivers prompt document sharing and clear policy summaries post-purchase
- We maintain strong relationships with leading underwriters like Zurich for reliable coverage
Associations and certifications
- Australian Financial Services License (AFSL)
- Zurich Insurance Group
What people say
Great service
Competitive rates
Professional and helpful
Painless process
Highly recommended
Services
Business Insurance
Our Business Insurance solutions protect Australian enterprises against property damage, legal claims, and employee-related risks. We specialise in customising policies for diverse sectors including trucking, manufacturing, and hospitality. With access to multiple insurers, we help businesses find cost-effective coverage that aligns with their specific risk profiles while providing clear policy comparisons.
Cyber Insurance
Cyber Insurance safeguards businesses from digital threats including data breaches and cyber-attacks. Our brokers help clients understand coverage options for financial losses, legal liabilities, and reputational damage. We provide market comparisons and policy feature analyses to ensure businesses implement appropriate cyber risk mitigation strategies tailored to their industry requirements.
Strata Insurance
Strata Insurance protects shared property areas in apartment buildings and commercial complexes. We offer policies covering fire, flood, and structural damage with collective repair cost management. Our brokers assist property owners corporations in finding comprehensive coverage that maintains building integrity while ensuring compliance with strata management requirements across Victoria.
Commercial Property Insurance
Commercial Property Insurance secures business assets against fire, theft, and natural disasters. We provide tailored solutions for building owners and tenants, covering physical damage to premises, equipment, and inventory. Our brokers compare policies to find appropriate coverage limits and exclusions that match specific business operations and risk exposures.
Personal Accident Insurance
Personal Accident & Illness Insurance provides financial support during work incapacity. We offer policies covering medical expenses and lost income, helping individuals maintain financial stability during recovery. Our brokers explain policy terms clearly and compare options to find appropriate benefit periods and coverage amounts for individual circumstances.
People
Jashan
Insurance Broker
Jashan actively listens to client requirements, provides tailored insurance solutions, and consistently secures competitive premiums through thorough market comparisons while maintaining professional service standards.
Hayden
Insurance Specialist
Hayden streamlines insurance processes for businesses, delivering cost-effective solutions through expert policy comparisons and personalised service that consistently exceeds client expectations.
Shivani
Broker Representative
Shivani combines industry knowledge with friendly service to make insurance processes seamless, providing clients with clear policy explanations and appropriate coverage recommendations.
Neha
Customer Service
Neha demonstrates exceptional professionalism in addressing client requirements, delivering perfectly executed insurance solutions with calm efficiency and thorough understanding of policy options.
Clinton Bailey
Client Advocate
Clinton recommends Earnest Insurance as a one-stop contact, highlighting their ability to deliver professional service and tailored policies that meet specific business insurance needs.
Questions
What types of business insurance do you offer?
We provide comprehensive business insurance covering property damage, liability claims, employee risks, and industry-specific needs like trucking, manufacturing, and caravan dealerships.
How does cyber insurance protect my business?
Our cyber insurance safeguards against data breaches, cyber-attacks, and system failures, covering financial losses, legal liabilities, and reputational damage recovery costs.
What does strata insurance cover?
Strata insurance protects shared property areas like hallways and elevators against fire, flood, and structural damage, with collective repair cost sharing among owners.
Can I customise my insurance policy?
Yes, we offer policy customisation with endorsements and liability adjustments to create coverage that matches your specific business or personal requirements.
How do insurance claims work with your brokers?
We guide you through reporting incidents to insurers, facilitate documentation, and support timely claim processing while maintaining clear communication throughout the resolution.
Reviews (5)
Reubin Janagal
Sep 27, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
Had a very good experience, Got me the best quotes and the quotations were very low. And were very quick to find them and Got my business insurance very quickly.
Had a very good experience, Got me the best quotes and the quotations were very low. And were very quick to find them and Got my business insurance very quickly.
Gagan Singh
Jan 22, 2021
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Jashan went above and beyond to provide a suitable cover that covered our risks. She further educated us on the risks we are exposed to with our current level of cover and provided us with solutions to mitigate them. Furthermore, the pricing provided was competitive and negotiated down with the seller for our benefit. She was courteous and helpful in her conduct throughout our engagement with her. Highly recommended.
Hunjan Tlc
Dec 22, 2020
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Pleased with the service provided by Earnest Insurance Pty Ltd. Our broker "Jashan R" went to great lengths to provide us with support and advice regarding our insurance requirements. In addition to the excellent customer service and support she also ensured we received a good value deal. Highly recommend to anyone looking for business insurance.
Amanda Milligan
Nov 04, 2020
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The team at Earnest Insurance Brokers went over and beyond to get our insurance organised and completed within our very short deadline. They made the process so easy and simple taking the hassle out of all the paperwork and unnecessary stress. Highly highly recommend to anyone needing insurance. Couldn't fault them .Thank you!!
Chad Brewer
Oct 25, 2020
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Positive:Professionalism,Responsiveness,Value
I recently contacted Jashan @ Earnest Insurance as I wasn't satisfied with the level of care and professionalism from my previous broker. Jashan was promp, precise, reduced my premiums, provided options and tailored policies to best suited my needs.
I recently contacted Jashan @ Earnest Insurance as I wasn't satisfied with the level of care and professionalism from my previous broker. Jashan was promp, precise, reduced my premiums, provided options and tailored policies to best suited my needs.
